Irena Johnson / Bell Bank Mortgage

Irena Johnson / Bell Bank Mortgage Finance your home dreams with Irena Johnson at Bell Bank Mortgage, and experience the Bell difference. NMLS #1666661

Whether you’re buying or building, and whatever your stage of life, we’ll help you find a mortgage tailored to suit you.

As you start your homeownership journey, I’m here to discuss your financial goals such as a comfortable payment range, a...
05/28/2026

As you start your homeownership journey, I’m here to discuss your financial goals such as a comfortable payment range, assets you have set aside for your purchase, and the type of home you’re looking for (such as a townhouse, condo or single-family dwelling).

Ready to buy your next home? Contact me today to get started!

05/27/2026

🚨 MYTH: "You should buy a house at the exact max amount you’re approved for."
🏡 REALITY: "You should only borrow what you are comfortable paying back every month."

As a lender, I'm able to tell you the absolute ceiling of what you can borrow based on your paperwork.

But my math doesn't know your lifestyle.
❌ It doesn’t see your daycare costs.
❌ It doesn’t factor in your love for travel.
❌ It doesn’t care about your retirement savings goals.

Approval looks at gross income. Reality runs on take-home pay.

Let’s chat and build a budget that works for your real life, not just on paper. I'll reverse-engineer a loan amount that lets you sleep at night. 😴

Ready to find your actual comfort zone? 📲

Bell Bank Mortgage can help you finance the purchase of a residential lot for building your new dream home. We’ll guide ...
05/26/2026

Bell Bank Mortgage can help you finance the purchase of a residential lot for building your new dream home. We’ll guide you through the entire process, from buying the lot to the construction phase of your new build.

Connect with me and explore your options today!

We’re here to simplify the home-buying process, educate you every step of the way and show you options for getting into ...
05/21/2026

We’re here to simplify the home-buying process, educate you every step of the way and show you options for getting into a home with low-down payment and competitive interest rates.

05/20/2026

📚 Need your next favorite read! 📚

My book club is looking for recommendations! What is the absolute best, most unputdownable book you have read (or listened to) recently?

We love anything with a major plot twist, deep character development, or a story that keeps you up until 2 AM.

Drop your top picks in the comments below! 👇

Here are a few of our recent reads:
- Daughter of No Worlds- Carissa Broadbent
- The Wife Upstairs- Freida McFadden
- Beautiful Ugly- Alice Feeney
- A Woman of No Importance- Sonia Purnell

Thinking about planting your first garden? As a homeowner, you may have a range of options, from a full garden in your b...
05/19/2026

Thinking about planting your first garden? As a homeowner, you may have a range of options, from a full garden in your backyard to a container garden on your balcony, patio or deck.

Wherever you put down roots, a garden can be a rewarding way to grow something good. 🌱

05/15/2026

☎️Give me a call today at 701-298-1604 so we can chat about your goals and map out a plan to get you there!

🌞 Is Your Home Ready for Warm Weather? 🏡Spring is here, and it is the perfect time to give your home some love! A little...
05/15/2026

🌞 Is Your Home Ready for Warm Weather? 🏡

Spring is here, and it is the perfect time to give your home some love! A little maintenance now prevents costly repairs later.

🧹 Deep Clean: Wash windows, dust ceiling fans, and vacuum refrigerator coils.

🍂 Clear Gutters: Remove winter debris to prevent water damage from spring showers.

🔌 Safety Check: Test smoke alarms, carbon monoxide detectors, and fire extinguishers.

❄️ AC Tune-Up: Change your HVAC filters and schedule an air conditioner service.

🌱 Exterior Care: Inspect your roof for damaged shingles and check siding for cracks.

We cleaned the gutters last weekend and found a birds nest 🐦- we kindly moved it to a tree nearby!

Whether you’re looking to lower your payment, tap into home equity or adjust your loan term, our team takes time to unde...
05/14/2026

Whether you’re looking to lower your payment, tap into home equity or adjust your loan term, our team takes time to understand what matters most to you. And we stand with you from start to finish.

Because when you refinance with Bell, you get more than a loan.
You get experience, transparency and a partner you can trust.
That’s the smart way home.

From rehab loans to one-time and two-time close loans, we have everything you need to bring your new build to life.Conta...
05/12/2026

From rehab loans to one-time and two-time close loans, we have everything you need to bring your new build to life.

Contact me to learn more about our new construction options!

*All loans are subject to credit approval. Program guidelines are subject to change without notice. Not available in all markets. Other restriction apply.

Address

3100 13th Avenue S
Fargo, ND
58103

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+17012981604

Website

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