Soonie Stoops at Mutual of Omaha Reverse Mortgage

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United States
Irvine, CA
Soonie Stoops at Mutual of Omaha Reverse Mortgage

Home Equity Retirement Originator NMLS # 2462181 | Mutual of Omaha Mortgage NMLS # 1025894 | Serving CA, SC, AL, NJ, PA and VA

08/28/2025

🚨Financial Advisors, provide liquidity without forced asset sales! Your clients don't want to sell their valuable investments at a loss, especially during unfavorable market conditions. A reverse mortgage allows homeowners to tap into their home equity, providing much-needed liquidity without having to liquidate other portfolio assets.

It's about giving your clients ultimate flexibility — and strategically preserving their long-term wealth. Reach out to learn more about this vital liquidity solution.

08/25/2025

🔍️Simply put, your "Principal Limit" is the maximum amount of money you can borrow with a reverse mortgage. This limit is determined by several factors including your age, your home's appraised value (up to a certain limit), and current interest rates.

It's the total potential funds available to you through the loan. Understanding your Principal Limit is key to planning how a reverse mortgage can meet your financial goals. I can help you calculate yours!

08/21/2025

🏠️This is a significant fear for many, so let me clarify: You will NOT lose your home as long as you meet the loan terms. This means continuing to pay your property taxes, homeowner's insurance, and maintaining the home as your primary residence.

As long as these basic obligations are met, you retain ownership and cannot be forced out. My priority is your security and understanding exactly how this works. I'm happy to walk you through the details!

08/19/2025

This is one of the most compelling reasons many seniors choose a reverse mortgage. If the idea of freeing up significant monthly cash flow by no longer making mortgage payments* sounds appealing, then a reverse mortgage could be an excellent fit for your financial strategy. (*You still pay property taxes, insurance, and maintain the home.)

🎯If freeing up your budget is a priority for you, let's explore how a reverse mortgage can make that a reality.

08/15/2025

💡I often hear from homeowners who are carrying financial burdens, whether it's a monthly mortgage payment, credit card debt, or just the rising cost of living. The 'why' for them is clear: they crave peace of mind.

A reverse mortgage can be a significant step toward alleviating that stress. By eliminating your existing mortgage payments* or consolidating other debts, you can free up monthly cash flow and create a financial cushion. This can transform your retirement from one of worry to one of comfort and security.

If finding true peace of mind is your 'why,' let's explore how a reverse mortgage can help lift that burden.

*Borrowers must occupy the home as primary residence and remain current on property taxes, homeowner’s insurance, the costs of home maintenance, and any HOA fees.

08/12/2025

🔑With rising costs, many retirees find their traditional income streams just aren't enough. A reverse mortgage can provide a flexible, tax-free* source of funds directly from your home equity. You can choose to receive it as a lump sum, monthly payments, or a line of credit.

This means more money for daily expenses, hobbies, or even just peace of mind. Curious how this could work for your unique situation? Reach out!

*Consult a tax professional

08/06/2025

🫂Many of us dream of being the helping hand for those we love. What if your home’s equity gave you the power to help a child with a down payment… support a grandchild’s college… or simply show up during life’s curveballs?

Imagine saying “yes” without worry — because your needs are covered, too. That’s what freedom can look like.

Let’s explore how you can support your family while securing your own future. Contact me for personalized guidance.

08/04/2025

Realtors help your clients truly "downsize without downgrading." Many retirees want to simplify their living situation — not sacrifice their lifestyle. A reverse mortgage for purchase can help your clients transition to a home that's perfectly right for them, freeing up cash flow by eliminating ongoing mortgage payments.

🌟It's the right size, with the right payment strategy, and the right solution for your discerning senior buyers. Let's discuss how this strategy can benefit your next listing!

07/31/2025

💥Financial Advisors, optimizing tax-efficient income for your clients? Reverse mortgage proceeds are not taxable income*. This crucial detail means they typically don't count against Social Security or Medicare thresholds — a key benefit when you're managing complex, tax-sensitive income strategies for your clients.

Want to explore how this could fit into your client's comprehensive financial plan? Let's connect on this powerful, tax-efficient option.

*Consult a tax professional

07/29/2025

🔍️This is a popular way to receive funds from a reverse mortgage! A "line of credit" provides you with flexible access to your equity. You only pay interest on the money you actually use, and the unused portion of your credit line typically grows over time.

It acts like a financial safety net or a customizable fund for future needs, without a strict payment schedule. Many of my clients find this option incredibly reassuring. Let's explore if this flexible option is right for you!

Address

6430 Oak Canyon
Irvine, CA
92618

Telephone

+19493566648

Website

https://mutualreverse.com/lo/soonie-stoops/

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