06/10/2026
FHA Loans can sometimes be a better option when compared to conventional loans, USDA, and even VA. FHA offers low rates similar to VA. Combine FHA with a 2/1 buydown and further buydown the rate using seller credit, you’ll have a very affordable home. Here are some other FHA product notes:
- max LA is 780k for Oahu
- You can streamline refinance an FHA loan
- FHA accepts credit scores as low as 580
- FHA requires mortgage insurance and will charge an upfront %1.75 premium that’s financed into the loan.
At the end of the day, FHA gives buyers another opportunity to finance their dream home.
Reach out any time to discuss your options 🤙🏼
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Matthew Geverola NMLS 1464359
Kamaaina Mortgage Group
📱(808)383-4706
📧 [email protected]
🧑🏻💻 Visit my link in Bio
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