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Sandra Krampota - Highlands Residential Mortgage

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United States
Houston, TX
Sandra Krampota - Highlands Residential Mortgage

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Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Sandra Krampota - Highlands Residential Mortgage, Loan service, 22118 Market Place Drive Suite 400, Houston, TX.

Our goal is to provide our clients with a legendary lending experience that exceeds all expectations
Residential Mortgage Loan Officer NMLS #277299
Highlands Residential Mortgage Ltd NMLS 134871
Equal Housing Lender

10/27/2026

Choosing between a FIXED-RATE and ADJUSTABLE-RATE mortgage really comes down to your goals. Some buyers prefer the consistency and long-term stability of a fixed rate, while others may benefit from the initial savings an adjustable-rate mortgage can offer in the right situation.

The better choice isn't the same for everyone - it depends on your plans, your budget, and how long you expect to stay in the home. If you're weighing both options, I can help you look at the pros and decide what fits best.

10/20/2026

When it comes to new construction, there are a lot of moving pieces-and having the right lending partner can make all the difference.

Whether you're a builder, new home sales consultant, or real estate agent, my goal is simple: provide financing solutions, communicate proactively, solve challenges early, and help keep transactions moving forward.

Every successful closing starts with a strong team. I'm committed to helping create a smooth experience for everyone involved-from contract to closing.

If you're looking for a lending partner who values communication, responsiveness, and collaboration, let's connect.

10/13/2026

The homebuying process has a way of tossing around mortgage terms like they're everyday vocabulary, when for most people, they're anything but. Understanding basics like pre-approval vs. pre-qualification or what APR, PMI, and DTI mean can make the process feel a lot less overwhelming.

You don't need to become a mortgage expert overnight, but having a solid grasp of these terms can help you feel more confident about what you can afford and what to expect. If you've ever thought, "I probably should know what that means," then give me a call today and I can get you sorted out.

10/06/2026

Closing costs can feel a little like a jump scare at the end of the homebuying process, but they're much less intimidating when you know what's coming. These are the costs tied to finalizing your loan and purchase, and they're an important part of planning your budget.

Closing costs can include things like:
* Lender fees
* Appraisal costs
* Title work
* Prepaid property taxes
* Homeowners insurance
* Other loan and settlement-related expenses

The good news is, closing costs don't have to catch you off guard. When you understand them early, it becomes much easier to prepare and move through the process with confidence. If you'd like help estimating what closing costs could look like for your situation, I'm here to help.

09/30/2026

5.0 star review received on Experience.com for Sandra Krampota by Luis L - Working with Sandra was a great experience from start to finish. She was kind, patient, and genuinely helpful. She walked me through the entire process and made getting the loan much easier than I expected. I would defintely recommend her!

Click to see all 561 reviews of Sandra Krampota, Loan Officer

09/29/2026

A conventional loan is a dependable mortgage option that offers competitive terms, flexible down payment options, and a strong fit for many buyers, making it a classic choice that continues to quietly do the heavy lifting in the homebuying process.

Ready to go house hunting and want to know what kind of loan you may qualify for? Let's talk through your options today and see if a conventional loan is the right fit for you.

09/22/2026

The real mystery? Why so many buyers think the case is closed before it even starts.

Do you have:

► Stable income
► Good payment history
► Some savings

If you said yes, you might have more home loan options than you think.

Sometimes the mystery is not whether buying is possible, it is simply figuring out which loan program fits best. So, if you have been ruling yourself out before the paperwork even gets a chance, let's investigate the facts and see what the evidence really says.

09/21/2026

As the busy summer moving season starts to wind down, the pace of the market often eases up too - and that can create a quiet advantage for buyers. Homes may sit a little longer, which can open the door to more flexibility on price, terms, and concessions. If you've been thinking about buying, this fall could be a great time to explore your options. Reach out and let's see what kind of opportunity might be out there for you.

09/20/2026

5.0 star review received on Experience.com for Sandra Krampota by Lisa A - Great communication always ahead of the game .

Click to see all 559 reviews of Sandra Krampota, Loan Officer

09/15/2026

Are you in a toxic relationship with rent? It keeps taking your money, offers very little in return, and somehow still acts like this arrangement is working out great for everyone. If you've been thinking about making a change, this may be a good time to look at what homeownership could actually look like.

And if you're thinking, "But what about the down payment?" or "What about rates?" - don't count yourself out too quickly. There may be more options available than you realize, especially for first-time homebuyers.

Want to talk through it? I'd be happy to help you explore the possibilities.

Address

22118 Market Place Drive Suite 400
Houston, TX
77357

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm
Saturday	9am - 5pm
Sunday	9am - 5pm

Telephone

+17138172029

Website

http://www.sandrakrampota.com/, https://www.sml.texas.gov/, https://www.highlandsmortgage.com/licenses/, https://www.nml

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