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Monday 8am - 8pm Tuesday 8am - 8pm Wednesday 8am - 8pm Thursday 8am - 8pm Friday 8am - 8pm Saturday 10am - 6pm Sunday 10am - 6pm

Ryan Hillard

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Denver mortgage broker helping first-time and move-up buyers make confident home financing decisions. NMLS #: 1226157

Home Loans • Refinancing • Creative Financing • Colorado Buyers

Start your home financing conversation here ↴ I am a professional loan originator who focuses on solutions and satisfaction for each of my client’s unique situations. Whether you are looking for a new loan with great terms, or finding a better refinance solution, I will individually consult with you to ensure that I offer a full line of loan product solutions that best match your unique needs and financial situation. I believe in effective communication with each of my clients throughout the entire business transaction and strive to build a relationship that continues long after your loan is closed. I am committed to earning your business and respect every time you choose to do business with me and refer others to engage my services. I look forward to better understanding your personal loan needs and finding the best solution. We will work together to help accomplish your financial goals. Clear communication is critical in this process so my team and I will keep you updated every step of the way. This communication will help us build a relationship that will last and my goal is to help you be satisfied with each transaction. My clients are my best resource for new business and my service is a key to success in helping me earn your referrals. I look forward to the opportunity to earn your business and I am confident you will be very happy!

10/06/2026

You don't have to live in Colorado to want the lifestyle.

The mountains start out as a trip. Then they become a place you keep going back to.

Not full-time or a whole new life, but somewhere to escape for a bit.

That's where a second home starts to make sense. Show up, unwind, enjoy the outdoors, and leave knowing you have a place to come back to.

If you could have a place in the mountains, where would it be?

10/01/2026

Thirteen years in, and the part of this job that means the most still has very little to do with mortgages.

It’s being trusted with a decision that can change someone’s life.

Over the years, I’ve learned that doing this job well sometimes means having the conversation people don’t want to hear. Sometimes it means finding a way forward. Sometimes it means putting the relationship ahead of the transaction.

Not every deal makes it to the closing table. Not every conversation is easy.

But when it does come together, and someone gets the keys to a home they worked hard for, that feeling hasn’t changed.

After 13 years, I still get excited for closing day.

And I hope I never stop.

09/30/2026

There’s a difference between buying a home you can afford and buying a home that actually fits the life you want to live.

Maybe you’re newly married and ready for a place to start your next chapter together. Maybe you’re tired of moving every time your lease is up, or you want a home where you can host your friends after a day on the mountain.

Whatever that looks like for you, I want to help you get there without giving up what makes living in Colorado so great.

That starts with understanding your entire financial picture, not simply how much a lender says you can borrow.

Your monthly payment should leave room for the ski trips, the weekend adventures, and the life you’re working so hard to build.

Because five years from now, I want you to look back and love the home you bought and the life you’ve lived in it.

Let's talk about what you're looking for and figure out what makes sense for your specific situation. Send me a DM today.

09/29/2026

There's something pretty special about living in a place where any given day can turn into a mountain bike ride, a Saturday can be spent on the slopes, and some of your best memories happen right outside your front door.

That's the life people come to Colorado for.

And when I'm helping someone buy a home here, I want to understand what that life looks like for them.

The hobbies they love, the places they want to explore, and the things they want to keep saying yes to.

Because finding the right home starts with understanding everything you want your life outside of it to look like.

And your mortgage should make room for all of it.

Send me a message and let's talk about your specific situation and how we can make it work for the life you want to live here.

09/24/2026

Is Denver real estate still a good long-term investment in 2026?

Denver home prices are actually down about 1.25% over the past year.

But zoom out.

Over the past 10 years, Denver home prices have appreciated at an annualized rate of 5.15%.

Both things can be true.

Just like following a stock, real estate doesn’t increase in value every year. There are good years, flat years, and years when values go down.

But historically, residential real estate has appreciated over longer periods of time.

And appreciation is only part of the equation.

For homeowners with a mortgage, principal reduction can build additional equity along the way.

Meanwhile, you also get to live there.

That’s why I don’t think of homeownership as a get-rich-quick investment. It’s a long-term decision that should make sense for your finances, your goals, and the life you actually want to live.

The combination of appreciation and principal reduction can quietly build meaningful equity over the years.

And sometimes, what you build becomes part of what you leave behind.

Sources: Urban Institute, The Great Inequality Transfer (2024); S&P CoreLogic Case-Shiller Denver Home Price Index (June 2026)

09/23/2026

The best part of living here in Colorado isn’t only what you get to do on the weekends.

It’s what becomes possible on a completely ordinary day.

A little more daylight after work. A trail close enough to squeeze in before dinner. Fresh snow that makes you reconsider your morning plans. A view that still catches you off guard on the drive home.

That’s the kind of life worth building around.

Because Tuesday deserves to be a good day, too.

Thinking about making Colorado home? Send me a message.

09/22/2026

The life you’re working toward doesn’t happen all at once.

It’s built in the decisions no one sees yet. Getting clear on your numbers. Asking the questions. Making a plan before you feel completely ready.

And when homeownership becomes part of that picture, you don’t have to figure out every piece on your own.

My job is to help you understand where you are, what’s possible, and what steps can move you closer to where you want to be.

Every decision you make today is building something for tomorrow.

That’s the point. Keep going.

09/17/2026

Sometimes you get so used to the view, you forget how good you have it.

The mountains on the drive home. Weekends that can mean skiing, hiking, biking, or doing absolutely nothing with a pretty great backdrop. Four seasons that each give you a different reason to get outside.

Colorado has a way of making the everyday feel a little less ordinary.

Thinking about making Colorado home for the long haul?

I’m always happy to talk through what buying here could look like. Send me a message.

09/16/2026

There’s no universal timeline for buying a home.

The right time has a lot more to do with your finances, your plans, and what makes sense for your life than what everyone around you is doing.

That’s why I’d rather help you understand where you stand now, even if buying is still a ways off.

Knowing your options gives you time to prepare without the pressure to rush into something before you’re ready.

Thinking about buying in Colorado? Let’s figure out what your path could look like.

🔗 Learn more at forwardmortgagegroup.com

09/15/2026

Homeownership is often discussed in terms of square footage, interest rates, and resale value.

But some of the best parts are a lot harder to put on paper.

It’s having the garage space for the bikes and skis. A yard your dog thinks belongs entirely to them. A neighborhood you actually enjoy coming home to. A location that makes the life you want to live a little easier.

That’s why I’m always thinking beyond the house itself when I help someone buy.

Because you’re not just choosing where you live. You’re choosing what everyday life looks like once you get the keys.

If Colorado is home, let’s find a place that fits the way you want to live.

Address

Greenwood Village, CO
80111

Opening Hours

Monday	8am - 8pm
Tuesday	8am - 8pm
Wednesday	8am - 8pm
Thursday	8am - 8pm
Friday	8am - 8pm
Saturday	10am - 6pm
Sunday	10am - 6pm

Website

http://forwardmortgagegroup.com/

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