10/22/2026
🏡✨ **YOUR DREAM HOME MAY BE CLOSER THAN YOU THINK!**
💰 **UP TO 6% DOWN PAYMENT ASSISTANCE AVAILABLE!**
One of the biggest obstacles to homeownership isn't always qualifying for a mortgage—it's having enough money saved for the down payment and closing costs.
**What if I told you there are programs designed to help bridge that gap?**
Whether you're buying your first home or purchasing again, you may have more options than you realize!
🔑 **4 DOWN PAYMENT ASSISTANCE PROGRAMS | 2 STATES | MORE POSSIBILITIES!**
🌵 **ARIZONA HOMEBUYERS**
🏠 **AZ HFA HOME PLUS — UP TO 4% ASSISTANCE!**
Available statewide for eligible first-time and repeat homebuyers.
✅ Assistance toward down payment and eligible closing costs
✅ 0% interest on the assistance second mortgage, with no monthly payment
✅ Full forgiveness after five years, subject to program requirements
🏠 **AZ HOME IN FIVE — UP TO 6% ASSISTANCE!**
Helping eligible Maricopa County buyers overcome the upfront costs of homeownership!
✅ First-time and repeat buyers may qualify
✅ Credit scores as low as 640, subject to program requirements
✅ Certain assistance options offer forgiveness after 36 months
✅ Additional assistance opportunities for eligible teachers, first responders, military personnel, veterans, and qualifying households
⭐ **TEXAS HOMEBUYERS**
🏠 **TDHCA — UP TO 5% ASSISTANCE!**
Helping eligible Texas buyers reduce the cash needed to purchase a home!
✅ Down payment and eligible closing cost assistance
✅ Conventional, FHA, VA, and USDA financing options
✅ First-time and repeat buyer options, depending on the program
✅ Eligible single-family homes, condos, and qualifying manufactured homes
🏠 **TSAHC — UP TO 5% ASSISTANCE!**
More flexibility. More opportunities. More ways to become a homeowner!
✅ Down payment and eligible closing cost assistance
✅ Conventional, FHA, VA, and USDA financing options
✅ Eligible temporary interest rate buydown options, including 2-1, 1-1, and 1-0
✅ Opportunities to combine eligible assistance programs, subject to guidelines
💛 **HERE'S WHAT I WANT YOU TO KNOW...**
You don't necessarily need a 20% down payment to purchase a home.
And you don't have to figure out the financing process alone.
The right mortgage strategy can make all the difference between continuing to wait and taking your next step toward homeownership.
🤝 **REALTOR PARTNERS!**
Have a buyer who is qualified but struggling with cash to close?
Let's explore the available assistance programs and structure a financing solution that fits their needs.
📲 **LET'S MAKE IT HAPPEN!**
Whether you're purchasing in Arizona or Texas, let's find out which opportunities may be available to you!
**Tralise Witherspoon | The Loan Lady**
Mortgage Broker | NMLS #1737688
📞 480-331-1295
🌐 www.arizonapremiermortgage.com
**ARIZONA PREMIER MORTGAGE**
*Powered by Barrett Financial Group*
**PEOPLE | PURPOSE | HOMEOWNERSHIP**
*Down payment assistance availability, amounts, eligibility, forgiveness, and repayment terms vary by program and are subject to applicable income, credit, property, loan, and underwriting requirements. Not all applicants will qualify. Program terms and availability are subject to change.*
