Premier Benefit Consultants

09/25/2026

Medicare Advantage and Medicare Part D prescription drug plans can change from year to year. Every September, Medicare beneficiaries enrolled in Medicare Advantage or prescription drug plans receive an important document from their current plan called the Annual Notice of Change. This notice explains how your current plan’s coverage, benefits, and costs will change on January 1.

If you’re unsure what the details in your letter mean, a licensed Medicare agent at Premier Benefit Consultants would be happy to review your ANOC with you and answer your questions.

Learn more about why it’s so important to hold onto your ANOC letter: https://www.pbchawaii.com/post/don-t-throw-away-your-medicare-anoc-this-important-notice-explains-what-is-changing-in-your-health

09/18/2026

When it comes to choosing a Medicare health plan in Hawai'i, there are many options, including plans from both national and local companies. You may be wondering what the differences are and how they could affect your coverage.

Are National or Local Medicare Health Plans Better? In this article, we explain how to look beyond the company name to choose the coverage that fits you: https://www.pbchawaii.com/post/are-national-or-local-medicare-health-plans-better-how-to-look-beyond-the-company-name-and-choose-t

09/11/2026

When people become eligible for Medicare, they are often told they need to choose a health plan. But the right Medicare coverage can look different, depending on each person’s circumstances.

Many kupuna will need to choose between Original Medicare and an individual Medicare Advantage plan, while those with retiree coverage may already have access to a group Medicare Advantage plan, supplemental medical coverage, or a combination of benefits designed specifically for that retiree group.

Before you enroll, it’s important to take a close look at your options and find out which type of coverage may be right for you. Click here to learn about who should consider an individual Medicare Advantage Plan: https://www.pbchawaii.com/post/who-should-consider-an-individual-medicare-advantage-plan-before-you-enroll-find-out-whether-you-a

09/04/2026

Dental, vision, hearing, fitness memberships, and other extras can make Medicare Advantage plans sound appealing. But are those benefits the best reason to choose a plan?

As Medicare advisors, we help kūpuna understand their options and choose coverage that will help them get the healthcare they need.

Learn why supplemental benefits should be a bonus and not the main reason you choose a Medicare plan: https://www.pbchawaii.com/post/health-insurance-is-for-your-healthcare-why-supplemental-benefits-should-be-a-bonus-not-the-main-r

08/28/2026

Hawaiʻi is facing a growing demand for healthcare at the same time it has a significant shortage of physicians. With an aging population and 90% of older adults living with at least one chronic health condition, healthcare organizations are placing greater emphasis on coordinated and value-based care.

Are Coordinated Care Health Plans the Future of Healthcare in Hawaiʻi? Why More Healthcare Organizations Are Embracing the HMO Model: https://www.pbchawaii.com/post/are-coordinated-care-health-plans-the-future-of-healthcare-in-hawai%CA%BBi-why-more-healthcare-organizati

08/21/2026

Medicare questions don’t just affect patients; they can also create challenges for physician offices and healthcare teams. For more than 18 years, Premier Benefit Consultants has had the privilege of working alongside physician offices, healthcare providers, hospitals, and large health systems throughout Hawaiʻi to help Medicare beneficiaries better understand their coverage options.

At Premier Benefit Consultants, we believe that trust should be at the heart of the Medicare guidance we provide. Learn why many physician offices in Hawaiʻi trust Premier Benefit Consultants: https://www.pbchawaii.com/post/why-many-hawai%CA%BBi-physician-offices-trust-premier-benefit-consultants

08/14/2026

Premier Benefit Consultants is an independent insurance agency committed to helping Hawaiʻi’s kupuna understand their Medicare options and find the coverage that best fits their needs. We treat every customer like family, taking the time to listen and provide personalized guidance.

We believe that choosing a Medicare insurance agent is like choosing a family doctor. Click here to learn 7 things to look for when choosing a Medicare insurance agent in Hawaiʻi: https://www.pbchawaii.com/post/choosing-a-medicare-insurance-agent-is-like-choosing-a-family-doctor

08/08/2026

An estimated 60% of adults in Hawaiʻi rely on or use prescription medications. With the recent announcement that Federal Part D Premium Support Is Ending in 2027, you may be wondering what this could mean for Hawaiʻi Medicare beneficiaries?

We answer your questions in this week's blog post: https://www.pbchawaii.com/post/federal-part-d-premium-support-is-ending-in-2027-what-could-it-mean-for-hawai%CA%BBi-medicare-beneficiar

07/31/2026

More than 50% of Hawaiʻi kūpuna choose to enhance their Medicare coverage through a Medicare Advantage Plan or Medicare Supplement Insurance (Medigap). If you’re newly eligible for Medicare, you may be wondering which option is best for you.

Before you enroll, explore how Medicare Supplement Insurance and Medicare Advantage plans compare in our new article so you can make the choice that's best for your health and your budget: https://www.pbchawaii.com/post/should-i-choose-a-medicare-supplement-or-medicare-advantage-plan-in-hawai%CA%BBi

Explore if a Medicare Supplement or Medicare Advantage Plan in Hawaiʻi suits your needs. Understand their differences and choose wisely for your healthcare.

07/24/2026

As you get ready for Medicare enrollment, you may be comparing Original Medicare with a Medicare Advantage plan. One of the most common questions our licensed Medicare insurance agents hear from kūpuna is:

"If healthcare is so expensive, how can some Medicare Advantage plans offer a $0 monthly premium?"

The answer may surprise you. In our latest blog post, we explain how some Medicare Advantage plans are able to offer $0 monthly premiums, what that does (and doesn't) mean, and what to consider when choosing your Medicare plan.

Learn more: https://www.pbchawaii.com/post/how-can-medicare-advantage-plans-in-hawai%CA%BBi-have-a-0-monthly-premium

Discover how some Medicare Advantage plans in Hawaiʻi offer a $0 monthly premium. Understand the benefits and costs of Medicare Advantage plans today.