The Geverola Team powered by Kamaaina Mortgage Group

06/10/2026

FHA Loans can sometimes be a better option when compared to conventional loans, USDA, and even VA. FHA offers low rates similar to VA. Combine FHA with a 2/1 buydown and further buydown the rate using seller credit, you’ll have a very affordable home. Here are some other FHA product notes:

- max LA is 780k for Oahu
- You can streamline refinance an FHA loan
- FHA accepts credit scores as low as 580
- FHA requires mortgage insurance and will charge an upfront %1.75 premium that’s financed into the loan.

At the end of the day, FHA gives buyers another opportunity to finance their dream home.

Reach out any time to discuss your options 🤙🏼

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Matthew Geverola NMLS 1464359
Kamaaina Mortgage Group
📱(808)383-4706
📧 [email protected]
🧑🏻‍💻 Visit my link in Bio
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03/18/2026

Benefits of the VA Home Loan w/ Jennifer & Matt:

1. No money down needed, 100% financing
2. No mortgage insurance requirements
3. Lower Interest Rates % compared to the market

At KMG we have several VA approved lenders available to our buyers. Our process is to get you pre-approved, then after you have your offer accepted on a home we will lock the lowest available rate amongst our approved VA lenders. Markets change daily so its important that your mortgage broker shops your scenario to ensure that your monthly cost is affordable. In addition to lower rates, no mortgage insurnace is required on VA home loans. This saves additional monthly costs when compared to getting another mortgage product.

Take advantage of your VA home loan benefits!
Reach out anytime to learn more tips and tricks.

Providing VIP clients top tier customer service and communication is crucial in today's business. You can trust The Geverola Team will take care of your client with respect, strong communication, and Aloha
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Matthew Geverola NMLS 1464359
Kamaaina Mortgage Group
(808)383-4706
[email protected]
Visit my link in Bio
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12/23/2025

Mele Kalikimaka from Kamaaina Mortgage - Rates Dropped! -

●Get a line of credit to draw from as needed for emergencies, credit card debt, renovations and more (down payment on an investment property)

02/22/2025

Feb 2025 monthly newsletter -

I’m thrilled to announce I made a recent move to Kamaaina mortgage group, a local mortgage broker shop that was established in 2013. I’m still offering you the same great rates & service with Aloha.

07/24/2024

Updated business cards - reach out anytime

06/06/2023

Congrats Aloha Kohala Realty 🤙🏼🤙🏼

Nancy is an awesome realtor on the big island 🏡

First Time Homebuyer FHA on the big island.

FHA recently lowered their monthly premiums on mortgage insurance, making their MI more affordable.

Happy to help buyers get into their first home.

VA & Conv : 3-2-1 Buydown / 1-1-1 Buydown / 2-1 Buydown

Priced amongst our group of reputable wholesale lenders.

Ask Me How 📲

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Matthew Geverola NMLS 1464359
The Mortgage Experts
📱(808)383-4706
📧 [email protected]
🧑🏻‍💻 Visit my link in Bio
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