Dennis Fields - NMLS# 1407951 - Your Local Mortgage Pro

11/03/2026

Homebuying hiccups happen. Good thing you don’t have to figure them out alone. 🏡🤝

11/03/2026

Before you make an offer, ask yourself: is the price the problem, or is it the payment? 🤔 A seller-paid buydown could lower your rate for the first few years or for the life of your loan, depending on the deal. With sellers and builders motivated to close, it’s worth asking about.

DM me “BUYDOWN” and I’ll show you how each option could work for you. 🔑

*Seller Credit are paid at closing and is subject to interested party contribution limits. Actual Seller Credit amounts are agreed upon solely between the Seller and the Borrower(s).

11/02/2026

Still paying PMI? If you have a conventional loan and have reached 20% equity through paying down your loan, increased property value or both, you may be eligible to have it removed. Check your mortgage statement and connect with your loan officer to see where you stand.

10/31/2026

🏡 Thinking about buying a home in Charlotte, North Carolina?

Before you start house hunting, learn about the mortgage process, down payment assistance, credit requirements, and common mistakes that can make buying a home more difficult than it needs to be.

Join Dennis Fields, Your Local Mortgage Pro with Movement Mortgage, and Realtor Jeremiah Drakeford with Homzi for our FREE Charlotte Metro Home Buyers Masterclass.

🎓 WATCH THE COMPLETE FREE CLASS: https://southatlantic.smartbuyerclass.org/replay-1-4609

🏡 TOPICS WE DISCUSS:

✅ First-time homebuyer mortgage options
✅ Down payment assistance in North Carolina
✅ FHA, VA, USDA, and conventional financing
✅ Credit and mortgage qualification
✅ Common homebuying mistakes
✅ Preparing financially to purchase a home

Whether you're buying your first home, purchasing again, or just starting to explore your options, this free educational resource is designed to help you make more informed decisions.

📍 Serving Charlotte, Concord, Gastonia, Huntersville, Matthews, Monroe, and surrounding North Carolina communities.

💬 HAVE QUESTIONS ABOUT YOUR SITUATION?

I'd be happy to help you explore your options.

🌐 WEBSITE:
https://yourlocalmortgagepro.com

📅 SCHEDULE A CONVERSATION:
https://calendly.com/dennisfieldsmortgagepro

Dennis Fields
Your Local Mortgage Pro
Movement Mortgage
NMLS #1407951

All loans subject to approval. Equal Housing Lender.

10/31/2026

Turns out the 12-foot skeleton in your neighbor's yard might actually be scarier than the current housing market. ☠️

Disclaimer : (Price Cuts Reach Yearly High as Inventory Nears Pre-Pandemic Levels: Realtor.com® September Housing Report, 2026) (Redfin U.S. Housing Market Overview, September 2026) actual Seller Credit is paid at closing and is subject to interested party contribution limits. Actual Seller Credit amounts are agreed upon solely between the Seller and the Borrower(s).

10/30/2026

https://www.facebook.com/share/p/19e3RZC7j8/

Making an extra mortgage payment each year may seem small, but putting additional money toward principal can add up over time. Some homeowners do this through biweekly payments, while others make extra principal payments monthly or annually. Potential savings depend on your loan balance, interest ra...

10/30/2026

Not all lenders offer the same home financing options. Loan products and program availability can vary by lender, which means the options available to you may vary, too.

Depending on your situation, there may be programs designed for different income types, down payment needs, co-borrowers and more.

Exploring your options is an important part of the home financing process. Let’s talk about your goals and what may be available to you.

Qualification required. Additional restrictions apply. Program availability varies. Must meet all applicable loan program and borrower requirements.

10/29/2026

Who says you have to do it alone? 🏡 If homeownership feels more doable with a friend or family member by your side, buying together may be an option worth exploring. Let’s talk through what that could look like.

10/28/2026

Your path to home financing may look different than someone else’s. Depending on your situation, there may be options available for:
🧑‍💻 Self-employed or non-traditional income
🤝 Co-borrowers
🏡 Down payment assistance

Even if you’re months away from buying, we can talk through your home financing goals and what options may be available when you’re ready. Send me a message to get started.

Qualification required. Additional restrictions apply. Program availability varies by location.

10/27/2026

Yes, people really do buy homes with friends. 🏡 For buyers who may not be ready to purchase on their own, co-buying is one option worth knowing about. In fact, 32% of Gen Z first-time buyers are considering buying with a friend or family member. The path to homeownership doesn’t have to look traditional to get you there.*

*Bank of America Homebuyer Insights Report (2026)