Ransom Kelly NMLS 990772 - Assurance Financial NMLS 70876

Ransom Kelly NMLS 990772 - Assurance Financial NMLS 70876 I have worked at Assurance Financial NMLS # 70876 an Equal Housing Opportunity Lender for over 10 years. He was a member of the Alpha Tau Omega Fraternity.

I pride myself in supporting my clients throughout their lives and being here for them every step of the way for all of their mortgage needs! Ransom Kelly is a Senior Loan Officer in the Birmingham office of Assurance Financial. He has over 11 years experience in the mortgage industry. Ransom joined Assurance Financial because of the great operations team that delivers a quick closing, every time.

Ransom offers a personal touch with honesty and openness from the prequalification to the closing table. He builds lasting relationships with his clients and enjoys catching up as the years pass and clients turn their new house purchase into “home sweet home.”

Ransom is a graduate of the University of Tennessee, majoring in Economics and minoring in Business Administration. Ransom is an active member of Church of the Highlands. He currently resides in Birmingham, Alabama with his beautiful wife, Morgan, his 2 daughters, Adeline and Miller Ashley, and their 2 Golden Retrievers, Kingston and Gibson. Ransom is confident that he will have a Tennessee cheerleader in no time, but Morgan is hoping for a Bama fan! When Ransom isn’t originating loans, he enjoys watching sports and fishing.

08/06/2026

Unlock the potential of investment real estate! 🌴🏠 Owning an investment property offers a world of opportunities. Ready to take the next step?

Apply with me today to explore your mortgage options. Let's make your real estate dreams a reality! https://ow.ly/GKw130sXP5S

Your home’s equity could be the key to financial freedom! A cash-out refinance lets you turn that value into cash to pay...
08/04/2026

Your home’s equity could be the key to financial freedom! A cash-out refinance lets you turn that value into cash to pay off high-interest debt and breathe easier every month.

Message me to get started, or learn more: https://ow.ly/ia4h30sXKcG

07/30/2026

Don't move. Improve! 🏡
The home you've been dreaming of may be the one you already own. A renovation loan can help you finance eligible home improvements so you can create a space you'll love for years to come.

Thinking about renovating? I'm here to answer your questions and help you get started.

Think USDA loans are only for farms and small towns? Think again.Many eligible rural and suburban areas qualify for USDA...
07/28/2026

Think USDA loans are only for farms and small towns? Think again.

Many eligible rural and suburban areas qualify for USDA financing, and eligible borrowers may be able to purchase a home with:
🏡 No down payment
📉 Competitive interest rates
✅ Flexible qualifying guidelines

You may be surprised what's considered USDA eligible. Let's see if this program is a fit for your homeownership goals!

5.0 star review received on Experience.com for Ransom Kelly by Camryn B - Excellent communication. No question went  una...
07/27/2026

5.0 star review received on Experience.com for Ransom Kelly by Camryn B - Excellent communication. No question went unanswered. Went above and beyond to get us app and closed.

Click to see all 737 reviews of Ransom Kelly, Loan Officer | NMLS # 990772

5.0 star review received on Experience.com for Ransom Kelly by Kasandra B - Ransom was always quick to respond to any qu...
07/26/2026

5.0 star review received on Experience.com for Ransom Kelly by Kasandra B - Ransom was always quick to respond to any questions I had and made sure I understood the loan. He took time to explain the terms and make sure I was comfortable.

Click to see all 737 reviews of Ransom Kelly, Loan Officer | NMLS # 990772

07/23/2026

Back-to-school has a way of reminding us how fast life changes.

Whether you're juggling school supplies, saving for a first home, or planning for what's next, now is a great time to check in on your finances.

5.0 star review received on Experience.com for Ransom Kelly by Timothy S B - Smooth process.
07/23/2026

5.0 star review received on Experience.com for Ransom Kelly by Timothy S B - Smooth process.

Click to see all 735 reviews of Ransom Kelly, Loan Officer | NMLS # 990772

When buying your first home, it's easy to focus on the down payment, but don't forget about closing costs. From lender f...
07/21/2026

When buying your first home, it's easy to focus on the down payment, but don't forget about closing costs. From lender fees to title expenses, these costs can add up quickly.

The good news? A little planning goes a long way. Setting aside money early can help you avoid last-minute surprises and make closing day a celebration instead of a stressful scramble.

Thinking of buying a house? When you're ready, I'm here to help guide the way.

Address

2810 Crescent Avenue
Homewood, AL
35209

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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