Monet Pasillas - Cross Country Mortgage

10/16/2023

Ready to make your dollars stretch further the first two years of your homeownership?
With the temporary 2-1 Seller-Paid Buydown from New American Funding, you can take advantage of a payment rate 2% lower than the note rate for the first year of your loan and by 1% lower than the note rate in the second year.

10/13/2023

Owning and maintaining your own home in North Carolina may be part of the American Dream. If you’re thinking about making the jump from renting your space to owning a home in the Tar Heel state, know that there are multiple loan and buyer assistance programs that can make your dream a reality.

Read on to learn more about the benefits of buying your first home in North Carolina and how to get started investing in a home for the first time.

If buying a home in North Carolina is part of your American Dream, read our first-time homebuyer guide to learn what programs and loans may be available to you.

10/12/2023

When it comes to applying for a home loan, there are a few key do's and don'ts to keep in mind to ensure a smooth process and increase your chances of approval.

Don't hesitate to ask questions or seek clarification from your lender if you don't understand something about the home loan process. It's important to have a clear understanding of your responsibilities and obligations as a borrower.

By following these do's and don'ts, you can increase your chances of a successful home loan process and make your dream of homeownership a reality.

10/11/2023

Home Loans for Heroes!

VA Home Loans honor your service by providing the financial assistance opportunities you need to move into your dream home.

Call today to learn more about our VA loan!

10/10/2023

Don't get caught in the cold this winter! Warm up to your new home with us.

The perfect home is just a call away. Our flexible home loans can turn your fall home search into a reality. Explore your options with us and make your move before winter.
Ready to take the next step?

Call me today and let's make your homeownership dream come true!

10/09/2023

Worried about affordability? Fear not! NAF Homes has solutions for you.

Get in touch today!

10/06/2023

Self-employment often comes with unique or irregular payment situations, making it more difficult to qualify for a mortgage.

Here at New American Funding, we use alternative documentation so that you can get the home you want, and get back to your business.

10/05/2023

Avoid being caught off guard with closing costs that are higher than you expected!

10/04/2023

Our Pathway® Plus Program was created to help first time homebuyers get that extra assistance they need for a down payment or closing costs.� Borrowers who:�

✅Have a credit score above 620�
✅Live in a qualifying area�
✅Plan to reside in the residence� May qualify for up to $8,000* towards down payment and closing costs!

10/03/2023

Why do we believe in homeownership? There are many reasons, but today we want to talk about EQUITY! You build equity with each paid mortgage payment. Building equity is beneficial for a few reasons; you can borrow from your equity or save it to use it in the future. Equity helps to build a strong financial future!

Unfortunately, paying rent means 0% of that payment is going towards building a future for yourself, which can feel like paying 100% in interest.�

10/02/2023

Everything You Need To Know About Escrow Accounts!

You might have heard the term "Escrow" before, but let's dive in to what an Escrow account is, how it works, and why it can benefit you. ____________________...

09/26/2023

Enhance Your Financial Freedom with a Reverse Mortgage Refinance or Purchase�

Reverse Mortgages are designed to help individuals aged 62 and above maintain their current residence (Reverse Refinance), or to purchase another property better suited to their future lifestyle (Reverse Purchase). The possibilities are endless! However, to be eligible for a Reverse Mortgage, you must demonstrate your ability and willingness to maintain the property and cover all expenses, including property taxes, homeowner's insurance, HOA dues, and other costs, if applicable. * Additionally, you can purchase other properties with a Reverse Mortgage.