Premier Benefit Consultants

09/04/2026

Dental, vision, hearing, fitness memberships, and other extras can make Medicare Advantage plans sound appealing. But are those benefits the best reason to choose a plan?

As Medicare advisors, we help kūpuna understand their options and choose coverage that will help them get the healthcare they need.

Learn why supplemental benefits should be a bonus and not the main reason you choose a Medicare plan: https://www.pbchawaii.com/post/health-insurance-is-for-your-healthcare-why-supplemental-benefits-should-be-a-bonus-not-the-main-r

08/28/2026

Hawaiʻi is facing a growing demand for healthcare at the same time it has a significant shortage of physicians. With an aging population and 90% of older adults living with at least one chronic health condition, healthcare organizations are placing greater emphasis on coordinated and value-based care.

Are Coordinated Care Health Plans the Future of Healthcare in Hawaiʻi? Why More Healthcare Organizations Are Embracing the HMO Model: https://www.pbchawaii.com/post/are-coordinated-care-health-plans-the-future-of-healthcare-in-hawai%CA%BBi-why-more-healthcare-organizati

08/21/2026

Medicare questions don’t just affect patients; they can also create challenges for physician offices and healthcare teams. For more than 18 years, Premier Benefit Consultants has had the privilege of working alongside physician offices, healthcare providers, hospitals, and large health systems throughout Hawaiʻi to help Medicare beneficiaries better understand their coverage options.

At Premier Benefit Consultants, we believe that trust should be at the heart of the Medicare guidance we provide. Learn why many physician offices in Hawaiʻi trust Premier Benefit Consultants: https://www.pbchawaii.com/post/why-many-hawai%CA%BBi-physician-offices-trust-premier-benefit-consultants

08/14/2026

Premier Benefit Consultants is an independent insurance agency committed to helping Hawaiʻi’s kupuna understand their Medicare options and find the coverage that best fits their needs. We treat every customer like family, taking the time to listen and provide personalized guidance.

We believe that choosing a Medicare insurance agent is like choosing a family doctor. Click here to learn 7 things to look for when choosing a Medicare insurance agent in Hawaiʻi: https://www.pbchawaii.com/post/choosing-a-medicare-insurance-agent-is-like-choosing-a-family-doctor

08/08/2026

An estimated 60% of adults in Hawaiʻi rely on or use prescription medications. With the recent announcement that Federal Part D Premium Support Is Ending in 2027, you may be wondering what this could mean for Hawaiʻi Medicare beneficiaries?

We answer your questions in this week's blog post: https://www.pbchawaii.com/post/federal-part-d-premium-support-is-ending-in-2027-what-could-it-mean-for-hawai%CA%BBi-medicare-beneficiar

07/31/2026

More than 50% of Hawaiʻi kūpuna choose to enhance their Medicare coverage through a Medicare Advantage Plan or Medicare Supplement Insurance (Medigap). If you’re newly eligible for Medicare, you may be wondering which option is best for you.

Before you enroll, explore how Medicare Supplement Insurance and Medicare Advantage plans compare in our new article so you can make the choice that's best for your health and your budget: https://www.pbchawaii.com/post/should-i-choose-a-medicare-supplement-or-medicare-advantage-plan-in-hawai%CA%BBi

Explore if a Medicare Supplement or Medicare Advantage Plan in Hawaiʻi suits your needs. Understand their differences and choose wisely for your healthcare.

07/24/2026

As you get ready for Medicare enrollment, you may be comparing Original Medicare with a Medicare Advantage plan. One of the most common questions our licensed Medicare insurance agents hear from kūpuna is:

"If healthcare is so expensive, how can some Medicare Advantage plans offer a $0 monthly premium?"

The answer may surprise you. In our latest blog post, we explain how some Medicare Advantage plans are able to offer $0 monthly premiums, what that does (and doesn't) mean, and what to consider when choosing your Medicare plan.

Learn more: https://www.pbchawaii.com/post/how-can-medicare-advantage-plans-in-hawai%CA%BBi-have-a-0-monthly-premium

Discover how some Medicare Advantage plans in Hawaiʻi offer a $0 monthly premium. Understand the benefits and costs of Medicare Advantage plans today.

07/10/2026

If you’ve ever confused Medicare and Medicaid, you’re not alone. The names sound almost identical, but they are two very different government healthcare programs.

Understanding the difference can help you avoid costly mistakes and ensure you’re receiving the healthcare benefits you’re entitled to.

We break it down in simple terms in our new article: Medicare vs. Medicaid in Hawaiʻi: What’s the Difference and Who Qualifies?

https://www.pbchawaii.com/post/medicare-vs-medicaid-in-hawai%CA%BBi-what-s-the-difference-and-who-qualifies

Discover the differences between Medicare and Medicaid in Hawaiʻi. Learn who qualifies for Medicare and Medicaid and avoid costly mistakes.

07/04/2026

From everyone at Premier Benefit Consultants, mahalo for trusting us with your Medicare needs. We hope you enjoy a wonderful day celebrating with those who matter most. Happy Independence Day! ❤️🤍💙

07/03/2026

Has your doctor stopped accepting your Medicare plan? You may be feeling overwhelmed, but we want you to know that you may have several options to ensure you continue getting the medical care you need.

Learn:

Why provider networks change,
what steps to take before making any decisions,
whether you qualify for a Special Enrollment Period,
and the key questions to ask before changing coverage.

We answer these questions in this week's blog post. Learn how to protect your access to medical care and make informed Medicare decisions with confidence: https://www.pbchawaii.com/post/what-should-you-do-if-your-doctor-no-longer-accepts-your-medicare-plan-in-hawai%CA%BBi