Smart Money, Inc. NMLS #273384

Smart Money, Inc. NMLS #273384 We are a wholesale mortgage brokerage that specializes in residential home purchases and refinances We also specialized in rate/term and cash out refinances.

We are a locally owned and operated wholesale mortgage broker specializing in residential mortgage lending in the State of Hawaii. We provide purchase home loan options to both first time home buyers and investors alike. Whether you are looking to cash out for renovations or consolidate bills, or simply want to lower your rate and payment, we can help! We are able to find you the BEST mortgage rat

e with both local and national banks. We do the shopping for you, and save you the time and effort it would take going to each bank physically. You also will be able to get rates quotes from mainland banks that physically do not have a brick and mortar shop here in the islands. We also protect your credit information by limiting the amount of times your credit is pulled. Traditionally, 5 applications at 5 different banks would require 5 credit pulls. However, we pull your credit once and your application can be shopped at those same 5 banks and more without those banks having access to your Social Security Number and personal information! Identity theft is a growing problem, so the less your information is out there the safer you are! Consultations are always FREE and with no obligation. We also hold an A+ accreditation with the Better Business Bureau. Smart Money Inc. supports Equal Housing Opportunity. Company NMLS ID #273384 | Smart Money Inc. is licensed by the State of Hawaii Department of Commerce and Consumer Affairs Division of Financial Institutions and the Nationwide Mortgage Licensing System. All information is deemed reliable but not guaranteed. Neither Smart Money Inc. nor the website company shall be responsible for any typographical errors, misinformation, or misprints and shall be held harmless. Programs, rates, terms, and conditions are subject to change without notice. This is not an offer to extend credit or a loan commitment and must be underwritten by a lender. is a Mortgage Broker and is not authorized to lend. All loans are brokered through 3rd party lenders.

09/08/2026

You don't have to understand every part of the mortgage process before reaching out. Whether you're ready to explore financing or simply have questions about your mortgage options, we're here to provide guidance without the pressure.

There's nothing better than helping someone take that first step toward their homeownership goals. We're always excited ...
09/07/2026

There's nothing better than helping someone take that first step toward their homeownership goals. We're always excited to help you understand your mortgage options and build a financing strategy that fits your needs.

The best mortgage isn't the same for everyone. Taking the time to understand your goals and explore your options can hel...
09/04/2026

The best mortgage isn't the same for everyone. Taking the time to understand your goals and explore your options can help you build a strategy that's designed specifically for you.

09/03/2026

Pick your favorite version of “Are you pre-approved?” We’ve got plenty.

Not every mortgage follows the same formula. Exploring your options could reveal opportunities you didn't know were avai...
09/02/2026

Not every mortgage follows the same formula. Exploring your options could reveal opportunities you didn't know were available.

09/01/2026

Every homebuying journey starts with a conversation. Understanding your options today can help you make informed decisions for tomorrow.

Never underestimate the value of asking. A simple conversation today could open doors you didn't know were possible.
08/31/2026

Never underestimate the value of asking. A simple conversation today could open doors you didn't know were possible.

The right mortgage is about more than just the interest rate. Finding a loan that fits your financial goals can make all...
08/28/2026

The right mortgage is about more than just the interest rate. Finding a loan that fits your financial goals can make all the difference.

08/27/2026

You don't have to have everything figured out before taking the first step. Learning where you stand today can help you create a plan for where you want to be tomorrow.

Checking in on your goals regularly can help ensure your financial decisions continue to align with what matters most to...
08/26/2026

Checking in on your goals regularly can help ensure your financial decisions continue to align with what matters most to you.

Address

1600 Kapiolani Boulevard Ste. 633
Honolulu, HI
96814

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Website

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