Thomas W. Spray-Fry/Heritage Financial Consultants, LLC

Thomas W. Spray-Fry/Heritage Financial Consultants, LLC Securities and investment advisory services offered through Osaic FA, Inc., member FINRA/SIPC.

Osaic FA is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic FA

TGF! Each week, we donate a minimum of $250 to a charity or cause making a difference in our world.In honor of World Env...
06/12/2026

TGF! Each week, we donate a minimum of $250 to a charity or cause making a difference in our world.

In honor of World Environment Day last Friday, we're proud to support Gunpowder Valley Conservancy. This local nonprofit is dedicated to protecting and restoring the lands and waterways of the Gunpowder Watershed through conservation efforts, environmental education, stream cleanups, and community engagement.

They're making a real difference in protecting the places our community knows and loves.

Osaic

Heritage Financial Consultants

Gunpowder Valley Conservancy

06/11/2026

A mid-year check-in, how's your emergency fund looking? Life can be unpredictable, and having a financial safety net can make all the difference. Take a few minutes to review your savings goals, adjust if needed, and make sure you're prepared for whatever comes your way.

Heritage Financial Consultants

Osaic

06/09/2026

Mid-Year Checkup! We’re halfway through the year, have you checked in on the goals you set back in January?

Throughout the month, we’ll be looking at different areas of your financial plan to help make sure you're still aligned with your goals and on track for the year ahead. Small adjustments now can make a big difference by year-end.

Heritage Financial Consultants

Osaic

TGF! Each week, we donate a minimum of $250 to a charity or cause making a difference in our community.This week, we're ...
06/05/2026

TGF! Each week, we donate a minimum of $250 to a charity or cause making a difference in our community.

This week, we're proud to donate $500 to Loyola Blakefield’s Day of the Don. This annual day of giving helps provide students with opportunities both inside and outside the classroom while supporting the programs that make the Loyola experience so impactful.

We're grateful for the chance to contribute and support the next generation of leaders.

Heritage Financial Consultants

Osaic

Our newest team member stopped by today and wasted no time taking calls.
06/03/2026

Our newest team member stopped by today and wasted no time taking calls.

After a successful internship with the Spray-Fry team, Milan Gupta is graduating from Towson University and beginning an...
06/02/2026

After a successful internship with the Spray-Fry team, Milan Gupta is graduating from Towson University and beginning an exciting new chapter. We’re grateful for the hard work, creativity, and dedication he brought to our team, and we wish him continued success in all that comes next.

At the same time, we’re excited to welcome Sean Colson to Heritage Financial Consultants!We look forward to having him on board and can’t wait to see the impact he’ll make.

Join us in congratulating Milan and welcoming Sean!

Osaic

05/29/2026

It’s 5/29 Day! See how the 529 plan can work for you and your family, a tax-advantaged way to help save for future education expenses and support long-term planning goals. As of 2026, families can withdraw up to $20,000 per year, per beneficiary from a 529 plan for K–12 tuition, tax-free at the federal level. Additionally, up to $35,000 of unused 529 funds can be rolled into a Roth IRA, subject to annual contribution limits and other eligibility rules.

TGF! Each week, we donate a minimum of $250 to a charity or cause making a difference in our world. This week, we’re pro...
05/29/2026

TGF! Each week, we donate a minimum of $250 to a charity or cause making a difference in our world. This week, we’re proud to support Folds of Honor following Memorial Day earlier this week.

Folds of Honor provides educational scholarships to the spouses and children of fallen or disabled military service members and first responders. Their mission helps provide families with support and opportunities in the face of tremendous sacrifice.

As we reflect on Memorial Day, we’re grateful for those who gave their lives in service to our country and proud to support an organization making a meaningful impact on the families they leave behind.

Heritage Financial Consultants

Osaic

TGF! Each week, we donate a minimum of $250 to a charity or cause making a difference in our world. This week, we’re pro...
05/22/2026

TGF! Each week, we donate a minimum of $250 to a charity or cause making a difference in our world. This week, we’re proud to contribute $625 in support of the Jeff Lang Scholarship as part of our pledged $10,000 contribution.

This scholarship helps support students as they continue their education, develop their skills, and pursue their academic and professional goals.

Jeff Lang was my mentor, and his guidance and example shaped so much of my own career and approach to helping others. Supporting this scholarship is a meaningful way to honor his legacy and pay forward the mentorship and encouragement he gave me.

With so many Towson University alumni across our team and internship program, this scholarship is also a way to give back to a community that has helped shape so many future leaders. We’re proud to support students as they pursue their goals and create a lasting impact of their own.

Heritage Financial Consultants

Osaic

Towson University

05/20/2026

It’s Small Business Month! A great time to highlight the importance of retirement planning for small business owners and their employees. Explore options that can help support long-term financial security and make saving for the future more accessible.

Heritage Financial Consultants

Osaic

Address

307 International Circle, Suite 390
Hunt Valley, MD
21030

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm

Telephone

+14107850033

Website

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