The Kyte Team - Sunflower Bank Mortgage Lending

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The Kyte Team - Sunflower Bank Mortgage Lending Specializing in residential purchases and refinancing, including FHA, VA, CHFA, and USDA loans. Equal Housing Lender.

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Join us this Wed Nov 4th! You are invited to join us at the Project I See You Annual Gala.Join us for an evening of dinn...
11/02/2026

Join us this Wed Nov 4th! You are invited to join us at the Project I See You Annual Gala.

Join us for an evening of dinner, drinks, silent auction, celebration and more to benefit this amazing non-profit at the Grizzly Rose!! And don’t forget to wear those cowboy boots! 😉

Learn more about the work of Project I See You and their mission to help underserved, single women in Colorado buy their first home!

We believe wholeheartedly in their mission and have seen the positive impact this makes in the lives of women and their families in our community! ✨

We’re looking forward to seeing you there!

*Tickets are on sale now! Go to Project I See You for more info

Photo by Amy K. Wright | Denver Brand & Headshot Photographer

homeloans denverrealestate womensupportingwomen
Karla Kyte

CDLP® is not simply a designation—it reflects a professional standard of care in divorce lending.Housing decisions in di...
10/31/2026

CDLP® is not simply a designation—it reflects a professional standard of care in divorce lending.

Housing decisions in divorce cannot rely on assumptions or best-case scenarios. Every provision involving real property must align with current lending guidelines before it becomes part of a settlement. Without that analysis, even carefully negotiated agreements may fail in underwriting and prove impossible to execute.

As a Certified Divorce Lending Professional (CDLP®), my role is to bridge legal strategy and mortgage feasibility—providing clear, settlement-ready insight so outcomes are practical, executable, and sustainable.

For divorce professionals and homeowners alike, this article explains why early mortgage analysis is not optional—it’s essential.

Read the full article here:
https://divorcebriefings.com/4j0uajF

Happy Halloween Weekend! 🎃We love dressing up and making the most of it with candy, trick o treaters and carving pumpkin...
10/30/2026

Happy Halloween Weekend! 🎃
We love dressing up and making the most of it with candy, trick o treaters and carving pumpkins! We hope you have a wonderful weekend!

Approvable, sustainable, and affordable are three different questions — and a settlement that only answers the first one...
10/29/2026

Approvable, sustainable, and affordable are three different questions — and a settlement that only answers the first one often produces a client back in court 18 months later.

This piece explains how one structured report evaluates all three before the decree, and how it's designed to be used by the attorney, the mediator, and the financial neutral on the same case.

If you've ever watched a housing term unravel post-decree, this will resonate: https://bit.ly/49cE665

🏡 HOLY COW! Have you noticed all the price drops happening around you?!And some of these homes are in AMAZING locations ...
10/29/2026

🏡 HOLY COW! Have you noticed all the price drops happening around you?!

And some of these homes are in AMAZING locations for rental properties!

If you’ve ever considered purchasing an investment property, this could be a fantastic time to start looking!

And here’s where it gets even better! 👇

Have you heard of a DSCR loan?

DSCR stands for Debt Service Coverage Ratio, and it’s one of the easiest ways to finance an investment property!

Here’s why:
✅ No tax returns required!
✅ No employment verification!
✅ As little as 20% down!
✅ Qualify based on the property’s rental income, NOT your personal income!
✅ You can even purchase and close in an LLC!

That’s right! Instead of jumping through all the traditional mortgage qualification hoops, the property’s cash flow helps determine your eligibility.

With sellers dropping prices and buyers having more negotiating power, this could be a great opportunity to start building or expanding your real estate portfolio!

🏡 Thinking about becoming a real estate investor? Let’s talk!

📞 The Kyte Team | 303-525-9077 [email protected]

Loan terms, down payment requirements and eligibility vary. Property cash flow, credit and other underwriting requirements apply.

The house is on the table in almost every divorce. Who keeps it, how the buyout is structured, and whether the loan can ...
10/27/2026

The house is on the table in almost every divorce. Who keeps it, how the buyout is structured, and whether the loan can be refinanced. Attorneys, mediators, and financial neutrals each bring something essential to those decisions.

Is your divorce team complete?

As a Certified Divorce Lending Professional (CDLP®), I practice Divorce Mortgage Planning as an integral member of the professional divorce team. My role is to help test whether the housing plan being negotiated is one the parties can actually carry out.

I’m not there to replace anyone at the table. I’m there to work alongside you, so the decisions about the house are built on a clear understanding of what is financially feasible.

If you work with divorcing clients, I’d welcome a conversation about how we can work together.

This is where I see most divorce settlements go wrong.✨The terms are negotiated.✨The agreement is signed.✨And everyone a...
10/27/2026

This is where I see most divorce settlements go wrong.

✨The terms are negotiated.
✨The agreement is signed.
✨And everyone assumes the outcome will work.

But no one verified whether it could.

In divorce, there’s a critical gap between what is agreed to and what is actually executable—especially when it comes to mortgage financing.

Refinancing timelines, income qualification, debt allocation, and title structure are often treated as future steps instead of being evaluated before the settlement is finalized.

And when those assumptions don’t hold?

The result is an agreement that looks solid on paper—but creates real challenges in ex*****on.

If it can’t be executed, it wasn’t a strategy—it was a hypothetical.

As a Certified Divorce Lending Professional (CDLP®), I evaluate the feasibility of settlement outcomes before they’re finalized—so the structure actually works in the real world.

Book a paid consult at link in bio! ✨


Dream Big. Start Small. But most of all, start.”-Simon SinekLove this   from Simon SinekHappy Monday!        womeninbusi...
10/26/2026

Dream Big. Start Small. But most of all, start.”
-Simon Sinek
Love this from Simon Sinek

Happy Monday!

womeninbusiness

Photo by Amy K. Wright | Denver Brand & Headshot Photographer

If your divorce involves the marital home, the decisions made today must be based on lending facts—not assumptions.Many ...
10/24/2026

If your divorce involves the marital home, the decisions made today must be based on lending facts—not assumptions.
Many settlements outline terms that sound workable but cannot be completed under actual mortgage guidelines. This can prevent you from keeping the home, refinancing, or qualifying for a new property.

As a Certified Divorce Lending Professional (CDLP®), I help you understand:
✔️ Whether you can qualify to keep or refinance the home
✔️ How support or employment income must be structured
✔️ How debt division affects your mortgage approval
✔️ Whether a buyout is realistically affordable
✔️ What timelines lenders require for refinancing
✔️ What title changes lenders will and won’t allow

Your settlement should support your long-term housing goals—not limit them.
If you’re unsure what’s financially possible or what housing options you should consider, I’m here to help you make informed decisions.

If you're thinking about divorce — or already in one — here's a question most people don't think to ask early enough:*Ca...
10/22/2026

If you're thinking about divorce — or already in one — here's a question most people don't think to ask early enough:

*Can I actually afford to keep the house on my own?*

Not "do I want to keep it." Not "can we negotiate that I get it." But, when the dust settles and I'm the only name on the mortgage — will the math actually work?

There's no shame in not knowing the answer. Most people don't, because mortgage qualification after divorce involves things you've never had to think about:

How long you've been receiving support payments. How a buyout affects your equity position. What debts get reassigned to you. What your income looks like *on paper* to a lender after the marriage ends.

A Certified Divorce Lending Professional (CDLP®) is specifically trained to walk you through all of it — in four phases, starting with a Discovery conversation that costs you nothing but might save you a lot of heartache later.

If you want clarity before you sign anything, reach out. It's what I'm here for.

Address

5299 DTC Boulevard, #1050
Greenwood Village, CO
80111

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+13035259077

Website

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