Employee Benefit Consulting, LLC

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Connecting your business to the resources you need.
* Benefit & Insurance Consulting
* Enrollment Assistance
* Paperless Data Management

10/31/2026

This Halloween, we just wanted to stop and say that, no bones about it, your continued trust and support mean the world to our team!

We are so grateful to be able to continuously support you and are here to support whatever other needs you may have before the year wraps up.

Wishing you and yours a safe Halloween!

10/30/2026

October has a way of flying by, and here we are at Halloween already. We hope the season has been treating you well.

Whether you're spending the evening making rounds through the neighborhood, hosting friends, or simply enjoying the night from your front yard or patio with a bowl of candy, we hope you have a safe and happy Halloween. Boo!

As always, if there is anything on your mind or anything we can help with heading into the final stretch of the year, do not hesitate to reach out.

Hawaii’s Prepaid Health Care Act can create compliance challenges when small process gaps go unnoticed.Three common empl...
10/28/2026

Hawaii’s Prepaid Health Care Act can create compliance challenges when small process gaps go unnoticed.

Three common employer blind spots we see are:
• Tracking employee eligibility consistently as hours or status change
• Completing enrollment or waiver documentation (HC-5 form) on time
• Keeping payroll and HR records aligned with carrier files

A regular process review can help your team catch discrepancies early and keep employee benefits administration running more smoothly. Before year-end, take time to check that your records, workflows, and documentation are working together.

EBC Hawaii provides personalized Hawaii benefits consulting and compliance support for employers. Contact us to discuss your process and identify practical next steps.

This post is for educational purposes only and is not legal advice.

Hawaiʻi employers: retirement-plan planning deserves attention now.The Hawaiʻi Retirement Savings Program is projected t...
10/27/2026

Hawaiʻi employers: retirement-plan planning deserves attention now.

The Hawaiʻi Retirement Savings Program is projected to launch in late December 2026. Covered private-sector employers with at least one employee will need to either facilitate the state program or offer a qualifying retirement plan, such as a 401(k) or Pooled Employer Plan.

For businesses exploring options, a Starter 401(k) may be worth evaluating. It can offer a streamlined path to help employees save for retirement, with automatic enrollment features and no employer match requirement.

At EBC Hawaii, we can help you compare retirement-plan vendors, review payroll integration options, and prepare for the changing compliance landscape.

Let’s find an approach that works for your team and your budget.

On October 14, 2026, the Social Security Administration (SSA) announced a 3.6% cost-of-living adjustment (COLA) for 2027...
10/25/2026

On October 14, 2026, the Social Security Administration (SSA) announced a 3.6% cost-of-living adjustment (COLA) for 2027, marking the largest increase in Social Security benefits since 2023.

With this adjustment affecting approximately 76 million Americans receiving Social Security or Supplemental Security Income (SSI) benefits, we wanted to share a breakdown of what’s changing and what it could mean for you. Swipe to learn more.

Understanding how changes to Social Security benefits and Medicare costs may affect your monthly budget can help you better anticipate your healthcare expenses. We hope you found this helpful as you plan for the year ahead. As always, reach out with any questions or needs.

Industry-standard benefits are more than a nice-to-have. They help Hawaii employers attract, support, and retain great p...
10/21/2026

Industry-standard benefits are more than a nice-to-have. They help Hawaii employers attract, support, and retain great people while creating a stronger overall compensation package.

The right mix of employee benefits can look different from one industry to the next. At EBC Hawaii, we help businesses build customized insurance solutions and group benefit plans that reflect their workforce, budget, and compliance responsibilities.

Ready to strengthen your benefits strategy? Our team is here to help.

Open enrollment runs more smoothly when the groundwork is in place early.A practical timeline for Hawaii employers:1. Co...
10/06/2026

Open enrollment runs more smoothly when the groundwork is in place early.

A practical timeline for Hawaii employers:

1. Confirm your benefits strategy and carrier deadlines.
2. Clean up eligibility and payroll data before enrollment begins.
3. Communicate clearly with employees and provide support through their enrollment decisions.

Starting early helps reduce last-minute errors, keeps your process organized, and gives employees the clarity they need.

Our team at EBC Hawaii is here to help Hawaii employers prepare for a more confident open enrollment. Reach out to us for support.

Open enrollment doesn’t have to feel overwhelming. Clear, simple communication can make a big difference for employees —...
09/22/2026

Open enrollment doesn’t have to feel overwhelming. Clear, simple communication can make a big difference for employees — from timelines and FAQs to plan comparison support, helpful reminders, and a go-to contact for questions.

At EBC Hawaii, our team takes a hands-on approach to benefits consulting, giving employers practical tools and guidance to keep open enrollment running smoothly.

If you're looking to bring clarity and reduce stress this season, now’s a great time to start planning your communications early.

Attracting and keeping top talent takes more than a competitive salary. You also need to have a benefits package that su...
09/17/2026

Attracting and keeping top talent takes more than a competitive salary. You also need to have a benefits package that supports health, work-life balance, and long-term security.

We can help you set up a group benefits plan with:

âś… Health, dental, and vision coverage for healthier teams, fewer absences, and better focus.
âś… Paid time off (PTO) and flexible work arrangements to promote work-life balance and combat burnout.
âś… Retirement and financial wellness tools.
âś… Wellness and growth perks like employee assistance programs, gym discounts, and tuition assistance.

Benefits plans should be tailored to your people, goals, and budget. Give us a call, and we can help you create a customized plan that works for both you and your team.

Voluntary benefits can be a powerful way to strengthen an overall compensation strategy without increasing overhead. The...
09/15/2026

Voluntary benefits can be a powerful way to strengthen an overall compensation strategy without increasing overhead. These optional add-ons give employees more choice and flexibility while helping Hawaii employers build a more competitive workplace.

At EBC Hawaii, our team works closely with businesses to customize employee benefits, support HR compliance, and simplify open enrollment using tools like BerniePortal. Voluntary benefits can be an easy win for improving your benefits package and supporting your team’s well-being.

If you’d like to explore voluntary benefit options or review your current package, we’re here to help.

Address

500 Ala Moana Boulevard, Tower 2, Suite 303
Honolulu, HI
96813

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 4pm

Telephone

+18085347331

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