Smart Money, Inc. NMLS #273384

Smart Money, Inc. NMLS #273384 We are a wholesale mortgage brokerage that specializes in residential home purchases and refinances We also specialized in rate/term and cash out refinances.

We are a locally owned and operated wholesale mortgage broker specializing in residential mortgage lending in the State of Hawaii. We provide purchase home loan options to both first time home buyers and investors alike. Whether you are looking to cash out for renovations or consolidate bills, or simply want to lower your rate and payment, we can help! We are able to find you the BEST mortgage rat

e with both local and national banks. We do the shopping for you, and save you the time and effort it would take going to each bank physically. You also will be able to get rates quotes from mainland banks that physically do not have a brick and mortar shop here in the islands. We also protect your credit information by limiting the amount of times your credit is pulled. Traditionally, 5 applications at 5 different banks would require 5 credit pulls. However, we pull your credit once and your application can be shopped at those same 5 banks and more without those banks having access to your Social Security Number and personal information! Identity theft is a growing problem, so the less your information is out there the safer you are! Consultations are always FREE and with no obligation. We also hold an A+ accreditation with the Better Business Bureau. Smart Money Inc. supports Equal Housing Opportunity. Company NMLS ID #273384 | Smart Money Inc. is licensed by the State of Hawaii Department of Commerce and Consumer Affairs Division of Financial Institutions and the Nationwide Mortgage Licensing System. All information is deemed reliable but not guaranteed. Neither Smart Money Inc. nor the website company shall be responsible for any typographical errors, misinformation, or misprints and shall be held harmless. Programs, rates, terms, and conditions are subject to change without notice. This is not an offer to extend credit or a loan commitment and must be underwritten by a lender. is a Mortgage Broker and is not authorized to lend. All loans are brokered through 3rd party lenders.

06/09/2026

A little guidance can make the process feel far less overwhelming. The more clarity you have upfront, the more confident your next steps can feel.

Sometimes the first step is just exploring what’s possible. You never know where one conversation can lead.
06/08/2026

Sometimes the first step is just exploring what’s possible. You never know where one conversation can lead.

A lot of stress comes from feeling unprepared, not from the process itself. Starting early gives you more clarity, more ...
06/05/2026

A lot of stress comes from feeling unprepared, not from the process itself. Starting early gives you more clarity, more flexibility, and more confidence moving forward.

06/04/2026

Getting started is usually the hardest part, especially when you don’t know what to expect. Having a clear plan makes the entire process feel a lot more manageable from day one.

One missed payment can have a bigger impact than people expect. Staying consistent across all accounts helps maintain a ...
06/03/2026

One missed payment can have a bigger impact than people expect. Staying consistent across all accounts helps maintain a stronger financial profile throughout the process.

06/02/2026

A lot of homeowners don’t realize their current home may be able to help support their next move. Home equity can create opportunities for future purchases, upgrades, or long-term financial goals depending on your situation.

There’s something satisfying about finally understanding how everything connects. A little clarity can go a long way.
06/02/2026

There’s something satisfying about finally understanding how everything connects. A little clarity can go a long way.

Rates move more than people expect, even when you’re not watching. The timing behind your decision can shape your number...
05/29/2026

Rates move more than people expect, even when you’re not watching. The timing behind your decision can shape your numbers long term.

Congrats to the team on a smooth closing! 🎉 Big thanks to Loan Officer Everett, Buyer Agent Traci Isara, and Listing Age...
05/29/2026

Congrats to the team on a smooth closing! 🎉 Big thanks to Loan Officer Everett, Buyer Agent Traci Isara, and Listing Agent Alesia Barnes for making it happen. 🏡

05/28/2026

A lot of people wait until everything feels “perfect” before taking the first step. The reality is, understanding your options early can open more doors than you think.

Address

1600 Kapiolani Boulevard Ste. 633
Honolulu, HI
96814

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Website

https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/273384, https://smartmon

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