Kathy Armstrong/Heritage Financial Consultants, LLC

10/31/2025

May your Halloween be filled with tricks, treats, and everything sweet!

10/21/2025

With Halloween just around the corner, it’s time to let your dog join the costume fun! 🎃

Achieving ultimate costume success on Halloween means including your dog. To help you out, here are 60 funny dog costumes for your sweet pup.

09/19/2025

Celebrate fall with cozy vibes and budget-friendly fun. Enjoy hot cider, bonfire s’mores, and easy party ideas that make hosting simple! 🍂

From apple cider tasting to an authentic Oktoberfest.

09/11/2025

Today, we remember and pay tribute to the heroes and victims of 9/11. Their courage and kindness continue to inspire us. This day reminds us to cherish each moment and support those around us.

09/02/2025

08/22/2025

Helping a grandchild pay for college can be done in several ways. This list outlines common options and the pros and cons of each. 📚

Learn about plans and accounts that allow you to efficiently save for your child's or grandchild’s education while shielding the savings from the IRS as much as possible.

08/20/2025

Thoughtful planning can make a big difference when saving for college. Avoid common mistakes and stay ahead!
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It's easy to make mistakes while saving for college. See the biggest ones and how to fix them.

07/24/2025

Check out these smart travel tips that make budget adventures feel luxurious!

Discover budget-friendly, sustainable travel options with tips on eco-friendly stays, public transport, local street food, and free activities in top destinations.

07/15/2025

There’s an app for that! Determining how to pay off debt can be a challenge, but these budgeting apps can help you decide how much to pay toward each debt, and which balances to tackle first.

Find out which mobile and web applications are the best for people who want to manage and track their debt so that they are on the right path to paying off their balances. Compare their features, pricing, and platforms to see which one can help you become debt-free the fastest.

07/10/2025

This article offers simple steps that can help you build stronger money habits and feel more in control!

Practicing good money habits can help to overcome those financial hiccups by establishing regular saving contributions, mindful spending and overall financial awareness.

07/08/2025

Not all debt works the same way. Understanding the difference between helpful and harmful debt can guide smarter financial choices. Check out these main categories of debt and how they can impact your financial situation.

Types of debt available for consumers include secured debt, unsecured debt, revolving debt, and mortgages. Learn about the different categories of debt.

07/04/2025

Happy birthday, America!