Employee Benefit Consulting, LLC

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Connecting your business to the resources you need.
* Benefit & Insurance Consulting
* Enrollment Assistance
* Paperless Data Management

Happy Father's Day to all the fathers and father figures who show up with dedication, patience, and purpose.The day is a...
06/21/2026

Happy Father's Day to all the fathers and father figures who show up with dedication, patience, and purpose.

The day is a chance to honor the dads and father figures who have taught us life lessons, made us laugh, and shown us what dedication looks like.

To those celebrating, being celebrated, or honoring the memory of someone who shaped your journey, we wish you a meaningful day filled with appreciation.

Hawaii is no exception. We have the best weather but be very cautious on heat especially under the shade. Here are oth...
06/17/2026

Hawaii is no exception. We have the best weather but be very cautious on heat especially under the shade. Here are other tips to consider:

Extreme summer heat is more than uncomfortable. It can pose serious health risks for people of all ages and health conditions.

A few simple habits can make a big difference on very hot days:

🔸 Stay indoors during the hottest hours of the day when possible.
🔸 Drink water regularly, even if you don’t feel thirsty.
🔸 Wear lightweight, light-colored, loose-fitting clothing when outside.
🔸 Use fans or air conditioning, or visit a cooling center or public place with air conditioning if your home is too warm.
🔸 Watch for signs of heat exhaustion, such as dizziness, headache, confusion, or nausea, and reach out to medical professionals if necessary.

These steps can help prevent heat-related illness and keep you and the people you care about safer all summer long. If you have questions about how heat might affect your health or medications, talk with your doctor or health care team.

As always, know that we are here for you if you would like to review your coverage. Give us a call today, and we can find time to connect.

With summer travel picking up, our team wanted to share a few helpful reminders about how Medicare works when you’re awa...
06/15/2026

With summer travel picking up, our team wanted to share a few helpful reminders about how Medicare works when you’re away from home.

Many people assume their coverage will follow them no matter where they go, but that’s not always the case. Depending on your plan, factors such as provider access, network rules, and even geography can affect what’s covered and how much you may pay out of pocket if you need care while you’re away from home.

The good news is that a little planning ahead of your trip can help you avoid surprises and feel more confident if something unexpected comes up while you’re traveling. Swipe for a few things to keep in mind as you prepare for any summer travel.

If you’d like help reviewing your plan to fully understand your policy ahead of any summer travel, we’re always happy to lend a hand. Just give us a call, and we can get started.

When it comes to dental insurance, assumptions about how plans work can sometimes lead to confusion. Knowing the facts c...
06/10/2026

When it comes to dental insurance, assumptions about how plans work can sometimes lead to confusion. Knowing the facts can help you make smarter decisions about your care and your coverage.

Here are a few more common dental insurance myths to be aware of:

✅ “Dental insurance works just like medical insurance.” Dental plans are generally structured around preventive maintenance and predictable cost-sharing. Many include annual maximums and tiered coverage levels for preventive, basic, and major services.

✅ “If nothing hurts, there’s no need to go for a visit.” Some dental conditions can develop without pain at first. Regular preventive visits enable early detection, helping to reduce the likelihood of urgent or more costly treatment later.

✅ “Indemnity plans pay whatever the dentist charges.” Indemnity plans typically reimburse based on standard fee benchmarks, not necessarily the full billed amount. If provider fees exceed those benchmarks, the remaining balance may become the patient’s responsibility.

Preventive visits and a clear understanding of your plan can go a long way in protecting both your oral health and your wallet. If you would like help reviewing your dental coverage, I would be glad to assist.

Dental insurance can feel confusing, and small misconceptions can lead to delayed care, missed benefits, or higher out-o...
06/06/2026

Dental insurance can feel confusing, and small misconceptions can lead to delayed care, missed benefits, or higher out-of-pocket costs over time. With Oral Health Month as a reminder to prioritize preventive care, it is a great opportunity to clear up a few common myths.

Here are a few things many people misunderstand about dental coverage:

🔹 “Cleanings aren’t covered.” In fact, many dental plans emphasize preventive care. Exams and cleanings are often covered at high levels because catching issues early helps reduce the likelihood of more extensive, costly procedures later.

🔹 “Waiting to treat issues can save money.” Delaying treatment typically increases costs. For example, a small cavity treated early may require only a basic filling, while waiting could lead to a crown or root canal with higher coinsurance and more time involved.

🔹 “All dentists are in-network with my plan.” Networks vary by plan and carrier. Scheduling with an out-of-network provider without verifying participation can result in higher out-of-pocket expenses.

Understanding how your dental plan works can help you get the most value from your coverage. If you have questions about how your dental benefits work, feel free to reach out. I am always happy to help review your options.

June is Men's Health Month, and there is no better time to encourage you or the men in your life to take advantage of pr...
06/03/2026

June is Men's Health Month, and there is no better time to encourage you or the men in your life to take advantage of preventive screenings included with their health care coverage. Preventive screenings are among the most powerful tools for early detection of serious illnesses, and catching something early can make all the difference.

Here are some key screenings and wellness checks worth knowing about and at what age they start:

✅ Cholesterol checks - These key preventive screenings should start at 17 to monitor heart health and reduce the risk of heart disease and stroke. They’re recommended every four to six years.
âś… Diabetes screening - Diabetes screenings are recommended to begin at age 35 and every three years after, or earlier if risk factors are present, such as family history or being overweight.
âś… Prostate cancer screening - Men should start receiving regular prostate cancer screenings with their doctor, typically starting around age 50, or earlier for those with higher risk factors.
✅ Colorectal cancer screening - For men, a colonoscopy is recommended starting at age 45 for those with average risk and should be repeated every 10 years. The frequency of screening may increase based on your doctor’s assessment of your risk level.
âś… General mental health screening - These screenings are often conducted at annual checkups, at any age. They are a good time to speak openly with your provider about anxiety, depression, or any changes in your mood.

Every man's health journey looks different, so it’s best to talk with your doctor about which screenings are right for your age, history, and lifestyle.

Have questions about what your health coverage includes? Give us a call. We are here to help you make the most of your benefits.

As summer approaches, calendars fill up quickly. This is often when routine health care gets put off, but taking care of...
05/28/2026

As summer approaches, calendars fill up quickly. This is often when routine health care gets put off, but taking care of these preventive services early can help keep you healthy all summer long. Many of these services are covered under health plans and are designed to detect potential issues early, before they turn into more serious health concerns.

Coverage varies, but common preventive services may include:

âś… Annual wellness visits and routine physical exams.
âś… Blood pressure, cholesterol, and diabetes screenings.
âś… Cancer screenings.
âś… Well-child visits and developmental checkups.
âś… Recommended vaccinations.
âś… Preventive counseling related to nutrition, to***co use, or mental health.

Booking appointments in advance can also help avoid scheduling bottlenecks and missed coverage opportunities.

If you have questions about what your plan covers, don’t hesitate to reach out. Our team is here to help guide you.

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made...
05/22/2026

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made the ultimate sacrifice to protect our country and preserve our freedom.

Please note that our office will be closed on Monday, May 25th, in observance of Memorial Day. We will resume normal business hours on Tuesday, May 26th, and will respond to any messages received during the closure as promptly as possible.

Wishing you a respectful and meaningful Memorial Day.

Mental Health Awareness Month is a good time to remember that support might already be closer than you think. Many healt...
05/19/2026

Mental Health Awareness Month is a good time to remember that support might already be closer than you think. Many health plans include resources that can help with stress, sleep, and everyday mental wellness, and you don’t have to navigate them alone.

We encourage you to reach out to a licensed therapist or mental health professional if you notice that your day-to-day activities are being regularly impacted by your mental health, or if you feel like you need or want help.

If you have questions about your plan, don’t hesitate to reach out. We’re here to help you.

If you or a loved one has been scammed, it can feel incredibly stressful and overwhelming. The good news is that there a...
05/15/2026

If you or a loved one has been scammed, it can feel incredibly stressful and overwhelming. The good news is that there are dedicated resources to help you recover funds, protect your identity, and report fraud.

🔹 FTC Fraud Reporting - Report fraud and get personalized recovery steps at https://reportfraud.ftc.gov/

🔹 FBI Internet Crime Complaint Center (IC3) - Report internet-facilitated crimes at https://reportfraud.ftc.gov/

🔹 Identity Theft Recovery - Get a recovery plan at https://www.identitytheft.gov/, the U.S. government's official identity theft website

🔹 AARP Fraud Watch Network - Reach out for support and guidance at https://www.aarp.org/money/scams-fraud/helpline/

The best thing you can do if you believe that you’ve been scammed is to report the fraud immediately. And remember, you are not alone.

We hope that you find this information helpful. As always, feel free to reach out if you have any questions or need guidance within the team’s area of expertise.

Address

500 Ala Moana Boulevard, Tower 2, Suite 303
Honolulu, HI
96813

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 4pm

Telephone

+18085347331

Website

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