05/13/2026
I just got an extra bill from my mortgage lender for $4,400!
And by the way, it can happen to you too.
Most people think that once they close on their home, their mortgage is set and will never change.
That’s kind of true.
But!
That only applies to your principal and interest if you have a fixed rate mortgage.
Your property taxes and homeowners insurance, though, can go up.
And that’s what’s happened to me.
In order to be ready for this, my recommendation is to plan ahead.
Set aside a little bit extra each month if you can so this doesn’t catch you off guard.
And if you’re curious about talking to someone to see if you have the best insurance coverage and rates, I know some great people I’d be happy to introduce you to.