My City Home Loans Grand Rapids Branch NMLS # 139304

My City Home Loans Grand Rapids Branch NMLS # 139304 Your Local Loan Originator NMLS #139304 | Branch NMLS #2468515 | Offering Equal Housing Opportunity Information and/or dates are subject to change without notice.

James is passionate about and has versed expertise in mortgage lending, construction, and various areas of real estate. He maintains licensing and has vast experience in each venue providing a unique perspective by understanding the expectations that come with each industry experience! Call Him today for a personalized free consultation at: 616-7622-4022. NMLS # 139304

Linktree: https://linktr.ee/mycitymortgage

FOR INFORMATIONAL PURPOSES ONLY - This is not a commitment to lend or extend credit. All loans are subject to underwriting approval. Terms, conditions, and restrictions are subject to change based on an applicant’s eligibility and market conditions. My City Home Loans,
Inc offers Equal Housing Opportunity NMLS #2468515 (www.nmlsconsumeraccess.org)

Buying a home already comes with enough things to spiral about. Your lender doesn’t need to be one of them. Bad credit d...
09/10/2026

Buying a home already comes with enough things to spiral about. Your lender doesn’t need to be one of them.

Bad credit decision in 2019? Tell us.
Texted us 7 questions in a row? We’ll answer all 7.
Have no idea what escrow is? Honestly, fair.
Changed your mind 14 times? Welcome to homebuying.

No judgment. No ghosting. No making you feel like loan #84729.

Just real people helping you figure it out.

09/08/2026

Yeah — My City had ourselves a Saturday! ☀️

Bringing the friendships we’ve built in the office, out of the office. Because when your team rocks, a little R&R is more than deserved. 😎

Good people, good vibes, and a whole lot of fun. Until the next one!

🏡 Renters, this one’s for you! 🍕🍺Thinking about transitioning to a homebuyer? Buying a home can feel overwhelming—but it...
09/04/2026

🏡 Renters, this one’s for you! 🍕🍺

Thinking about transitioning to a homebuyer? Buying a home can feel overwhelming—but it doesn’t have to be. Join us for our New Holland Boot Night Pre-Game where we’re breaking down the homebuying process in a way that actually makes sense and getting you in touch with local professionals you can trust.

Come hang out, enjoy FREE pizza + b**r, and learn what it takes to go from renting to owning—whether you’re ready to buy now or a few years from now, we just want to make sure you're ready when the time comes.

📍 The BlueJay | 644 Bridge St NW
📅 October 7th | 5:30–7:00 PM
🎟️ FREE to attend!

PLUS—we’re giving away TWO $100 New Holland gift cards! 🍻
Grab your friends and RSVP at the link in our bio!

Rates moved higher during the week ending September 4, 2026, due to rising bond yields and expectations of a possible Se...
09/04/2026

Rates moved higher during the week ending September 4, 2026, due to rising bond yields and expectations of a possible September Fed policy rate hike. My City Home Loans is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

09/03/2026

🎸 GR, WHO’S READY TO ROCK WITH BILMURI?!

Forget Groundhog Day, Ghostbusters and Caddyshack… we’re talking alt-rock, metalcore, and a night at GLC 20 Monroe. 🤘

We’re giving away TWO TICKETS to see Bilmuri (Bilmuri) on September 16th PLUS a gift card to Brick and Porter (Brick & Porter) for dinner & drinks before the show!

Want in? Here’s how to enter:
• Follow My City Home Loans, Inc. NMLS #2468515 - Grand Rapids Branch + Chelsea Dubay - Your Home Girl
• Follow Brick & Porter
• Like this post
• Tag your concert buddy in the comments 🎶
• BONUS ENTRY: Share this post to your story and tag My City Home Loans, Inc. NMLS #2468515 - Grand Rapids Branch so we can see it!

📍 GLC 20 Monroe | Grand Rapids
📅 September 16
⏰ Giveaway ends September 10 at 11:59 PM

The winner will be contacted directly by My City Home Loans.

Now tag the person you’d be screaming the lyrics with. 👇🎸

Got a tax refund, yearly bonus, commission check, or birthday money you weren’t counting on? Putting some toward your pr...
08/31/2026

Got a tax refund, yearly bonus, commission check, or birthday money you weren’t counting on? Putting some toward your principal is one way to make that money keep working long after you spend it.

That one extra mortgage payment each year may not sound like much, but over time, it could shave YEARS off your loan and save you a whole lot of interest.

Now that’s a little extra effort with a pretty nice payoff.

08/28/2026

Someone is here for the Friday vibes… Thomas Clark | Mortgage Tips | Lender

Realtor: Austin Rios with Platinum Realty Group

Rates improved slightly during the week ending August 28, 2026, despite a report showing stubbornly high inflation. My C...
08/28/2026

Rates improved slightly during the week ending August 28, 2026, despite a report showing stubbornly high inflation. My City Home Loans is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

We could tell you how great our team is to work with… but of course we’re a little biased. 😉So we’ll let the people who’...
08/26/2026

We could tell you how great our team is to work with… but of course we’re a little biased. 😉

So we’ll let the people who’ve actually worked with them do the talking.

Real clients. Real experiences. Real words about what it’s like having our team in your corner.

Swipe to see what they had to say about Kelsey Raap 👉

Address

824 Bridge Street NW
Grand Rapids, MI
49504

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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