Elizabeth Paal Goss/Heritage Financial Consultants, LLC

09/07/2026

"Follow your passion, be prepared to work hard and sacrifice, and, above all, don't let anyone limit your dreams." (Donovan Bailey) Today, we celebrate your hard work, sacrifice, and dreams. Happy Labor Day!

09/06/2026

A 529 plan can offer more flexibility than many people realize. Under SECURE Act 2.0, eligible unused funds may be rolled into a Roth IRA for the beneficiary, helping support long-term financial goals.

09/04/2026

Coverdell ESAs can be used for K-12 expenses in addition to higher education costs. Contributions may be made until the account beneficiary turns 18. The money must be withdrawn when the beneficiary turns 30, or taxes and penalties may occur.

09/01/2026

One of the greatest parts of my job as a financial professional is working with families, helping them pursue their goals. Among the most important of those family goals is saving for college.

08/11/2026

Ready to tackle back-to-school season without breaking the bank?

Discover these easy-to-use budgeting hacks to ease the financial strain. Swipe on for clever tips to help start the school year off on the right foot!

07/09/2026

Congratulations to Kathy Armstrong/Heritage Financial Consultants, LLC on being named to the InvestmentNews $100M Club: Top Female Advisors 2026! This national recognition celebrates female advisors who individually manage $100 million or more in assets under management. Well deserved, Kathy — congratulations!

Learn more about the recognition: https://www.heritageconsultants.com/congratulations-kathy-armstrong/

The $100M Club: Top Female Advisors issued by InvestmentNews on 6/17/2026 for the assets under management in the previous calendar year was awarded to female advisors who individually manage at least $100 million. The financial professional applied for the recognition. The final list of award recipients was determined based on each eligible advisor's individual assets under management reported between January 1 and December 31, 2025. 340 female advisors were considered for this honor and 31.76% were selected. No fee was paid for the nomination, receipt, or promotion of the award. Third-party ratings are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client's evaluation.

07/04/2026

Independence isn't just a date on the calendar; it's woven into our everyday lives. Today, we come together to celebrate the nation we love!

What are you up to this Independence Day? Kicking back in the sun and firing up the grill, or diving into festivities with friends and family?

From my family to yours, here's to a fantastic Independence Day! Isn't it incredible to call America home? God bless the USA!

07/01/2026

Having and following a well defined budget is instrumental to the foundation of financial independence. Here are tips on how to build a rock-solid budget to set yourself up for success as you set out on your journey of financial freedom!

To budget money: 1. Figure out your after-tax income 2. Choose a budgeting system 3. Track your progress 4. Automate your savings 5. Practice budget management

06/13/2026

Whether you’re lounging at home or away for a day or more, you want your home to be protected. Check out these top home security recommendations.

For 2026, ADT delivers the best installation, SimpliSafe leads in burglary protection, and Vivint dominates smart home integration.

06/10/2026

Planning for retirement means exploring every tool, including ones people often overlook or misunderstand. Annuities explained:

Get expert advice on the risks of this pension-like cash flow