Mitch O'Conner - Responsive Mortgage. - NMLS 378521

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Mitch O'Conner - Responsive Mortgage. - NMLS 378521

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Mitch O'Conner | NMLS #378521 | C. 904.415.2312 | O. 904.299.6292 | 3220 Amelia Rd, Suite 1, Fernandina Beach, FL 32034

10/29/2026

Mark your calendars!!! We have our official grand opening celebration coming up Nov. 19th.

Join us at Skyway for an evening of music, snacks, refreshments, and a chance to get to know us and our neighbor businesses that call this office complex home! 🍾🎶

10/28/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why.

Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.

09/26/2026

We have hosted a few events recently and want to keep encouraging realtor partners to use our office space in any way. We have an open-door policy!! Please come in just to sit or work, or pick a date and let us host your next event 🍻🍿

From pipeline meetings to content days, we have seating, TVs, a kitchenette, a bar area, and a garage door to let in fresh air!

09/25/2026

Fall can be the season of savings!!! We are offering a lender-paid 1-0 temporary buydown through October 15th!

Give me a call if you think this could be a good fit for you or your clients!

09/11/2026

This will be another great event. Please stop by to understand the inner workings of getting a mortgage approved and cleared to close.

09/05/2026

Stop by to celebrate Game day & check out this beautiful home in Old Town!! 🏈🌭

09/05/2026

Stop by 📍1102 Ladies St open house! 🏈🌭 Celebrating the first game day of the season and this beautiful home in Old Town

09/01/2026

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️

Applicant subject to credit and underwriting approval. Restrictions apply.
Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit nmlsconsumeraccess.org. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/13/2026

Pattern recognition is the first step. Now it's time to break it.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6182a1zqj. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/06/2026

The best way to stop paying rent? Owning a home. We can help with that.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6183aEcoZ. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

08/03/2026

Our choices shape our days, and our days shape our lives. Start living yours in the Rate App.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6188a8x04. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/25/2026

Car guy? No. House guy.

Applicant subject to credit and underwriting approval. Restrictions apply.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6181v7DIb. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/22/2026

All the tools to live a longer, happier life - all in one place

07/21/2026

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6180vfO4Y. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

07/20/2026

Consider this a stress-free sample of all the Rate App app has to offer.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6187v2bBc. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/14/2026

The couch situation is between you and the doorway. The utilities do not have to be.

Rate Concierge gives you one point of contact to transfer and set up your utilities and internet at your new home, at no additional cost. Less time calling providers. Fewer moving-day surprises. One less horror story. Rate Concierge, powered by OneSource.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6189vFO99. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Address

3220 Amelia Road, Suite 1
Fernandina Beach, FL
32034

Telephone

+19042060052

Website

https://lo-sites.goldstarfinancial.com/?lar=moconner

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