Ami Desai, AWM, NMLS 245984

03/31/2026

5.0 star review received on Experience.com for Ami Desai | NMLS # 245984 | All Western Mortgage by Marciea M - Ami was so responsive and helpful throughout my loan process. I appreciate her availability, and I would have felt overwhelmed without her support. She patiently answered all my questions and provided additional resources when I needed them. She even offered her support during the evenings and weekends.

Click to see all 275 reviews of Ami Desai | NMLS # 245984 | All Western Mortgage, Branch Manager NMLS 245984

01/29/2026

5.0 star review received on Experience.com for Ami Desai | NMLS # 245984 | All Western Mortgage by Amber S - From the moment Ami contacted me I knew she would help me seal the deal on a home. Ami has a great team and they all communicated together for the best interest of me. Ami was always available any time of the day to explain any and everything I may of been confused about. If Ami didnt have the answers she put me in contact with someone who did. I am so thankful to have crossed her path. Highly recommended!!

Click to see all 273 reviews of Ami Desai | NMLS # 245984 | All Western Mortgage, Branch Manager NMLS 245984

01/29/2026

5.0 star review received on Experience.com for Ami Desai | NMLS # 245984 | All Western Mortgage by Nardos G - I can’t express how incredibly grateful I am to have worked with Ami and Almas in purchasing my new home. Unexpected life circumstances led me to search for a new house, and while I initially worried the approval process would be long and overwhelming, Ami put me at ease from our very first conversation.
I had a set budget and a tight timeline—she worked what felt like magic and made it happen. Throughout the entire process, Ami patiently answered my questions, educated me on aspects of real estate and loans I didn’t even know existed, and guided me through the paperwork step by step (which turned out to be far less intimidating than I expected).
Ami and her team exceeded my expectations in every way. I will forever be grateful and will enthusiastically recommend All Western Mortgage to my friends, family, and anyone looking for support on their home-buying journey.

Click to see all 272 reviews of Ami Desai | NMLS # 245984 | All Western Mortgage, Branch Manager NMLS 245984

07/25/2025

09/06/2024

I made a move to Direct Mortgage Loans! Call me to see if can help you refinance your home!

443-375-2279 or [email protected]

Ami

Ready to talk refinance? 📢 Our loan officers will keep your refinance application active and ready to go, so when the perfect rate arrives, we can lock it for you without any delays!

Reach out to get started.📲https://bit.ly/3ZhEX1n



*By refinancing your existing loan, total finance charges may be higher over the life of your loan. Rates are subject to change and may be higher or lower than your existing rate.

02/23/2023

11/17/2022

Check out this 5 star First Party review by Sunne W:
We had a great experience working with Ami Desai and her team while buying our first home in Maryland. They were all very knowledgeable and had excellent communication throughout the entire process. We were very pleased with the Cherry Creek Mortgage Team!

10/28/2022

We can help!

What Credit Score Do You Need To Buy A House?
The minimum credit score required is usually 580, but having a higher credit score may still help you qualify for a better FHA mortgage rate.
Get that score up to help secure your dream home!

10/25/2022

Call us today!!

This week's : What is a down payment?

A down payment is a portion of the sales price you will be required to pay the seller in order to close a sale. The down payment must be paid at the time of settlement (closing). Purchasing a home does not require the entire sale price be provided upfront. This is where your mortgage payment will come into play!

If you work with us, our preferred direct lender has No Down Payment Programs

08/16/2022

Check out this 5 star Google Business Profile review by Matt S:
Fast and reliable, extremely responsive! Would use again and recommend friends to Ami 100%