Sarah Fargo- PrimeSouth Bank

Home
United States
Fernandina Beach, FL
Sarah Fargo- PrimeSouth Bank

Mortgage Loan Originator
NMLS: 1765897 | Amelia Island FL
📲 904-252-4315 📧[email protected]

05/21/2026

It takes a team ✨ Helping buyers feel confident and at ease every step of the way ⭐️⭐️⭐️⭐️⭐️ That’s what we do!

05/14/2026

Another Bank Statement loan closed successfully ✨
This year alone, I’ve helped several self-employed clients purchase primary residences using alternative income documentation instead of traditional tax-return qualifying.
Many business owners write off expenses strategically, which can make conventional qualifying difficult, even with strong cash flow and assets.
That’s where bank statement programs can help.
If you’re self-employed and looking to purchase a home, I’d be happy to review your scenario and discuss available options.

•••••••••••••••••••••••••••

📲 904-252-4315
📧 [email protected]
💻 www.PrimeSouth.com

05/11/2026

Mother’s Day always brings a mix of emotions for me. Feeling so grateful for the love and example I was given while also realizing how much I still miss my mom in this season of life.

My babies aren’t little like this anymore. This picture was taken 8 years ago, my 1st Mother’s Day without my mom. There are moments when I catch little glimpses of her in my kids, and it stops me in the sweetest way. It reminds me that love really does carry on through generations

Motherhood is beautiful, exhausting, and emotional, all at once. To all the moms, bonus moms, grandmothers, and women loving others well every single day, you are deeply appreciated today and always.

And to the ones missing their moms this Mother’s Day, I see you 🤍

04/23/2026

When you’re buying real estate, time is money. My clients consistently close ahead of schedule because I prioritize getting files cleared through underwriting early — so when it’s time to close, no one is waiting on me and there are no surprises at the closing table. That’s the standard I hold myself to on every transaction. Ready to work with a lender who moves as fast as you do? Let’s connect. 📩

04/16/2026

If you’re on the fence about homeownership or wondering if your money could work harder in real estate, let’s talk. Ask the questions—even if you don’t know where to start. Running numbers and talking through financing options is what I love 🤍

04/10/2026

If you’re out touring homes this weekend—how exciting! This is one of the most important steps in the homebuying journey, and being prepared can make all the difference.
From a mortgage perspective, having your pre-approval in hand puts you in a strong position when you find “the one.” In today’s market, it can truly set you apart and give you confidence when making an offer.
I’m available this weekend if you: ✔️ Need a quick pre-approval ✔️ Want to run numbers on a specific home ✔️ Have questions about payments, rates, or loan options

Feel free to reach out anytime—I’m here to help make the process smooth and stress-free.
Happy house hunting! 🏡☀️🌊🌴

•••••••••••••••••••••••••••

📲 904-252-4315
📧 [email protected]
💻 www.PrimeSouth.com

03/20/2026

Spring Break with my people ☀️🌊 🚢

Soaking in the sunshine, the warmth, and most importantly… this time together. Life moves fast—between two busy kids in sports, two demanding careers, and a husband working out of state, these moments don’t come around nearly enough. So we’re holding onto every second, every laugh, every memory.

Feeling so grateful for this time away, but also so happy to be heading home to our own slice of heaven in Fernandina Beach. If you haven’t been, you really should—it’s something special.

God is good 🤍

03/18/2026

The spring housing market is heating up, and we’re seeing more buyers jump back in as inventory improves and confidence builds ✨
Today, the Federal Reserve announced they are keeping rates steady—and that matters for anyone watching mortgage rates closely.
👉 Here’s the key takeaway: The Fed doesn’t directly set mortgage rates, but their decisions influence the overall direction of the market. When the Fed pauses, mortgage rates tend to stabilize rather than spike or drop quickly.

💡 What this means for buyers: • More predictability when planning your purchase • Less volatility compared to earlier in the year • Opportunity to lock before future inflation or market shifts push rates higher
💡 What this means for sellers: • More active buyers entering the market this spring • Increased competition can drive stronger offers

While many were hoping for rate cuts, today’s decision signals a “wait and see” approach as inflation remains a concern.
 This spring market could be one of the most balanced we’ve seen in a while, steady rates, motivated buyers, and more opportunity on both sides.
If you’re thinking about buying, selling, or refinancing, now is a great time to game-plan your next move.
Message me to run numbers or explore your options!

•••••••••••••••••••••••••••

📲 904-252-4315
📧 [email protected]
💻 www.PrimeSouth.com

03/12/2026

Thankful Thursday ✨

Grateful for clients who trust me to help them make smart financial moves with the equity in their homes. A refinance can open doors — from consolidating debt to funding renovations or creating more financial flexibility for a new investment.

If you’re ready to explore your options, let’s talk. 📩 DM and let’s get started on your next purchase or refinance.

•••••••••••••••••••••••••••

📲 904-252-4315
📧 [email protected]
💻 www.PrimeSouth.com

03/04/2026

Join us this Friday for an open house with coffee, donuts, and a chance to tour this beautiful home on Amelia Island ✨🌴

Swing by, and let’s talk home financing while you’re out enjoying The Amelia Concours 🏎️☀️

Address

1500 Sadler Road
Fernandina Beach, FL
32034

Telephone

+19042524315

Website

http://www.primesouth.com/, https://www.blink.mortgage/app/signup/p/primesouthbank/sarahfargo

Alerts

Be the first to know and let us send you an email when Sarah Fargo- PrimeSouth Bank posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Sarah Fargo- PrimeSouth Bank:

Shortcuts

Want your business to be the top-listed Finance Company in Fernandina Beach?