Ransom Kelly NMLS 990772 - Assurance Financial NMLS 70876

Ransom Kelly NMLS 990772 - Assurance Financial NMLS 70876 I have worked at Assurance Financial NMLS # 70876 an Equal Housing Opportunity Lender for over 10 years. He was a member of the Alpha Tau Omega Fraternity.

I pride myself in supporting my clients throughout their lives and being here for them every step of the way for all of their mortgage needs! Ransom Kelly is a Senior Loan Officer in the Birmingham office of Assurance Financial. He has over 11 years experience in the mortgage industry. Ransom joined Assurance Financial because of the great operations team that delivers a quick closing, every time.

Ransom offers a personal touch with honesty and openness from the prequalification to the closing table. He builds lasting relationships with his clients and enjoys catching up as the years pass and clients turn their new house purchase into “home sweet home.”

Ransom is a graduate of the University of Tennessee, majoring in Economics and minoring in Business Administration. Ransom is an active member of Church of the Highlands. He currently resides in Birmingham, Alabama with his beautiful wife, Morgan, his 2 daughters, Adeline and Miller Ashley, and their 2 Golden Retrievers, Kingston and Gibson. Ransom is confident that he will have a Tennessee cheerleader in no time, but Morgan is hoping for a Bama fan! When Ransom isn’t originating loans, he enjoys watching sports and fishing.

06/04/2026

Big update for homebuyers and Realtors:

Fannie Mae and Freddie Mac have released new 2026 income limits, effective June 13. In many markets, the updated limits are higher than last year, which may help more borrowers qualify for affordable lending programs and financing benefits.

If you're planning to buy a home, or helping clients navigate the homebuying process, now is a great time to review financing options.

Questions about how these changes may impact you or your clients? Let's connect.

June 1st kicks off hurricane season. Your home is your most valuable asset — don’t wait until it’s too late to prepare! ...
06/02/2026

June 1st kicks off hurricane season. Your home is your most valuable asset — don’t wait until it’s too late to prepare! Use this guide to start prepping now: https://ow.ly/keCe30sWe5O

5.0 star review received on Experience.com for Ransom Kelly by Aaron B C - Ransom  is  a  nice  person
06/02/2026

5.0 star review received on Experience.com for Ransom Kelly by Aaron B C - Ransom is a nice person

Click to see all 713 reviews of Ransom Kelly, Loan Officer | NMLS # 990772

5.0 star review received on Experience.com for Ransom Kelly by Mark C K J - Ransom was very responsive and transparent, ...
06/01/2026

5.0 star review received on Experience.com for Ransom Kelly by Mark C K J - Ransom was very responsive and transparent, which made my experience excellent. He always took the time to address my concerns and provided effective solutions to every problem I encountered.

Click to see all 712 reviews of Ransom Kelly, Loan Officer | NMLS # 990772

5.0 star review received on Experience.com for Ransom Kelly by Tyler B S - Ransom Kelly and the team at Assurance Financ...
05/29/2026

5.0 star review received on Experience.com for Ransom Kelly by Tyler B S - Ransom Kelly and the team at Assurance Financial made the entire home loan and construction loan process smooth and stress-free. Ransom was always responsive, knowledgeable, and willing to answer any questions I had throughout the process. Communication was excellent, and I always felt informed and taken care of. I truly appreciate the professionalism, honesty, and hard work that went into helping make our home build possible. Highly recommend Ransom and Assurance Financial to anyone looking for a lender!

Click to see all 711 reviews of Ransom Kelly, Loan Officer | NMLS # 990772

Sometimes the home search is not just about finding more space for you... it’s about finding the right fit for every mem...
05/28/2026

Sometimes the home search is not just about finding more space for you... it’s about finding the right fit for every member of the family, pets included! 🏡🐾

Ready for your fit? Let's talk!

05/26/2026

For 25 years, Assurance Financial has been about more than mortgages. It’s been about people, community, resilience, giving back, and opening doors along the way. 💙

Proud to be part of a company that has spent 25 years going beyond the mortgage and still growing stronger.

Today, we pause to remember and honor the brave individuals who served our country with courage and dedication. 🇺🇸
05/25/2026

Today, we pause to remember and honor the brave individuals who served our country with courage and dedication. 🇺🇸

05/22/2026

Employee Appreciation Day called for crawfish and a good time away from the desk! 🦞

Really thankful for a team that works hard, shows up for each other, and knows how to have fun together too. Days like this are a good reminder that the people are what make this place special. 💙

Sometimes less space... means more freedom. Downsizing could mean less upkeep, lower monthly expenses, and more flexibil...
05/21/2026

Sometimes less space... means more freedom. Downsizing could mean less upkeep, lower monthly expenses, and more flexibility for what matters most.

Whether you’re looking to travel more, be closer to family, or simply enjoy a home that better fits your current lifestyle, your equity may help make that next move possible.

Thinking about simplifying? I’d be happy to help you explore your options. Learn more: https://ow.ly/pPt930sVWGO

Address

2810 Crescent Avenue
Homewood, AL
35209

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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