Irena Johnson / Bell Bank Mortgage

Irena Johnson / Bell Bank Mortgage Finance your home dreams with Irena Johnson at Bell Bank Mortgage, and experience the Bell difference. NMLS #1666661

Whether you’re buying or building, and whatever your stage of life, we’ll help you find a mortgage tailored to suit you.

Buying your first home can feel overwhelming, but you don't have to navigate it alone. Take the first step and get pre-a...
09/08/2026

Buying your first home can feel overwhelming, but you don't have to navigate it alone. Take the first step and get pre-approved. Knowing your budget can help you shop with confidence and move quickly when you find the right home.

Ready to get started? I'd love to help!

Check these out!! Great opportunity to become a homeowner 🏠
09/04/2026

Check these out!! Great opportunity to become a homeowner 🏠

09/04/2026

They say time flies when you’re having fun, and the last 15 years are proof of that! 🕒✨My journey at Bell Bank started while I was finishing up my finance degree at NDSU. Back then, I was just eager to put my textbooks to use. Today, I’m celebrating 15 years here—and I can honestly say I still love what I do every single day. Being a lender isn't just about interest rates and paperwork; it’s about being a small part of a massive milestone in people's lives. Getting to guide families into homeownership is a privilege I don't take for granted. A huge thank you to Bell Bank for being an incredible place to build a career, and to my clients, friends, and family for your endless support over the years! 🙌💼🏡

Instead of waiting for the perfect home to hit the market, consider building the one you want! New construction gives yo...
09/03/2026

Instead of waiting for the perfect home to hit the market, consider building the one you want! New construction gives you the opportunity to choose the floor plan, finishes, features and design elements that fit your lifestyle.

Let's talk about financing options that can help make your dream home a reality. Message me to learn more!

Why are more buyers exploring new construction? Here are just a few of the potential benefits:• Modern layouts• Energy-e...
09/01/2026

Why are more buyers exploring new construction? Here are just a few of the potential benefits:

• Modern layouts
• Energy-efficient features
• Personalization options
• Everything is brand new

If you're considering a move, let's discuss whether a new build could be right for you. Contact me today!

Buying a home is one of life's biggest milestones, and you deserve guidance every step of the way. As your loan officer,...
08/27/2026

Buying a home is one of life's biggest milestones, and you deserve guidance every step of the way. As your loan officer, I’ll help you feel confident, informed and supported throughout the entire process.

If homeownership is on your radar, let's start the conversation.

Happy National Dog Day! Whether your furry friend dreams of a bigger yard, more room to roam or a cozy spot by the windo...
08/26/2026

Happy National Dog Day! Whether your furry friend dreams of a bigger yard, more room to roam or a cozy spot by the window, finding the right home can make a big difference for the whole family.

Drop a photo of your pup below – and if you’re thinking about making a move, reach out today!

First-time homebuyers, how does $1,500 toward a new home sound? The Bell Opportunity Program offers a $1,500 lender cred...
08/20/2026

First-time homebuyers, how does $1,500 toward a new home sound? The Bell Opportunity Program offers a $1,500 lender credit for eligible buyers. Best of all, it’s exclusive to Bell Bank Mortgage.

Want to learn more about this great opportunity? Reach out today!

Subject to credit approval. Income and property restrictions apply. Purchase of primary residence only. Not available in all markets. Applications must be taken between June 1, 2026, and February 20, 2027, with loan closings occurring between September 1, 2026, and April 30, 2027. Lender credit can only be applied to closing costs payable to Bell Bank Mortgage. At least one borrower must be a first-time homebuyer. Homebuyer education may be required. Program guidelines are subject to change without notice. Other restrictions apply.

As routines settle back in, it’s a great time to think about what's next for your family.If your current home feels a li...
08/18/2026

As routines settle back in, it’s a great time to think about what's next for your family.

If your current home feels a little too small, or a little too far from where you want to be, let's talk about your options.

For the last few years, conventional offers have sometimes overshadowed FHA and VA loans. We decided to change that.With...
08/13/2026

For the last few years, conventional offers have sometimes overshadowed FHA and VA loans. We decided to change that.

With our FHA and VA 5/1 ARM options, your interest rate stays the same for the first five years, then can adjust once a year after that, creating a lower starting point with flexibility over time.

Must be an eligible service member or veteran for the VA product. All loans are subject to credit approval, income and property restrictions may apply. Not available in all markets. Program guidelines are subject to change without notice. Other restrictions apply. Adjustable-Rate Mortgage (ARM) products have a fixed interest rate for a set period of time and adjust periodically thereafter. At the end of the fixed rate period, the interest rate and payments may increase. Escrows and full appraisal may be required.

Address

3100 13th Avenue S
Fargo, ND
58103

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+17012981604

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