Edgar Frias, Mortgage Loan Officer

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United States
Irvine, CA
Edgar Frias, Mortgage Loan Officer

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NMLS 391473 | 1566096 NMLS #: 391473

A mortgage specialist right here in Southern California using my 20 years of financial experience to help clients purchase their dream home or refinance their existing.

10/30/2026

5.0 star review received on Experience.com for Edgar Frias by David A - It was a quick and smooth operation. Edgar made me feel like a priority

Click to see all 106 reviews of Edgar Frias, Vice President

10/29/2026

5.0 star review received on Experience.com for Edgar Frias by Duncan H - Great service--good professionalism especially by you and Alice gomez--DLH

Click to see all 106 reviews of Edgar Frias, Vice President

10/26/2026

🥋 Is your traditional lender beating you up just to access YOUR OWN home equity? 🏠💰

Endless paperwork, tax returns, and weeks of waiting? There’s an easier way.

With our Quick Easy Digital HELOC, you may qualify for:

✅ No tax returns or pay stubs on eligible programs
✅ No uploading bank statements
✅ Soft credit check to explore your options
✅ 100% digital application
✅ Closing in as little as 5 days for qualifying borrowers
✅ Keep your existing mortgage rate!

💥 Stop fighting with traditional banks just to access your own equity.

📲 DM “HELOC” to see how much equity you may qualify to access. No obligation!

10/13/2026

🥋 Is high-interest debt putting you in a chokehold? 💳🏠

If you’re a homeowner carrying credit card balances, personal loans, or other high-interest debt, your home may hold the solution.

A HELOC or fixed Home Equity Loan could help you:

✅ Consolidate high-interest debt

✅ Potentially reduce your monthly payments

✅ Keep your existing low-rate first mortgage

✅ Explore options with a soft credit check

✅ Qualify with minimal documentation on select programs

Why keep fighting high-interest debt when you could have a better strategy?

📲 DM us “HELOC” to explore your options and see what you may qualify for.

10/12/2026

🏠 “I want a HELOC, but my credit score is too low. Can I use a co-signer?”

The answer might surprise you! 👀

YES! Some HELOC programs allow qualified co-signers to help meet credit requirements.

Even better? Depending on the program, we may still be able to use eligible household income to help you qualify.

And here’s another thing most homeowners don’t know…

Your co-signer may not even need to currently be on title! 🤯

Sometimes getting approved isn’t about having perfect credit. It’s about knowing how to structure the loan with the right lender.

📩 DM me “HELOC” if your credit score has been holding you back.

10/10/2026

5.0 star review received on Experience.com for Edgar Frias by Deborah W - good communication. Prompt answers and call backs as needed+

Click to see all 103 reviews of Edgar Frias, Vice President

10/09/2026

💀 IS YOUR DEBT GETTING SCARY? 🎃

High-interest credit cards, personal loans, and multiple monthly payments can turn into a financial nightmare. 👻

But if you’re a homeowner with equity, you may have options!

A HELOC or fixed Home Equity Loan could help you:

🏠 Consolidate high-interest debt
💳 Simplify multiple monthly payments
💰 Potentially improve your monthly cash flow
🔒 Keep the low rate on your existing first mortgage

The goal isn’t just to borrow money. It’s to make your money work smarter.

Don’t let your debt haunt you this Halloween! 💀

📩 DM me “HELOC” and let’s see if we can take some of the scare out of your monthly payments.

10/04/2026

5.0 star review received on Experience.com for Edgar Frias by Rema T - Communication between both Edgar and Alice were both promt and great. They made the process easy and quick. They both also explained every step thoroughly and answered every question I had without hesitation.

Click to see all 102 reviews of Edgar Frias, Vice President

10/02/2026

5.0 star review received on Experience.com for Edgar Frias by John S - Edgar and Team got me approved in less than 10 min, so quick i questioned if it was real. Im in Texas so laws and and funding take a little longer but funds hit after eveything was cleared.

Click to see all 101 reviews of Edgar Frias, Vice President

10/01/2026

5.0 star review received on Experience.com for Edgar Frias by Dale S - Alice was also extremely helpful and personable. 5⭐️for her!

Click to see all 101 reviews of Edgar Frias, Vice President

Address

Irvine, CA
92612

Website

https://www.westcapitallending.com/team/edgar-frias, https://www.nmlsconsumeraccess.org/, https://westcapitallending.com

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