Torrey Jacoby at Rate NMLS 1002704

Torrey Jacoby at Rate NMLS 1002704 Torrey Jacoby, NMLS 1002704
VP of Mortgage Lending at Rate, NMLS 2611.

06/04/2026

I don’t just help people win their dream homes, I help them build the foundation for their financial future. As a home grows in value, it builds equity, which could be tapped into down the road. If you’re looking to know more about buying or what it could mean long term, let’s talk.
https://myoc.io/jpxHm0qSS6O/I1Zz6

NMLS #1002704

06/03/2026

If you’re on the fence, I’m here to help you out. Sometimes when homeownership feels far off, it’s actually closer than you think. Let’s talk and I’ll walk you through your different options.
https://myoc.io/jpxHm0qSS6O/Fx7IM



NMLS #1002704

Let’s talk timing. Rising home prices and relatively low inventory could affect the math on when it’s the right time to ...
05/19/2026

Let’s talk timing. Rising home prices and relatively low inventory could affect the math on when it’s the right time to buy. If you’ve got a house in mind, let’s chat about how to use the market in your favor.

Learn more: http://ms.spr.ly/6188vp3p4

05/14/2026

Fast, simple and designed for Veterans, a VA Interest Rate Reduction Refinance Loan (IRRRL) could help you refi in just days, while lowering your interest rate and skipping extra paperwork.

Connect with me to learn more: http://ms.spr.ly/6180vRH5k

05/13/2026

If your goal is a lower monthly payment, mortgage points might be part of the strategy. The key is knowing whether paying more now actually benefits you long term. That’s where I come in.

Let's connect: http://ms.spr.ly/6188vue9i

05/12/2026

Think you’ve found your dream home? I’ll help you make sure the numbers are in sync. The appraisal is where value gets verified and where strategy matters most. I’ll guide you through your options so nothing catches you off guard.

Let's connect: http://ms.spr.ly/6188vP41s

If you’re on the hunt for your next home, I’ve got some great news. In short, sales are shifting in buyers’ favor and mo...
05/11/2026

If you’re on the hunt for your next home, I’ve got some great news. In short, sales are shifting in buyers’ favor and mortgage rates are down from last year. The next step is to use these conditions to your advantage, and I’m here to help with that.

Let’s talk: http://ms.spr.ly/6181vPwuc

05/07/2026

At Rate, we're committed to serving those who served, offering VA loan benefits including no minimum FICO and multiple loan options. You may have more opportunities than you think. Buy or refi** with us today.

Learn more: http://ms.spr.ly/6182vM73O

05/06/2026

Most buyers don’t have 20% down, they just think they need it. That assumption keeps people waiting longer than they have to. If that’s what’s holding you back, let’s talk through what may actually be possible.

Learn more: http://ms.spr.ly/6181vMMsx

Good news for buyers and sellers: home prices rose in 71% of metro markets in Q1, showing many homeowners may still have...
05/05/2026

Good news for buyers and sellers: home prices rose in 71% of metro markets in Q1, showing many homeowners may still have strong equity to work with. At the same time, typical monthly mortgage payments were down from last quarter and last year, giving buyers a little more room to plan their next move.

See what the latest data could mean for you: http://ms.spr.ly/6181vzaaZ

Address

2603 Augusta Drive Suite 420
Houston, TX
77057

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