Karla Wienhold, Mortgage Loan Officer NMLS #1381276

Karla Wienhold, Mortgage Loan Officer NMLS #1381276 Licensed mortgage lender offering VA, FHA, USDA, and conventional loans, refinancing, and HELOCs. Karla Wienhold - NMLS #1381276, Licensed in MD.

Local loan officers providing expert home-buying guidance from application to closing. Corporate NMLS #832799
Equal Housing Lender
https://www.nmlsconsumeraccess.org/

Director of Training & Development and Loan Originator at Direct Mortgage Loans. After 23 years in education, I brought my love of teaching to the mortgage world, where I now support clients and colleagues with care and expertise. Direct Mortgage Loans (DML) is a privately owned and operated licensed direct mortgage lender located in Hunt Valley, Maryland. Our company focus is centered upon industry best practices, responsible lending, and courteous service. Our mission drives us to be committed to providing outstanding mortgage solutions and creating lifelong relationships with our clients and each other. Our vision is to be the mortgage industry leader in innovation and customer experience, by retaining the values of effective proactive, and respectful communication that fosters teamwork, transparency, and accountability to our clients, partners, and each other. A solution-focused positive attitude drives extraordinary results!

Buying a home? 🏡 Before you start touring houses, make sure you know these five numbers: your credit score, monthly inco...
09/08/2026

Buying a home? 🏡 Before you start touring houses, make sure you know these five numbers: your credit score, monthly income, monthly debts, down payment, and the monthly payment you’re actually comfortable with.

Knowing these upfront can help you shop smarter, understand your options, and avoid falling in love with a home outside your budget. Let’s get you pre approved and ready to shop! 🧡

🇺🇸 Happy Labor Day from DML! 🇺🇸Celebrating the hardworking team that shows up for our clients every single day. 🧡 Enjoy ...
09/07/2026

🇺🇸 Happy Labor Day from DML! 🇺🇸

Celebrating the hardworking team that shows up for our clients every single day. 🧡 Enjoy the long weekend!

Behind every great review is a client who trusted us with an important part of their journey. My teams and I are so than...
09/04/2026

Behind every great review is a client who trusted us with an important part of their journey. My teams and I are so thankful for the kind words, the trust, and the opportunity to help make the process a little easier.


📞 REALTORS: Before You Hit "Send" on That Offer... Make One Call.A quick conversation with your lending partner can make...
09/04/2026

📞 REALTORS: Before You Hit "Send" on That Offer... Make One Call.

A quick conversation with your lending partner can make all the difference.

Before submitting an offer, take a few minutes to confirm your buyer's approval amount, loan program, estimated cash to close, and timeline. It's a simple step that helps prevent delays, surprises, and unnecessary contract headaches.

Five minutes on the phone today can save weeks of cleanup later and help your clients move forward with confidence.

When you get pre-approved with DML, you get more than a number. You get a dedicated loan officer who knows your file and...
09/02/2026

When you get pre-approved with DML, you get more than a number. You get a dedicated loan officer who knows your file and answers when you call. Real people, real answers, no call centers. Talk to a real expert. Go Direct.

Invest Smarter. Let Your Property Work for You.Looking to grow your real estate portfolio? A DSCR loan may help you qual...
09/01/2026

Invest Smarter. Let Your Property Work for You.
Looking to grow your real estate portfolio? A DSCR loan may help you qualify based on the cash flow of the investment property - not your personal income.
With flexible options for real estate investors, DSCR financing can be a powerful tool for your next investment.
Ready to explore your options? Let’s talk.

Reviews like this mean the world to us. We appreciate every client who takes the time to share their experience and trus...
09/01/2026

Reviews like this mean the world to us. We appreciate every client who takes the time to share their experience and trust our team along the way.


Getting pre-approved goes faster when you come prepared. Have your recent pay stubs, W-2s or tax returns, recent bank st...
08/27/2026

Getting pre-approved goes faster when you come prepared. Have your recent pay stubs, W-2s or tax returns, recent bank statements and a valid photo ID ready, and we'll keep things moving. Get pre-approved. Go Direct.

REALTORS: Spot Financing Red Flags EarlyThe first conversation with a buyer can reveal a lot and identifying financing r...
08/24/2026

REALTORS: Spot Financing Red Flags Early

The first conversation with a buyer can reveal a lot and identifying financing red flags upfront can save everyone time, stress, and unexpected surprises later.

From relying on an online pre-qualification to planning a job change or major purchase, these common issues can impact a buyer's ability to close.

Partnering with a trusted lender early helps your clients shop with confidence, strengthens your offers, and creates a smoother path to the closing table.

Let's work together to set your buyers up for success from day one.

Getting pre-approved is easier than most people expect. Share a few details, talk to a real loan officer and get a clear...
08/21/2026

Getting pre-approved is easier than most people expect. Share a few details, talk to a real loan officer and get a clear answer on where you stand. No call centers, no runaround. Start your pre-approval today. Go Direct.

Address

11011 McCormick Road
Hunt Valley, MD
21031

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+14104582882

Website

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