Ken Jarosz, Mortgage Loan Officer, NMLS# 483172

Ken Jarosz, Mortgage Loan Officer, NMLS# 483172 My journey in the mortgage industry began in October 2001, under the mentorship of a seasoned professional.

Through meticulous training, I honed my skills in processing, underwriting, closing, and post-closing tasks, learning from the best in the business

5.0 star review received on Experience.com for Ken Jarosz by Amber D A - Ken and  the  entire  team  were  all  so  help...
06/16/2026

5.0 star review received on Experience.com for Ken Jarosz by Amber D A - Ken and the entire team were all so helpful and made this experience even better. Ken was always available to answer my questions and work with me while selling another house to buy a new one. Felt like they went out of their way to help. Would choose this team again!

Click to see all 21 reviews of Ken Jarosz, Loan Originator

In case you missed it — June is National Homeownership Month! 🎉There’s never a bad time to start preparing for homeowner...
06/15/2026

In case you missed it — June is National Homeownership Month! 🎉

There’s never a bad time to start preparing for homeownership — whether that means improving your credit, saving for a down payment, or getting pre-approved to understand your buying power.

No matter where you are in the journey, let’s walk through it together.

The internet can answer a lot of questions — but when it comes to home financing, nothing replaces working with a trusted professional who understands your goals and unique situation.

Personalized guidance. Local expertise. 🙌

Reach out anytime to get started.

A few years ago, sellers could get away with saying "no" to just about everything.
06/15/2026

A few years ago, sellers could get away with saying "no" to just about everything.

Did you know you can buy a house with no down payment (or a very small one)? Many homebuyers still think you have to put...
06/12/2026

Did you know you can buy a house with no down payment (or a very small one)?

Many homebuyers still think you have to put 20% down to buy a house. This is a myth!

Waterstone Mortgage offers a variety of mortgage programs designed to help buyers get into a home sooner, with flexible down payment options to fit different financial situations.

Some options include…

✅ FHA loans
✅ VA loans
✅ USDA loans
✅ Loans for local heroes and experts
✅ Waterstone Mortgage’s “Powerhouse 100”
✅ 3% down conventional options

Learn more here: https://bit.ly/4uGDvlX

A lot of people who want to move are telling themselves the same thing: "Maybe I'll just wait until later this year once...
06/11/2026

A lot of people who want to move are telling themselves the same thing: "Maybe I'll just wait until later this year once things calm down."

If affordability has been the biggest thing standing between you and a home, there's a little good news.
06/10/2026

If affordability has been the biggest thing standing between you and a home, there's a little good news.

5.0 star review received on Experience.com for Ken Jarosz by Kayden E R - Ken  was  awesome !  Very  helpful  through  a...
06/08/2026

5.0 star review received on Experience.com for Ken Jarosz by Kayden E R - Ken was awesome ! Very helpful through all the grueling paperwork. Highly recommend!!

Click to see all 19 reviews of Ken Jarosz, Loan Originator

Whether you're dreaming about buying your first home or wondering if it’s time to move on from the one you're in, afford...
06/08/2026

Whether you're dreaming about buying your first home or wondering if it’s time to move on from the one you're in, affordability is probably weighing on your mind.

Don’t let internet mortgage advice make major financial decisions for you.Rates are important, but they’re only one piec...
06/06/2026

Don’t let internet mortgage advice make major financial decisions for you.

Rates are important, but they’re only one piece of the puzzle. Loan structure, monthly payment, cash-to-close, future plans, and market timing all matter just as much.

Plus, many buyers are discovering they can refinance later, but they can’t always go back and buy at yesterday’s home prices.

The good news is you don’t have to navigate your homebuying journey alone. Let’s go over your situation and discuss your options together. Send a message to get started.

5.0 star review received on Experience.com for Ken Jarosz by Kelly W H - Ken  was  very  knowledgeable and  helped  trem...
06/04/2026

5.0 star review received on Experience.com for Ken Jarosz by Kelly W H - Ken was very knowledgeable and helped tremendously

Click to see all 15 reviews of Ken Jarosz, Loan Originator

Address

123 Staff Drive NE
Fort Walton Beach, FL
32548

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18505983035

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