Thomas W. Spray-Fry/Heritage Financial Consultants, LLC

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Thomas W. Spray-Fry/Heritage Financial Consultants, LLC Securities and investment advisory services offered through Osaic FA, Inc., member FINRA/SIPC.

Osaic FA is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic FA

TGF! Each week, we donate a minimum of $250 to a charity or cause making a difference in our community.This week, we’re ...
10/30/2026

TGF! Each week, we donate a minimum of $250 to a charity or cause making a difference in our community.

This week, we’re proud to support the Alzheimer’s Association and the 2026 Walk to End Alzheimer’s.

Last week, I had the opportunity to participate in the walk alongside others coming together to raise awareness and support individuals and families affected by Alzheimer’s disease. The event brings our community together to support care, research, and the search for a cure.

A special thank you to HWK Law Group for their fundraising efforts and commitment to this important cause. We’re grateful to be a part of it!

Alzheimer's Association
HWK Law Group
Osaic
Heritage Financial Consultants

10/29/2026

As we wrap up Financial Planning Month, I was asked what retirement income security means to me.

Retirement looks different for everyone, so what does retirement income security mean to you?

Heritage Financial Consultants

Osaic

10/26/2026

Monday Meaning! Last Friday, we donated to the Helen F. Graham Cancer Center & Research Institute in recognition of Breast Cancer Awareness Month. This organization holds a special place in our hearts, as they provided care for my mom.

Here's the meaning behind our donation and why we continue to support their work.



Heritage Financial Consultants

Helen F. Graham Cancer Center

Osaic

TGF! Each week, we donate a minimum of $250 to a charity or cause making a difference in our world.In recognition of Bre...
10/23/2026

TGF! Each week, we donate a minimum of $250 to a charity or cause making a difference in our world.

In recognition of Breast Cancer Awareness Month, we’re proud to once again support the Helen F. Graham Cancer Center & Research Institute, the team that provided care for my mom.

Based in Delaware, the center is dedicated to providing quality cancer care while advancing research and treatment options for patients. Their ongoing efforts continue to make a difference for individuals and families facing cancer.
We’re grateful for the care they provided our family and proud to continue supporting their work.

ChristianaCare
Friends of the Helen F. Graham Cancer Center & Research Institute
Heritage Financial Consultants
Osaic

10/22/2026

Have you thought about what your lifestyle will cost in retirement?

This Retirement Income Security Week, we’re encouraging you to look beyond investments and think about the bigger picture your expenses, income sources, and any potential gaps.

Understanding these pieces is an important step toward creating a retirement plan that works for you.

Heritage Financial Consultants

Osaic

TGF! Each week, we donate a minimum of $250 to causes that make a meaningful difference in the lives of others.October i...
10/16/2026

TGF! Each week, we donate a minimum of $250 to causes that make a meaningful difference in the lives of others.

October is Breast Cancer Awareness Month, and this week, our contribution is especially personal as we support a friend who is living with hormone receptor-positive metastatic (stage 4) breast cancer.

Our donation will support METAvivor and its efforts to fund metastatic breast cancer research, helping advance treatments and work toward finding a cure.

We’re proud to stand alongside our friend and support a cause that impacts so many individuals and families. Every contribution, no matter the amount, can help make a difference.

Heritage Financial Consultants

Osaic

Metavivor Research & Support

10/15/2026

Happy HSA Day! A Health Savings Account (HSA) can be a valuable tool for managing healthcare expenses while planning for the future.

From tax advantages to saving for qualified medical expenses, an HSA offers benefits that can support your financial well-being today and in retirement. Take some time today to learn how an HSA may fit into your overall financial plan!

Heritage Financial Consultants

Osaic

TGF! Each week, we donate a minimum of $250 to a charity or cause making a difference in our community.This week, we’re ...
10/09/2026

TGF! Each week, we donate a minimum of $250 to a charity or cause making a difference in our community.

This week, we’re proud to support Pedro Alonso Granda’s Rising Stars fundraising campaign benefiting the Living Classrooms Foundation.

Living Classrooms provides hands-on education, career development, and community programs that create opportunities for children and families throughout Baltimore.

We’re happy to support Alonso’s fundraising efforts and an organization making a difference in our community!

Tap In

Alonso Granda

Heritage Financial Consultants

Osaic

10/06/2026

There's always a story behind each TGF.

Last week, we supported York College of Pennsylvania through the Spartans Advance program. As an alum and former member of the men's lacrosse team, this one has a personal connection for me.

Here's a little more about why I choose to support a place that has meant so much to me over the years.

York College of Pennsylvania
York College Men's Lacrosse
Heritage Financial Consultants
Osaic

TGF! Each week, we donate a minimum of $250 to a charity or cause making a difference in our community.This week, we’re ...
10/02/2026

TGF! Each week, we donate a minimum of $250 to a charity or cause making a difference in our community.

This week, we’re supporting York College of Pennsylvania through the Spartans Advance program. As a proud York College alum and former member of the men’s lacrosse team, this one is especially meaningful to me.

Spartans Advance brings the York College community together to support students, including the programs and experiences that make their time at YCP memorable. My years at York, both in the classroom and on the field, gave me experiences and relationships that have stayed with me long after graduation.

It means a lot to have the opportunity to give back to a place that was such an important part of my own journey and help support the next generation of Spartans.

York College of Pennsylvania

Heritage Financial Consultants

Osaic

York College Spartans - Men's Lacrosse

Address

307 International Circle, Suite 390
Hunt Valley, MD
21030

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm

Telephone

+14107850033

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