Sheila Derreberry at Guaranteed Rate, NMLS 604668

Sheila Derreberry at Guaranteed Rate, NMLS 604668 As your dedicated Rate Loan Officer, I'm here to simplify the mortgage process and make your home loan experience seamless from start to finish.

With years of experience in banking and mortgage lending, I take great pride in thoroughly educating my customers at every step of the mortgage transaction. This ensures you fully understand your options and feel confident with your chosen loan program. Whether you're a first-time homebuyer or a seasoned homeowner, you can trust me and my team to handle all your home financing needs with care and

expertise. We're committed to being available to you, answering any questions you may have, and providing support throughout the entire process. Feel free to reach out to me anytime using the contact information on this page. Additionally, use this website as a valuable resource as you embark on your home financing journey. I'm excited to work with you and help you achieve your homeownership goals.

Gen Z is finding themselves with a new title - homeowners. Learning how to navigate income, debt and housing market hurd...
09/09/2026

Gen Z is finding themselves with a new title - homeowners. Learning how to navigate income, debt and housing market hurdles can make all the difference for those looking to ditch their lease for a deed. Read more to learn how people are finding success in the homebuyer game

https://www.rate.com/mortgage/resource/gen-z-housing-market?LOID=35813

The value of homeownership is not just about waiting for better market rates or local data - it's also about the equity ...
09/08/2026

The value of homeownership is not just about waiting for better market rates or local data - it's also about the equity you build over time. If you wait too long while trying to time the market, you could be missing out on building equity. Reach out, we'll run some numbers and show you your options

Your home should be a place of comfort - not stress. For homeowners 62+, a reverse mortgage may help reduce monthly mort...
09/07/2026

Your home should be a place of comfort - not stress. For homeowners 62+, a reverse mortgage may help reduce monthly mortgage payments or provide access to home equity while continuing to live in the home. Reach out to learn whether it could be the right fit for your retirement goals.



http://rate.com/sheiladerreberry

Buying your first home may feel overwhelming and intimidating if you aren't prepared. But with the right support, homeow...
09/03/2026

Buying your first home may feel overwhelming and intimidating if you aren't prepared. But with the right support, homeowning could be closer than you think.

Interested in making the switch from renting to owning? Our Ultimate Guide to Buying your First Home gives you the step-by-step tools, tips and peace of mind you need to explore your options.

Homeownership doesn't have to be complicated. This is how Rate is opening doors to more first-time homebuyers.

https://www.rate.com/fthb-guide-download?LOID=35813

In a market where payment anxiety is real, RateReduce Temp gives you a tool that changes the conversation. A 1-0 tempora...
09/01/2026

In a market where payment anxiety is real, RateReduce Temp gives you a tool that changes the conversation. A 1-0 temporary buydown lowers your buyer's rate by 1% in year one, reducing their monthly payment and making it easier for buyers to commit. Let's talk about how to put it to work.

https://www.rate.com/mortgage/resource/ratereduce?LOID=35813

08/28/2026

Between late nights and big deadlines, homebuying shouldn't be another project you have to juggle. With Same Day Mortgage on my Rate app, I'll guide every step and could help you get approved in one day. http://rate.com/sheiladerreberry

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501 Corporate Drive
Franklin, TN
37027

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