Joel Holmes - Assurance Financial

Joel Holmes - Assurance Financial Joel Holmes is a Loan Officer in the Birmingham, Alabama Branch of Assurance Financial. Assurance Financial is an Equal Housing Opportunity Lender.

NMLS # 70876 NMLS # 2664446

🩺 A mortgage designed with medical professionals in mind. With MedPro Mortgage+, qualified borrowers may benefit from:• ...
09/03/2026

đź©ş A mortgage designed with medical professionals in mind.

With MedPro Mortgage+, qualified borrowers may benefit from:
• Up to 100% financing
• No private mortgage insurance
• Flexible student loan consideration
• Employment contracts may help you qualify
• Loan amounts up to $2 million

From physicians and nurses to dentists, pharmacists, veterinarians and more, a wide range of medical professionals may be eligible.

Learn more: https://assurancemortgage.com/medical-professional-loan/

09/01/2026

September marks the start of something special at Assurance Financial. 🎗️

In honor of Childhood Cancer Awareness Month, our Apps for Kids campaign is back to support St. Jude Children’s Research Hospital. Throughout September, Assurance Financial will donate $50 to St. Jude for every completed loan application.

Not in the market for a mortgage? You can still be part of the impact. Donate directly to St. Jude or help us spread the word! However you choose to participate, every effort helps support the children and families of St. Jude. Here’s to another meaningful September.

Learn more or donate: https://assurancemortgage.com/stjude/

5.0 star review received on Experience.com for Joel Holmes by Anthony S M - Everyone was working around the clock t...
08/28/2026

5.0 star review received on Experience.com for Joel Holmes by Anthony S M - Everyone was working around the clock to try and find me the best possible outcome for anything; rates, payments, and even the amount of money I was getting back. Everyone worked their hardest all the way up until the end. Even at the finish line everyone informed me that I could call or text anytime and they would always be there. Great experience

Read more: https://experience.com/reviews/joel-holmes-400998/a11dd760-bab0-40f4-8b73-c14ffed00d6d?V=1787932166&utm_source=facebook&utm_medium=autopost&utm_content=13475605

5.0 star review received on Experience.com for Joel Holmes by Rachel N - Joe was amazing at helping our first time homeb...
08/28/2026

5.0 star review received on Experience.com for Joel Holmes by Rachel N - Joe was amazing at helping our first time homebuyers navigate they're lending options. I'm buying is a big decision especially when you're doing it for the first time and it's always great for us to know we have a lending partner in our corner who is patient and thorough when answering questions that our clients might have! Highly recommend Joel and his team.

Read more: https://experience.com/reviews/joel-holmes-400998/9f8c458d-1eef-46d9-932f-f12418887385?V=1787921796&utm_source=facebook&utm_medium=autopost&utm_content=13474948

08/27/2026

September is right around the corner, and so is our annual Apps for Kids campaign! 🎗️

In recognition of Childhood Cancer Awareness Month, Assurance Financial will donate $50 to St. Jude Children’s Research Hospital for every completed mortgage application we receive throughout September.

Whether you’re ready to buy, refinance or simply explore your options, your application can help support the lifesaving work St. Jude provides for children and families.

Learn more: https://assurancemortgage.com/stjude

FHA or Conventional—which could work for you?Both can be great paths to homeownership, but there are a few key differenc...
08/25/2026

FHA or Conventional—which could work for you?

Both can be great paths to homeownership, but there are a few key differences to know.

FHA loans may offer more flexibility when it comes to credit qualifications and can require as little as 3.5% down.

Conventional loans may allow as little as 3% down for qualified borrowers and offer the ability to remove private mortgage insurance (PMI) once certain requirements are met.

The right fit depends on your credit, down payment, financial picture and long-term goals. That’s why it helps to compare your options before deciding. Learn more: https://assurancemortgage.com/fha-vs-conventional-loan/

Address

500 Office Park Drive, Suite 410
Birmingham, AL
35223

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