Mortgage With RJ NMLS 99907

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Mortgage With RJ NMLS 99907 Vice President of Mortgage Lending at Guaranteed Rate
NMLS 99907 Providing mortgage services to NC home buyers and homeowners
(1)

10/28/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why.

Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.

10/27/2026

Years of experience in real estate and mortgage lending have taught Jeffrey Kelleher, Greensboro, NC REALTOR®️ aka Jeff Kelleher of KW ONE and me one very important lesson.

Some things are better left unsaid.

So naturally, we made a video saying them. 😂

10/22/2026

Experience doesn’t mean problems stop happening.

It means you know how to handle them when they do.

Stay calm. Find the solution. Keep the deal moving.

10/15/2026

Just a few perfectly normal real estate conversations with Realtor Jeffrey Kelleher, Greensboro, NC REALTOR®️ aka Jeff Kelleher of KW One.

A little sarcasm. A few thoughts that probably should’ve stayed in our heads. But where’s the fun in that?

May or may not be based on actual events. 😂

10/08/2026

Lisa Sherman stepped away for a few years. The housing market did not.

Mortgage rates changed.
The market changed.
Sellers started paying closing costs again.
And owning a house certainly didn’t get any cheaper.

So I brought Lisa Sherman up to speed.

Her biggest takeaway?

Apparently we need the Home Warranty Queen more than ever.

Of course that’s what she got out of it.

10/08/2026

Lisa Sherman stepped away for a few years. The housing market did not.

Mortgage rates changed.
The market changed.
Sellers started paying closing costs again.
And owning a house certainly didn’t get any cheaper.

So I brought Lisa Sherman up to speed.

Her biggest takeaway?

Apparently we need the Home Warranty Queen more than ever.

Of course that’s what she got out of it.

10/06/2026

One of the biggest things holding first-time buyers back isn’t always the down payment. It’s what they think the down payment has to be.

You don’t necessarily need 10%, 15%, or 20% down. There are loan options requiring as little as 3% or 3.5% down, and some qualified buyers may have options requiring even less out of pocket.

Before you decide homeownership isn’t within reach, have the conversation.

10/01/2026

Well, look who decided to come back. 👑

If you’ve been around Triad real estate for any length of time, you probably know — and you definitely know The Home Warranty Queen.

Lisa and I go back a long way. She’s a great friend, a respected part of our real estate community, and someone I’ve always enjoyed working with.

Which, of course, means I feel completely comfortable giving her a hard time.

Now she’s back — with exactly as much confidence as when she left.

And while I’m probably going to regret putting this in writing…

It really is good to have you back, Lisa.

Now please don’t make me say it twice!

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️Applicant subject to cr...
09/01/2026

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️

Applicant subject to credit and underwriting approval. Restrictions apply.
Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit nmlsconsumeraccess.org. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/13/2026

Pattern recognition is the first step. Now it's time to break it.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6182a1zqj. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/06/2026

The best way to stop paying rent? Owning a home. We can help with that.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6183aEcoZ. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

08/03/2026

Our choices shape our days, and our days shape our lives. Start living yours in the Rate App.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6188a8x04. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/25/2026

Car guy? No. House guy.

Applicant subject to credit and underwriting approval. Restrictions apply.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6181v7DIb. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/22/2026

All the tools to live a longer, happier life - all in one place

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️Guaranteed Rate Inc. D/B/A Rate; NMLS  #2611. For licensing information visit http:/...
07/21/2026

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6180vfO4Y. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

07/20/2026

Consider this a stress-free sample of all the Rate App app has to offer.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6187v2bBc. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/14/2026

The couch situation is between you and the doorway. The utilities do not have to be.

Rate Concierge gives you one point of contact to transfer and set up your utilities and internet at your new home, at no additional cost. Less time calling providers. Fewer moving-day surprises. One less horror story. Rate Concierge, powered by OneSource.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6189vFO99. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Address

445 Dolley Madison Road , Suite 210
Greensboro, NC
27410

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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