Sally DeCrescente - Maine Mortgage Lender

06/09/2026

Renting works for some seasons of life. However, buying can open the door to building equity, creating stability, and having a place that is truly yours.

If buying has been on your mind, let’s chat and see what your options look like. Message me anytime!

06/05/2026

Applying for a home loan isn’t a one-and-done process. Your credit, income, and debt are reviewed multiple times along the way. Even small changes, like taking on a new credit card, or making a large purchase can cause delays in your approval. That’s why it’s important to keep your finances steady from start to finish.
At Northpoint Mortgage, we guide you through each step, explaining what matters most and helping you avoid surprises. Staying informed and consistent ensures your path to homeownership stays smooth and on track.

06/04/2026

At Northpoint Mortgage, we guide you through each step, explaining what matters most and helping you avoid surprises. Before you sign on the dotted line, we carefully review your finances to ensure you can handle your monthly payments without stress. We consider your income, expenses, and long-term goals so your home remains a place of stability and comfort, not financial strain.

06/03/2026

Homeownership isn’t just for people with giant savings! Let’s work together to get a realistic picture of what’s affordable so you can start house hunting with confidence.

06/01/2026

Big news for Maine homebuyers! 🎉 MaineHousing has increased its income and purchase price limits, making it possible for even more buyers to qualify for valuable homeownership programs starting TODAY, June 1, 2026.

Depending on where in Maine you're buying, eligible purchase price limits are now as high as $565,000 for single-family homes in many areas, with increased income limits as well.

If you've looked into MaineHousing programs before and thought you might not qualify, now is a great time to take another look. These programs can offer low down payment options, closing cost assistance, and other benefits designed to make homeownership more affordable.

Curious if you're eligible? Reach out today - we'd be happy to walk you through the updated guidelines and help you explore your options!

05/29/2026

Rate shopping might seem smart, but chasing the lowest number can cost you more in the long run. Points, fees, fine print, and lender reliability all matter. The best mortgage isn’t always the cheapest rate. It’s the loan that actually fits your financial goals.

Before you choose a lender, make sure you know what to watch for: https://loom.ly/O56Zf3A

Everyone wants the lowest mortgage rate — and that's completely reasonable. But chasing a number without knowing the full picture can cost you more than you'd ever save. Rate shopping is smart. But rate shopping blindly is dangerous. Before you jump at the lowest number you see advertised, there a...

05/21/2026

Helping first-time homebuyers is my favorite part of the job! I’m here to be responsive, supportive, and guide you every step of the way so the process feels easy and exciting.

Ready to start your journey? Let’s make it happen!

05/12/2026

At Northpoint Mortgage, it’s all about the details. From application to closing, we make sure everything is handled the right way so you can move forward with confidence and peace of mind.

Let us help you step through the door to your future.

04/23/2026

TikTok is full of entertaining videos and even a few helpful mortgage tips… but it can’t replace a loan officer who knows your numbers and goals. Let’s make a mortgage plan that actually works for you! 🏡

04/01/2026

A lot of people think you need a flawless credit history to buy a home. Many lenders offer programs that work for first-time buyers, people with past credit bumps, or those still rebuilding their score.

Don’t let the fear of “not enough credit” stop you from exploring your homeownership options. The right guidance can make a huge difference, and sometimes your dream home is closer than you think!