AJ DiCarlo, Originating Branch Manager, CrossCountry Mortgage

AJ DiCarlo, Originating Branch Manager, CrossCountry Mortgage The DiCarlo Group

Personal NMLS 2488670
Branch NMLS 2753860
Company NMLS 3029
Equal Housing Opportunity Hello! My name is AJ. As a 21-year U.S.
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Air Force Veteran with a background in Air Traffic Control and Special Operations, demonstrating leadership and precision in high-stakes environments is what I’m built for. I bring that same commitment to excellence and service to the mortgage industry, helping individuals and families navigate home financing with confidence. I became a loan officer because of my undying desire to serve. The joy of assisting first-time homebuyers in living out their dream of purchasing their first home, aiding real estate investors in expanding their real estate portfolio and helping existing homeowners with a refinance to ease some of the burden their current monthly payments may bring them is what keeps me going. Whether guiding first-time buyers, supporting investors in growing their real estate portfolios or assisting homeowners in refinancing, I’m dedicated to providing personalized mortgage solutions with America’s #1 Retail Mortgage Lender.

09/11/2026

My morning is not interesting. Same three things before most people are awake, and one of them is going through every file that moved overnight.

That is the whole trick. There is no secret to it. I do not have an internal governor and I do not know how to slow down, so the work gets done early and nobody has to chase me for an update at four in the afternoon.

If you have been sitting on a callback from somebody else, my phone is on. 📱



AJ DiCarlo | Originating Branch Manager
Cell: (850) 733-6981 | Office: (850) 299-8116
[email protected]
AJ DiCarlo NMLS 2488670 | Branch NMLS 2753860 | Company NMLS 3029 | Equal Housing Opportunity

🚨 Bigger buying power just landed.CrossCountry Mortgage isn't waiting on Washington — we've raised our conforming loan l...
09/10/2026

🚨 Bigger buying power just landed.

CrossCountry Mortgage isn't waiting on Washington — we've raised our conforming loan limit to $845,000 through our 2027 Early Bird Loan Limits, ahead of FHFA's official announcement.

What that means for you: more home for the same down payment, without stepping into jumbo territory (and jumbo pricing/paperwork). If you've been sitting right on that edge, now's the time to talk numbers.

📍 Serving the Emerald Coast, PCS moves, and VA buyers near Eglin & Hurlburt
📲 Let's run your scenario — DM or call

AJ DiCarlo | Branch Manager & Loan Officer | The DiCarlo Group at CrossCountry Mortgage
NMLS #2488670 | Branch NMLS #2753860 | Equal Housing Lender

I don’t give legal or tax advice.I give lending advice — and I do it well.AJ DiCarlo | Originating Branch Manager Cell: ...
09/10/2026

I don’t give legal or tax advice.
I give lending advice — and I do it well.

AJ DiCarlo | Originating Branch Manager Cell: (850) 733-6981 | Office: (850) 299-8116 [email protected] AJ DiCarlo NMLS 2488670 | Branch NMLS 2753860 | Company NMLS 3029 | Equal Housing Opportunity.

If your income comes from rental properties, investing, contract work, or a business you’ve built yourself, a Non-QM loa...
09/10/2026

If your income comes from rental properties, investing, contract work, or a business you’ve built yourself, a Non-QM loan could open doors that traditional financing may not. Learn more: http://spr.ly/6182B1YkRq

09/09/2026

Most lenders can process a VA loan. Far fewer can tell you what it actually does for you.

I used my own entitlement, including buying a house sight unseen while I was stationed overseas, so this one is not theory for me. The piece people miss is not the down payment. It is what the entitlement lets you do again later, and how that changes what your next move looks like three years from now.

If you are PCSing in and nobody has walked you through yours properly, save this and send it to them. 📌



AJ DiCarlo | Originating Branch Manager
Cell: (850) 733-6981 | Office: (850) 299-8116
[email protected]
AJ DiCarlo NMLS 2488670 | Branch NMLS 2753860 | Company NMLS 3029 | Equal Housing Opportunity

100 reviews. 5 stars. ⭐⭐⭐⭐⭐I  officially hit 100 Google Reviews, and I just wanted to take a moment to say a massive THA...
09/08/2026

100 reviews. 5 stars. ⭐⭐⭐⭐⭐

I officially hit 100 Google Reviews, and I just wanted to take a moment to say a massive THANK YOU! 🙌

Getting to this point wouldn't be possible without:
🔹 Our amazing clients who trust us with one of the biggest investments of their lives.
🔹 Our trusted partners & agent friends who collaborate with us every step of the way to get deals closed seamlessly.

Thank you for taking the time to share your experience, recommend us to your friends, and support our business. Serving Fort Walton Beach and the Emerald Coast area is a privilege, and we’re just getting started!

Drop a 🏡 in the comments if you've worked with us!

AJ DiCarlo | Originating Branch Manager
Cell: (850) 733-6981 | Office: (850) 299-8116
[email protected]
AJ DiCarlo NMLS 2488670 | Branch NMLS 2753860 | Company NMLS 3029 | Equal Housing Opportunity

Signing your closing day docs is the most exciting moment of the mortgage process — but it doesn’t happen without a Nota...
09/08/2026

Signing your closing day docs is the most exciting moment of the mortgage process — but it doesn’t happen without a Notary Signing Agent. Get to know them: http://spr.ly/6189BEtJR3

Today is the day!  Not only is Mongo talking VAs but he’s also going to sprinkle in how to utilize VA’s in conjunction w...
09/08/2026

Today is the day! Not only is Mongo talking VAs but he’s also going to sprinkle in how to utilize VA’s in conjunction with AI!!!!

Mongo hasn't touched half his to-do list in years. And his business has never been better.

Andrew "Mongo" Iremonger built his real estate business by handing off everything that wasn't making him money — and he's spent years proving virtual assistants aren't a luxury, they're leverage. Now he's teaching it live.

🍹 THE INVESTOR COLLECTIVE
📅 Tuesday, September 8th | 6:30–8:30 PM
📍 CrossCountry Mortgage – The DiCarlo Group, 139 Beal Parkway Unit 104, Fort Walton Beach

Delegate. Save. Succeed. Come learn how to build a business that doesn't need you for everything — plus a full open bar, because scaling smarter deserves a toast.

Spots are limited — comment "IN" or send us a message to reserve yours.

To everybody spending today off the clock for once, enjoy it. This coast runs on people who show up early and stay late,...
09/07/2026

To everybody spending today off the clock for once, enjoy it. This coast runs on people who show up early and stay late, and that is worth a Monday. 🇺🇸



AJ DiCarlo | Originating Branch Manager Cell: (850) 733-6981 | Office: (850) 299-8116 [email protected] AJ DiCarlo NMLS 2488670 | Branch NMLS 2753860 | Company NMLS 3029 | Equal Housing Opportunity

Address

139 Beal Pkwy Unit 104
Fort Walton Beach, FL
32548

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