Who We Help …
•Age 59 ½: People aged 59 ½ may be able to take “In-Service” withdrawals and rollover their employer-sponsored plan to their own IRA while continuing to work. The potential for broader investment selection and the ability to potentially better manage portfolio risk are critical benefits given the majority of their life savings is usually in their employer plan.
•Retiring In 1-2 Years: People within 1 -2 years of retirement need help determining if they’re “financial prepared”. Cash flow needs, portfolio re-allocation, and managing volatility are just a few items we concentrate on.
•Job Change – Changing jobs can be stressful. We help people manage the financial transition from helping them compare and choose their benefits package to reviewing their 401(k) rollover options.
•Death Or Divorce – Changes in a family are emotionally difficult. We can help family members manage the financial details allowing them to focus on the emotional healing that’s needed. We Are Committed To A Coordinated Plan:
We start by listening to you tell your story your way. Only when we understand who you are and what’s important to you can we help you clarify and manage your unique financial life. When we say “financial planning,” we mean more than choosing investments and managing your asset allocation. We mean the development and monitoring of a written plan to help you make educated decisions and manage change. We understand that our work is most valuable when it is coordinated with the work of other professionals—like your CPA and attorney. A written plan and a coordinated approach enable us to provide tailored advice to support your financial well-being. We Focus On Risk Management, Not Just Rate Of Return:
Unfortunately, we’ve seen “buy and hold” strategies become “buy and hope” strategies. We believe that portfolio management requires more than earning a rate of return: It also requires managing the amount of risk you take to achieve that rate of return. We combine strategic and tactical approaches to work toward an investment journey that is less volatile. The strategic approach addresses asset allocation*, while the tactical approach attends to absolute return, regardless of market timing. This combined approach is intended to help provide some downside preservation and help reduce volatility when markets trend lower because of economic, market, and world events. It may be especially valuable to retirees and others living off their investments. We Communicate Regularly And Deliberately:
Throughout Our Relationship. We take the initiative to stay in touch, because we know that keeping your plan up to date is as important as market performance. While face-to-face meetings are an essential part of our relationships, we also share newsletters, reporting, and special events to keep you informed and moving toward your goals. Rinvelt & David will
»Schedule regular face-to-face review meetings
»Document a coordinated plan and, after each discussion, the action steps that will make it a reality
»Provide consolidated reporting, updated daily, so that you can see exactly how your assets are allocated and how your investments are performing
»Respond clearly and promptly to your questions
*Asset allocation does not protect against loss of principal. The Investment News Best Practices Award is not investment related or based upon performance or returns experienced by any client or opinions of the advisor's clients or former clients. Third- party rankings and recognitions do not ensure that a client or prospective client will experience any higher level of performance or results and are not representative of any client's endorsement or evaluation. Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Rinvelt & David LLC is not affiliated with Kestra IS or Kestra AS. http://www.finra.org/
http://www.sipc.org/
This profile is published for residents of the United States only. Registered Representatives of Kestra IS and Investment Advisor Representatives of Kestra AS may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact our Compliance Department at 512-697-6000.
