Occidental Underwriters of Hawaii, Ltd.

Occidental Underwriters of Hawaii, Ltd. Trusted by the community since 1933, we’re Hawaii’s choice for insurance & financial services. Let us help you secure the future you want. L.T. residents.

Visit askoxy.com for more. When it comes to insurance, you want someone who knows the ins and outs of the business. At Occidental Underwriters, we've been serving Hawaii's needs for insurance for over 88 years and we're proud to be a locally-owned and operated insurance brokerage. Occidental Underwriters of Hawaii was established in 1933

by the late Lawrence Takeo “L.T.” Kagawa. He saw considerable price inequality for minorities in the 1930’s in the life insurance industry. Kagawa wanted to change that. With the help of A.P. Giannini of Bank of America, L.T. Kagawa kick-started his business and achieved equal pricing and equal access to life insurance for all U.S. The business started out of a small office in the Dillingham Transportation Building in downtown Honolulu with a staff of three people. In 1951, Occidental Underwriters moved into their own building on the corner of South Beretania and Piikoi streets. The building was designed by Lemmon, Freeth & Haines. The control tower-like penthouse was added in 1967. With the natural stone, angled windows, and a touch of mid-century modern appeal, the Occidental building is somewhat of a local landmark that stands out in the heart of Honolulu, Hawaii. Learn more at https://www.askoxy.com/our-history/

Happy Labor Day!Today, we’re celebrating the people whose hard work keeps Hawaii’s families, businesses and communities ...
09/07/2026

Happy Labor Day!

Today, we’re celebrating the people whose hard work keeps Hawaii’s families, businesses and communities moving forward.

Mahalo for all you do.

No one really wants to think about life insurance. But if someone depends on you financially, it’s a conversation worth ...
09/02/2026

No one really wants to think about life insurance. But if someone depends on you financially, it’s a conversation worth having.

September is Life Insurance Awareness Month, a good time to take a closer look at your coverage, ask questions and make sure the people who matter most are protected.

Life insurance doesn’t have to be complicated or boring. The right guidance can help you understand your options and make informed decisions with confidence.

Call us at 808-563-1933 to start the conversation.

Looking for insurance options?As an independent brokerage, Occidental Underwriters isn't limited to a single insurance c...
08/27/2026

Looking for insurance options?

As an independent brokerage, Occidental Underwriters isn't limited to a single insurance company.

Instead, we work with multiple highly rated carriers so we can compare options and help you find coverage that fits your goals, needs, and budget.

That means more choices, personalized recommendations, and guidance from a local team that understands Hawaii.

What is Underwriting?Many people hear the word "underwriting" and assume it's complicated.In reality, underwriting is si...
08/18/2026

What is Underwriting?

Many people hear the word "underwriting" and assume it's complicated.

In reality, underwriting is simply the process an insurance company uses to better understand your health and lifestyle before issuing a policy.

Depending on the policy, this may include:
• A health questionnaire
• Medical records
• Prescription history
• A brief medical exam (sometimes not required)

Every situation is different, and we're here to help guide you through the process. Call us today at (808) 536-1933.

Since 1933, Occidental Underwriters has been helping individuals and families protect what matters most.While the world ...
08/14/2026

Since 1933, Occidental Underwriters has been helping individuals and families protect what matters most.

While the world has changed dramatically over the decades, one thing hasn't—our commitment to providing trusted guidance and personalized service to Hawaii's community.

Thank you for allowing us to be part of your journey for more than 90 years.

August is often filled with back-to-school shopping and getting organized.While you're making your to-do list, consider ...
08/03/2026

August is often filled with back-to-school shopping and getting organized.

While you're making your to-do list, consider adding one more item:

✔ Review your life insurance coverage.

It may only take a few minutes—but reviewing your policy after major life changes can help ensure it still aligns with your family's needs.

Did you know?For many people, their ability to earn an income is their most valuable financial asset.Think about it...If...
07/29/2026

Did you know?

For many people, their ability to earn an income is their most valuable financial asset.

Think about it...

If you earn $75,000 a year and plan to work for another 25 years, that's nearly $1.9 million in future earnings*.

Most of us insure things like:
✔ Our home
✔ Our car
✔ Our phone

But what about the income that helps pay for all of them?

That's where disability insurance comes in.

If an illness or injury keeps you from working, disability insurance may help replace a portion of your income while you recover.

It's a simple question worth asking:

Is your biggest asset protected?
Learn more at askoxy.com

*Illustrative example only. Individual circumstances vary.

Can You Have More Than One Life Insurance Policy?Yes.In fact, many people do.You might have:• Coverage through your empl...
07/20/2026

Can You Have More Than One Life Insurance Policy?

Yes.

In fact, many people do.

You might have:
• Coverage through your employer
• An individual policy
• A policy purchased to protect your family
• Additional coverage for business or estate planning

Having multiple policies can provide flexibility and help ensure your loved ones are protected as your financial needs change.

Long-term care is not just nursing home care.Today, long-term care may include help at home, assisted living, adult day ...
07/16/2026

Long-term care is not just nursing home care.

Today, long-term care may include help at home, assisted living, adult day care or skilled nursing support. And in Hawaiʻi, care costs can add up quickly.

Not sure how much coverage you may need? Use this free Cost of Care Calculator to estimate future long-term care costs in Hawaiʻi and start planning today: https://tinyurl.com/2a496637

Quick poll 👇What life event first made you think seriously about protecting your family financially?🏠 Buying a home💍 Get...
07/08/2026

Quick poll 👇

What life event first made you think seriously about protecting your family financially?

🏠 Buying a home
💍 Getting married
👶 Having kids
📈 Career growth
👨‍👩‍👧 Watching parents retire

There’s no wrong answer — life changes tend to make us think differently about the future.

Drop yours in the comments.

Address

1163 S Beretania Street
Honolulu, HI
96814

Opening Hours

Monday 8am - 4:30pm
Tuesday 8am - 4:30pm
Wednesday 8am - 4:30pm
Thursday 8am - 4:30pm
Friday 8am - 4:30pm

Telephone

+18085361933

Website

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