Sally DeCrescente - Maine Mortgage Lender

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Falmouth, ME
Sally DeCrescente - Maine Mortgage Lender

Your Local Mortgage Lender ✨
Northpoint Mortgage | NMLS #2116291

10/27/2026

We can’t guarantee your mortgage will come with whipped cream and cinnamon sprinkles, but we can help you make sense of your home financing options.

Whether you’re buying your first home, moving up, refinancing, or just wondering what today’s options look like, Northpoint Mortgage is here to help.

10/20/2026

You can look at all the beautiful homes, imagine your furniture inside, and even fall in love, but without knowing what you can truly afford, it’s hard to take that next step. Getting pre-approved turns “just looking” into a real opportunity. It gives you a clear budget, strengthens your offer, and shows sellers you mean business.

Northpoint Mortgage will guide you through the pre-approval process so when you find the one, you’re ready to move forward with confidence.

Don’t just window shop. Shop with purpose.

10/13/2026

You ask the wrong person what escrow is and somehow end up more confused than before. We see it all the time where escrow gets overcomplicated when it really doesn’t have to be. At Northpoint Mortgage, we make sure you understand what’s actually happening in your loan so you’re never left relying on “that one friend” again.

No jargon. No guesswork. Just clarity from people who do this every day.

10/07/2026

What’s all the buzz about mortgage buydowns? 🏡 For buyers, they can offer more breathing room in the monthly budget. For sellers, they can help a listing stand out.

But how do they work, and what’s the catch? Our latest blog breaks down temporary and permanent buydowns, their benefits, and what to consider before deciding.

Read “The Buzz About Buydowns” here: https://loom.ly/5Oz9Nss

When you’re buying a home, the monthly payment matters just as much as the price tag, and when mortgage rates are higher, that payment can make a big difference in what feels comfortable for your budget. Even without a change in a home’s price, a higher interest rate can increase the monthly cos...

09/29/2026

You’re deciding between renting and buying and assume renting is always cheaper. That’s one of the biggest misconceptions we see. With homeownership, your payment can become an investment in stability, equity, and long-term wealth instead of a recurring expense that never comes back.

At Northpoint Mortgage, we help you compare the real numbers so you can make a decision based on facts, not assumptions.

09/22/2026

Homebuying comes with a lot of advice, but not all of it is accurate. At Northpoint Mortgage, we believe better decisions start with better information. That means separating myths from facts, clearly and honestly.

Let’s make the process simpler.

09/15/2026

Waiting for rates to drop before buying a home? The truth is that waiting isn't a strategy. The reality is that the right time is when you're financially ready, not when the market feels "perfect". At Northpoint Mortgage, we help you make a plan that works for you now. Because the goal isn’t to time the market perfectly, it’s to get you home with a strategy that actually works.

Let’s build your path forward.

09/09/2026

Making the mortgage process feel comfortable, clear, and stress-free is always my goal. I’m here to answer questions, keep you informed, and make sure you feel confident every step of the way.

Ready to make your next move? Reach out today!

09/02/2026

Northpoint is proud to have been recently awarded nice different Top Workplace awards! We’re incredibly proud of this recognition because we believe a great experience starts from within. When our employees feel supported, valued, and connected to what we do, that carries over into how we serve our customers, support our referral partners, and show up in the communities where we live and work. A strong team helps us provide the communication, care, expertise, and service our clients and partners count on every day.

09/01/2026

You’re applying for a mortgage and want to know what lenders actually look at financially. From Northpoint Mortgage, it’s about your overall financial picture. How your income supports your monthly obligations, how your existing debt fits into that equation, and whether your credit history shows consistent, responsible management of credit. Lenders also look at your savings and assets to make sure you’re not just able to close on a home, but stay financially stable after you move in. It’s not about perfection, it’s about balance and sustainability.

At Northpoint Mortgage, we help you understand your numbers so you can move forward with clarity and confidence.

Address

241 US Route One, Suite 302
Falmouth, ME
04105

Website

http://www.MortgagesWithSally.com/

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