Kelly Engstrom - Town & Country Mortgage

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Fargo, ND
Kelly Engstrom - Town & Country Mortgage

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Kelly Engstrom is a Senior Mortgage Loan Officer with Town & Country Credit Union in Fargo, ND. NMLS # 1149392. Equal Housing Opportunity.

10/30/2026

Business attire? Mortgage lender. 💼
Kindred Vikings fan? Mortgage lender. 🏀
Volleyball gear? Mortgage lender. 🏐
Halloween costume? Believe it or not… still your mortgage lender. 🎃😂

The outfit may change, but helping you get home is always the job! Just don’t be alarmed if your prequalification comes from someone with paws. 🐾🏡

/ Equal Housing Opportunity. NMLS #1149392

10/29/2026

What a great night for a Trunk or Treat at Better Homes and Gardens Real Estate Park Company!

🎃 Happy Halloween! 👻

10/23/2026

More space. More privacy. More room to breathe. 🥰

For some homebuyers, the perfect place isn’t in the middle of town.

If you’ve been dreaming about a little more land, a bigger yard, or a place where the kids and the dogs have room to run, buying outside the city may be worth considering.

Of course, rural properties can come with their own questions about financing, property types, acreage, and more.
That’s why it’s important to understand the details before you fall in love with the view. 🌾🏡

Thinking about making the move from city life to country living? Let’s talk about what to consider.

/ Equal Housing Opportunity. NMLS #1149392

10/15/2026

🔑 Keys in hand. Door opens. You take that first step inside.

That moment is what everyone pictures when they think about buying a home.
But getting there starts much earlier.

It starts with figuring out what you want, understanding your finances, choosing the right type of financing, and knowing what you’re comfortable taking on.

There may be a lot of steps between today and opening that front door but you don’t have to know all of them on day one.
Start with a question. We’ll take it from there. 🏡💙

/ Equal Housing Opportunity. NMLS #1149392

10/09/2026

🍂 October Home Maintenance Tip! 🍂

As we head further into fall and temperatures begin to drop, now is a great time to check the seals around your windows and doors!
Gaps and cracks around windows and doors can allow air to escape from or enter your home, making it harder to maintain a comfortable temperature and potentially increasing your energy costs.

Sealing these gaps can also help protect your home from moisture getting inside, which can lead to issues like mold and wood rot over time.

Taking a little time to inspect and seal around your windows and doors now can help keep your home comfortable, energy-efficient, and protected as we head into the colder months.

A little fall preparation now can go a long way toward protecting your home all winter long!

/ Equal Housing Opportunity. NMLS #1149392

10/09/2026

Well, this absolutely made my day. ❤️

Behind every mortgage is a family, a goal, and a whole lot of questions—and helping my clients feel supported through it all is why I love what I do.

Jared & Nikki, thank you for your kind words and for trusting me with such an important part of your lives. Going the extra mile is easy when you care about the people you’re helping. 🏡❤️

/ Equal Housing Opportunity. NMLS #1149392

10/06/2026

🏠 Thinking about selling your current home and buying another?

Before you put that “For Sale” sign in the yard, it’s worth taking a look at the financing side of your next move.
Your current mortgage, available equity, down payment, monthly budget, and the price of your next home can all play a role in figuring out what comes next.

A little planning upfront can help you avoid surprises later and make it easier to recognize the right opportunity when it comes along.

If a move has been on your mind, let’s talk numbers before you make a move.

/ Equal Housing Opportunity. NMLS #1149392

10/01/2026

Mortgage acronyms can look like alphabet soup. 😂 FHA, NDHFA, USDA, VA, START, DCA, EP2… is there a quiz at the end?!

Thankfully, no. 😉 You don’t need to speak fluent mortgage—that’s what I’m here for!

I’ll explain your options, answer your questions, and help you feel confident about your next steps toward homeownership. 🏡

Let’s turn “What does that even mean?” into “Okay, I’ve got this!” Send me a message to get started.

/ Equal Housing Opportunity. NMLS #1149392

09/25/2026

Your search history probably says a lot about you… 😂🏡

“Best neighborhoods near me”
“Is this kitchen big enough?”
“How much house can I afford?”
“Can I put a pool here?” 👀
“Okay, but what would the monthly payment be?”

If you’ve officially entered your “maybe we should buy a house” era, I’m here for it.

Let’s turn the scrolling, saving, and dreaming into a real conversation about your options.

Your dream home might be closer than you think.

/ Equal Housing Opportunity. NMLS #1149392

09/24/2026

Last night was one of those nights that reminded me just how much I LOVE what I do. ❤️

I was so grateful to have a full class of members learning about the home-buying process — from where to start, what documentation may be required, and all those questions that can feel overwhelming when you’re buying a home.

Educating and empowering people through this process is such a huge passion of mine. 🏡 I truly believe the more you understand, the more confident you can feel when making one of the biggest decisions of your life.

And honestly…there is nothing better than a room full of people asking questions, learning, and realizing that homeownership might be more attainable than they thought.

Thank you to everyone who spent their evening learning with me! I’m already looking forward to the next one! ❤️🏡

NMLS 1149392 / Equal Housing Opportunity

Address

5181 38th Street South
Fargo, ND
58104

Telephone

(701)3561827

Website

https://townandcountryengstrom.mymortgage-online.com/

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