Loan With Jen - Legacy Mutual Mortgage NMLS #514497

Loan With Jen - Legacy Mutual Mortgage NMLS #514497 I empower homebuyers with real facts, no BS , about the mortgage process, so they can make the best decisions! You. Us. Together

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs. TEAM MISSION To be the most trusted choice in lending by delivering dreams daily while providing exceptional customer service at every turn.

06/01/2026

Premiums are climbing, and it's not just you. Weather events across the country are a major driver, impacting everyone. Plus, the rising costs of labor and materials mean rebuilding a home is more expensive than ever. Insurance companies pass these increased costs onto us. And as claim counts rise, leading to higher loss ratios, insurers must adjust their rates accordingly. Jen Hernandez and independent insurance agent Kathy Leger of Leger Insurance break down the key factors. Learn what's behind these increases to better understand your policy.

Watch the full video: https://youtu.be/bPacFJhf9r4
Visit Kathy's website: www.legerinsurance.com
Comment your question below

05/31/2026

Many business owners overlook their credit score. Did you know you can get FREE credit reports? Visit AnnualCreditReport.com or Credit.org. Reviewing your report annually is crucial to catch errors and ensure it accurately reflects your debt history. Don't let mistakes impact your business funding potential! Learn more from Jen.

Watch full video here https://youtu.be/xYhp2yV0BHY
Comment your question below. Follow for weekly real estate tips.

05/30/2026

When starting your business, your personal balance sheet and available funds are key. For new ventures, Jen looks at your personal investment. For existing businesses, she reviews company assets. How much of your own money will you put in to get started?

Watch full video here https://youtu.be/xYhp2yV0BHY
Comment your question below. Follow for weekly real estate tips.

05/29/2026

The Small Business Administration (SBA) is a government agency dedicated to supporting both new and existing businesses. While the government doesn't lend directly, they offer loan guarantees to lenders, incentivizing them to support small businesses, which are often seen as higher risk. This support is crucial for business growth and formation. Learn how Jen can help you navigate these options.

Watch full video here https://youtu.be/xYhp2yV0BHY
Comment your question below. Follow for weekly real estate tips.

05/27/2026

Worried about rising property taxes? Don't let your tax bill sneak up on you! Your county will send notices, and you have the right to protest every year. Unsure how to do it? Your local realtor or a professional appraisal company can guide you. Ask for recommendations to ensure you get the best help. Don't miss out on potential savings!

Watch the full video for more tips: https://youtu.be/N--h4MWVMzo
Comment your question below. Follow for weekly home tips.

05/25/2026

Buying a new home? Jen and Kathy Leger, independent insurance agent at Leger Insurance, break down red flags that could lead to higher premiums or even get you on a cancellation list. Learn about critical factors like the age of your roof, water heater, and HVAC system. Discover how location in Houston, like moving further north or west towards Magnolia, can significantly impact your homeowners insurance costs. Don't get caught off guard by these potential premium hikes! Learn more about securing the right coverage.

Watch the full video for more insights: https://youtu.be/bPacFJhf9r4
Visit Kathy's website: www.legerinsurance.com.
Comment your question below.

05/24/2026

Did you know Prince's estate was worth nearly a billion dollars, yet he didn't have a simple will? It's a stark reminder that even without a holographic will, a basic plan is crucial. In Texas, dying without a will means assets are distributed by intestacy laws, putting decisions solely in a judge's hands. Why let a judge decide your family's financial future when you can plan it yourself? This is a serious consideration for anyone, especially first-time homebuyers and homeowners navigating their assets. Thank you to our collaborators Brandon Herndon and Mary Jane Williams for their insights. Comment your questions below!
Watch full video here: https://www.youtube.com/watch?v=NPObQywtFlg

05/18/2026

Agents sometimes move clients to FAIR Plan for better rates, but this is a huge mistake. FAIR Plan is state-funded, offering minimal coverage for only about 8 perils. It's a last resort for essential protection like fire and lightning when private insurance isn't an option. We discussed this with independent agent Kathy Leger of Leger Insurance. Don't settle for less coverage than you need!

Watch the full video for more insights: https://youtu.be/bPacFJhf9r4
Visit Kathy's website: www.legerinsurance.com.
Comment your question below.

05/17/2026

Wondering when you can finally ditch PMI on your conventional loan? It's when you hit 80% loan-to-value. For example, on a $100,000 home, you can cancel PMI when your loan balance drops to $80,000, meaning you have 20% equity. Jen breaks down the full cancellation rules in the video below! Save this before your next renewal.

Watch full video here: https://youtu.be/Miavir3m35g
Comment your question below.

05/16/2026

Thinking about a 50-year mortgage? Jen explains who might benefit. If you're younger (30s-40s) with unpredictable income, like commission or bonuses, this could be an option. The key is discipline: you'd need to make large principal payments at least once a year. This strategy works best for those with a clear plan to chip away at the principal. Learn more about your mortgage options!

Full video: https://youtu.be/KNU9ZraNCV4
Comment your question below. Follow for weekly real estate tips.

Address

575 N Dairy Ashford Road, Suite 750
Houston, TX
77079

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+17135793611

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