David Simmons CrossCountry Mortgage NMLS# 546581

David Simmons CrossCountry Mortgage NMLS# 546581 David Simmons, Senior Loan Officer at CrossCountry Mortgage, Fort Walton Beach, FL. 32547. NMLS #546581. Georgia Residential Mortgage Licensee. Company NMLS3029.

Branch NMLS2604023 736 Manger Ave, Bethlehem, GA. 30620. Equal Housing Opportunity. CrossCountry Mortgage NMLS ID: 13649

I’m David Simmons, NMLS: 546581, Senior Loan Officer with CrossCountry Mortgage.

Delayed homeownership has long-lasting financial impacts. Fewer years to grow home equity, less opportunity to be mortga...
09/04/2026

Delayed homeownership has long-lasting financial impacts. Fewer years to grow home equity, less opportunity to be mortgage-free by age 65 and paying a mortgage later in life. See how it adds up in our article: http://spr.ly/6181BG6TCb

No matter where the market goes next, the best first step is understanding your options and having a strategy in place w...
09/02/2026

No matter where the market goes next, the best first step is understanding your options and having a strategy in place when the right opportunity comes along. See what's driving today's housing market: http://spr.ly/6189B17dBR

Homeowners are building equity while staying in their homes longer. If you're not staying in touch, you could be missing...
08/28/2026

Homeowners are building equity while staying in their homes longer. If you're not staying in touch, you could be missing opportunities to help clients make the most of it.

Pending home sales dipped 2.3% in July, but housing trends can look very different from one market to the next. While na...
08/26/2026

Pending home sales dipped 2.3% in July, but housing trends can look very different from one market to the next. While national activity slowed, opportunities continue to emerge in many local areas. Let's connect and help buyers move ahead.

The traditional image of the homebuyer is changing. With a record-low share of buyers raising children at home, lifestyl...
08/21/2026

The traditional image of the homebuyer is changing. With a record-low share of buyers raising children at home, lifestyle, career goals and life stage are playing an even bigger role in homebuying decisions.

08/20/2026

The Mortgage Break and beautiful sunrise! 🌅

This morning we’re continuing the conversation on DSCR loans — a powerful option for investors that looks at the property’s cash flow instead of your personal income.

While we’re talking numbers and strategy, don’t forget to enjoy the sunrise. The deals will still be there… make sure you take a moment to appreciate the view.

Questions about DSCR loans or how they might fit your next investment? Drop them in the comments. Let’s keep the chat going.

July home sales dipped 1.7%, reflecting the impact of higher rates and elevated home prices. Still, affordability has im...
08/19/2026

July home sales dipped 1.7%, reflecting the impact of higher rates and elevated home prices. Still, affordability has improved from a year ago, offering encouragement for buyers entering the market. Let’s connect!

08/17/2026
08/17/2026

🚨The Mortgage Break!🚨

This morning’s topic: DSCR loans.

If you’re a real estate investor looking at rental properties, DSCR loans can be a game-changer. They qualify based on the property’s income, not your personal tax returns.

⁉️Got questions about how they work, who they fit best, or whether one could work for your next deal? Drop them in the comments — let’s chat.

A 23% median down payment highlights an advantage repeat buyers have: equity. It's a reminder that homeownership creates...
08/14/2026

A 23% median down payment highlights an advantage repeat buyers have: equity. It's a reminder that homeownership creates more opportunity overtime, giving buyers flexibility and strength.

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Fort Walton Beach, FL
32579

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