Occidental Underwriters of Hawaii, Ltd.

Occidental Underwriters of Hawaii, Ltd. Trusted by the community since 1933, we’re Hawaii’s choice for insurance & financial services. Let us help you secure the future you want. L.T. residents.

Visit askoxy.com for more. When it comes to insurance, you want someone who knows the ins and outs of the business. At Occidental Underwriters, we've been serving Hawaii's needs for insurance for over 88 years and we're proud to be a locally-owned and operated insurance brokerage. Occidental Underwriters of Hawaii was established in 1933

by the late Lawrence Takeo “L.T.” Kagawa. He saw considerable price inequality for minorities in the 1930’s in the life insurance industry. Kagawa wanted to change that. With the help of A.P. Giannini of Bank of America, L.T. Kagawa kick-started his business and achieved equal pricing and equal access to life insurance for all U.S. The business started out of a small office in the Dillingham Transportation Building in downtown Honolulu with a staff of three people. In 1951, Occidental Underwriters moved into their own building on the corner of South Beretania and Piikoi streets. The building was designed by Lemmon, Freeth & Haines. The control tower-like penthouse was added in 1967. With the natural stone, angled windows, and a touch of mid-century modern appeal, the Occidental building is somewhat of a local landmark that stands out in the heart of Honolulu, Hawaii. Learn more at https://www.askoxy.com/our-history/

Life feels better when the important things are aligned.Your family.Your goals.Your future.Your protection.At Occidental...
06/12/2026

Life feels better when the important things are aligned.

Your family.
Your goals.
Your future.
Your protection.

At Occidental Underwriters, we believe confidence comes from having a plan that supports the life you’re building — not just today, but for the years ahead.

Because when your protection aligns with your priorities, the future feels a little more secure.

Hurricane season in Hawaii officially starts in June.Most people remember batteries, water, and canned food. But financi...
06/04/2026

Hurricane season in Hawaii officially starts in June.

Most people remember batteries, water, and canned food. But financial preparedness matters too.

Having the right protection in place can help your family navigate unexpected moments with more stability and less stress.

Preparedness isn’t panic.
It’s confidence.

That’s part of what we mean when we say: Live Confidently.

This Memorial Day, we take time to remember and honor those who came before us.It’s also a reminder of something deeply ...
05/25/2026

This Memorial Day, we take time to remember and honor those who came before us.

It’s also a reminder of something deeply important: The legacy we leave behind.

Life insurance is one way to make sure your family is supported, no matter what the future holds.
Protection isn’t just about today—it’s about the people and moments that continue after us.

No one plans for a serious illness—but it happens more often than people think.Critical illness coverage helps when life...
05/22/2026

No one plans for a serious illness—but it happens more often than people think.

Critical illness coverage helps when life takes an unexpected turn. It can cover medical costs, help with everyday expenses, and give you time to focus on what matters most—your recovery.

Because when your health is the priority, your finances shouldn’t add to the stress.

❌ “Life insurance is too expensive.”That’s one of the most common myths we hear—and it keeps people from getting coverag...
05/13/2026

❌ “Life insurance is too expensive.”

That’s one of the most common myths we hear—and it keeps people from getting coverage they actually need.

The truth?
A term life policy can cost about the same—or even less—than a monthly streaming subscription.

Big milestones are happening this time of year—graduations, new jobs, new chapters.And with them comes something new: re...
05/08/2026

Big milestones are happening this time of year—graduations, new jobs, new chapters.

And with them comes something new: responsibility.

For many, this is the first time thinking about things like:
✔️ Financial independence
✔️ Long-term planning
✔️ Protecting your future

Life insurance isn’t just about having dependents—it’s about building a strong foundation early. Starting now can mean simpler, more affordable coverage later.

Many working adults will experience a disability lasting 90 days or more before retirement.That means being unable to wo...
04/27/2026

Many working adults will experience a disability lasting 90 days or more before retirement.
That means being unable to work — even temporarily — is more common than many people realize.

Disability insurance helps protect the income that supports your home, your family, and your future.

Getting a tax refund this year?While it’s tempting to spend it all, many families use part of their refund to strengthen...
04/24/2026

Getting a tax refund this year?

While it’s tempting to spend it all, many families use part of their refund to strengthen their financial safety net. Life insurance is one way to create long-term protection with short-term dollars.

Even small monthly premiums can make a big difference for the people you love.

Caring for aging parents is one of the most meaningful — and challenging — roles many of us will ever take on. If you’re...
04/17/2026

Caring for aging parents is one of the most meaningful — and challenging — roles many of us will ever take on. If you’re navigating this season of life, you don’t have to do it alone.

In our article, “Top 5 Caregiving Tips for Aging Parents,” we share practical guidance on building support, prioritizing safety, avoiding burnout, and planning ahead.

👉 Click to read the full article and explore helpful insights.

No two families in Hawaii look exactly alike.Some have young children.Some support aging parents.Some run small business...
04/08/2026

No two families in Hawaii look exactly alike.

Some have young children.
Some support aging parents.
Some run small businesses.
Some are just starting out.

That’s why protection shouldn’t be one-size-fits-all.

Occidental Underwriters works across multiple carriers to help match coverage to your real-life needs — not a generic template.

Address

1163 S Beretania Street
Honolulu, HI
96814

Opening Hours

Monday 8am - 4:30pm
Tuesday 8am - 4:30pm
Wednesday 8am - 4:30pm
Thursday 8am - 4:30pm
Friday 8am - 4:30pm

Telephone

+18085361933

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