David Colclough - Mortgage Loan Originator

David Colclough - Mortgage Loan Originator Allow me to help make your home purchase or refinance transaction a pain-free and positive experience! Licensed in SC, GA, FL and TX. NMLS 2234650

Buying your first home or investment property might be closer than you think! 🏡From using eligible gift funds for your d...
09/15/2026

Buying your first home or investment property might be closer than you think! 🏡

From using eligible gift funds for your down payment to finding flexible solutions, there are many paths to homeownership. The right program depends entirely on your unique goals and financial picture.

Thinking about buying? Message me today and let's explore your options together!

David Colclough | NMLS #2234650
Loan Factory | NMLS #320841

Dreaming of expanding your real estate portfolio? 🏘️ A DSCR loan could be your key! This flexible financing option focus...
09/14/2026

Dreaming of expanding your real estate portfolio? 🏘️ A DSCR loan could be your key! This flexible financing option focuses on the property's rental income, making it easier for investors to qualify.

With a DSCR loan, you can:
✔ Leverage eligible rental income
✔ Finance investment properties
✔ Grow your portfolio with added flexibility

Every investment journey is unique. Let's chat about the numbers and find financing that aligns with your vision. Ready for your next investment property? Send me a message!



David Colclough | NMLS #2234650
Loan Factory | NMLS #320841

Dreaming of a new home? 🏡 When you're ready to buy, what's your absolute must-have?A. Keeping the monthly payment manage...
09/11/2026

Dreaming of a new home? 🏡 When you're ready to buy, what's your absolute must-have?

A. Keeping the monthly payment manageable
B. The perfect neighborhood location
C. Enough space for your lifestyle
D. Proximity to top-rated schools

Let us know your top priority in the comments below! 👇 If your budget is a key factor, send us a message. We're here to help you explore smart financing solutions to make your homeownership dreams a reality.



David Colclough | NMLS #2234650
Loan Factory | NMLS #320841

Your path to homeownership is unique, just like your story! 🏡 At Loan Factory, we believe in understanding your specific...
09/10/2026

Your path to homeownership is unique, just like your story! 🏡 At Loan Factory, we believe in understanding your specific needs and goals to find the right mortgage solution for you.

Let us guide you through every step, from exploring possibilities to celebrating with your new keys. Ready to discover what works for your journey? Reach out today!



David Colclough | NMLS #2234650
Loan Factory | NMLS #320841

Getting a mortgage "no" can be complex, and it's rarely about just one thing! 🧐 Several factors like your credit history...
09/09/2026

Getting a mortgage "no" can be complex, and it's rarely about just one thing! 🧐 Several factors like your credit history, income documentation, debt-to-income ratio, property, and employment all play a role. Since everyone's situation is unique, don't let a potential hurdle stop you. Connect with a Loan Officer to explore what might be impacting your application and discover your available options.



David Colclough | NMLS #2234650
Loan Factory | NMLS #320841

Life's journey often brings changes, and your home financing strategy might need an update too. If you're navigating a d...
09/08/2026

Life's journey often brings changes, and your home financing strategy might need an update too. If you're navigating a divorce, important questions about your home can arise: Should you keep it? Sell and find a new place? Or consider refinancing your current mortgage?

There are various financing paths available to suit your unique circumstances. Reach out today to explore your mortgage options before making your next big decision.



David Colclough | NMLS #2234650
Loan Factory | NMLS #320841

This Labor Day, we're celebrating the dedication and hard work that builds not just careers, but dreams and futures. 🇺🇸🏡...
09/07/2026

This Labor Day, we're celebrating the dedication and hard work that builds not just careers, but dreams and futures. 🇺🇸🏡

We honor those who strive for what matters most, like creating a place to call home.

Happy Labor Day from Loan Factory! ❤️🤍💙

David Colclough | NMLS #2234650
Loan Factory | NMLS #320841

Your homeownership journey is unique, and your mortgage should be too! 🏡 Whether you're aiming for a Conventional, FHA,...
09/05/2026

Your homeownership journey is unique, and your mortgage should be too! 🏡 Whether you're aiming for a Conventional, FHA, VA, or even an investment property loan, I'm here to explore the perfect fit for your financial goals. Let's chat about what you want to achieve, and we'll find the right loan option together.

NMLS #123456

David Colclough | NMLS #2234650
Loan Factory | NMLS #320841

Dreaming of a home built just for you? 🏡Instead of settling, explore the exciting possibility of financing your custom d...
09/04/2026

Dreaming of a home built just for you? 🏡

Instead of settling, explore the exciting possibility of financing your custom dream home from the ground up! Construction loans offer a flexible way to fund your project, with funds often released as your home takes shape. Plus, many programs can transition to permanent financing once you're ready to move in.

Ready to build? Send me a message to discuss your construction loan possibilities!



David Colclough | NMLS #2234650
Loan Factory | NMLS #320841

Dreaming of owning your first home? 🏡 It doesn't have to be daunting!Getting started is simple when you know the key ste...
09/03/2026

Dreaming of owning your first home? 🏡 It doesn't have to be daunting!

Getting started is simple when you know the key steps:
✅ Understand your budget.
✅ Plan for your down payment.
✅ Review your credit report.
✅ Get pre-approved.
✅ Budget for closing expenses.

Ready to build your homeownership game plan? Send me a message!



David Colclough | NMLS #2234650
Loan Factory | NMLS #320841

Address

14405 Walters Road Suite 1003
Houston, TX
77014

Telephone

+18035283274

Website

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