Elizabeth Paal Goss/Heritage Financial Consultants, LLC

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Elizabeth Paal Goss/Heritage Financial Consultants, LLC I provide comprehensive financial planning in the areas of wealth management, retirement planning, education planning, and risk management. Osaic Wealth, Inc.

Securities and investment advisory services offered through Osaic Wealth, Inc., member FINRA/SIPC. is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth, Inc.

I'm incredibly honored to be recognized as a 2026 InvestmentNews Rising Star!What makes this award meaningful to me is t...
11/02/2026

I'm incredibly honored to be recognized as a 2026 InvestmentNews Rising Star!

What makes this award meaningful to me is the opportunity to do work that truly matters. Every day, I have the privilege of helping individuals and families prepare for the future, navigate life's transitions, and pursue the goals that are most important to them.

Thank you to everyone who has trusted me along the way and to the amazing colleagues and mentors who have helped shape my career. I'm grateful for this recognition and even more grateful for the opportunity to make a difference in the lives of others.

The Rising Stars award issued InvestmentNews on 10/28/2026 based on data as of 6/12/26 was awarded to wealth management professionals aged 40 or under. Elizabeth P**l Goss applied for the recognition. Nominees were asked about their current role, key achievements, and career goals, as well as the contributions they've made to shaping the industry. The Rising Stars were determined by an independent panel of industry leaders. xx people were selected for this honor. No fee was paid for the nomination or receipt of the award; however winners may pay to promote the award. Third-party ratings are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client's evaluation.

Happy Halloween! 👻Financial fears don’t have to be frightening. From haunting debt to ghosted budgets, we're here to hel...
10/31/2026

Happy Halloween! 👻

Financial fears don’t have to be frightening. From haunting debt to ghosted budgets, we're here to help you face them with confidence.

Wishing you a fun, safe, and spooktacular Halloween filled with more treats than tricks!🎃

October may be wrapping up, but your financial journey is just hitting its stride. Every small habit and milestone count...
10/27/2026

October may be wrapping up, but your financial journey is just hitting its stride. Every small habit and milestone counts toward the future you're building. Let's keep the commitment alive all year long.

Yesterday, our team volunteered with the Baltimore Hunger Project and packed more than 600 weekend food bags for local c...
10/21/2026

Yesterday, our team volunteered with the Baltimore Hunger Project and packed more than 600 weekend food bags for local children. These bags help ensure students have access to nutritious food when school is not in session, providing support to children and families throughout our community.

We are grateful for the opportunity to give back and contribute to such meaningful work. Thank you to the Baltimore Hunger Project for the incredible impact you make every day!

Health Savings Accounts (HSAs) offer a unique opportunity to align healthcare planning with long-term financial goals.  ...
10/15/2026

Health Savings Accounts (HSAs) offer a unique opportunity to align healthcare planning with long-term financial goals.

•Tax-deductible contributions
•Tax-free growth
•Tax-free withdrawals for qualified medical expenses

HSAs can also serve as a strategic component of retirement planning. If you're looking to optimize your financial wellness. Understanding how to leverage your HSA is a smart place to start.

Mastering your money isn't about restriction; it's about building the future you actually want. Financial planning bring...
10/07/2026

Mastering your money isn't about restriction; it's about building the future you actually want. Financial planning brings the clarity and confidence to make your biggest goals a reality.

Here is your blueprint to get started:
• Define what you're working toward
• Build a realistic budget that fits your life
• Invest with intention for long-term growth
• Map out a comfortable retirement
• Safeguard your assets and loved ones

Tis’ the season for spooky movies! We’re excited to share some Halloween favorites to help you get into the spirit of th...
10/06/2026

Tis’ the season for spooky movies! We’re excited to share some Halloween favorites to help you get into the spirit of the season.🎃

From childhood classics to cult favorites, we guarantee you'll find your next must-watch here.

Did you know that having a financial plan can reduce stress and improve decision-making? National Financial Planning Mon...
10/01/2026

Did you know that having a financial plan can reduce stress and improve decision-making? National Financial Planning Month encourages everyone to assess their financial health and make informed choices. From budgeting to investing, a solid plan puts you in control.

A new marriage. A first child. A home you're proud of. These milestones come with a lot of joy, and a lot of new respons...
09/25/2026

A new marriage. A first child. A home you're proud of.

These milestones come with a lot of joy, and a lot of new responsibility. The coverage that made sense five years ago might not reflect what you're protecting today.

Take a moment this month to think about who depends on you now, and whether your plan still matches that picture.

Nobody likes to think about the worst-case scenario. But that's exactly why life insurance matters. It's not about expec...
09/17/2026

Nobody likes to think about the worst-case scenario. But that's exactly why life insurance matters.

It's not about expecting the unexpected, it's about making sure the people you love aren't left facing financial hardship on top of everything else. A paid-off mortgage. Tuition covered. Time to grieve without added money stress.

That kind of peace of mind is hard to put a price on. At Heritage, we're here to help you get there.

Address

307 International Circle
Hunt Valley, MD
21030

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