Addie Andersen at Atlantic Coast Mortgage

Addie Andersen at Atlantic Coast Mortgage Addie Andersen, VP & Sr. Loan Officer - NMLS ID 195643

Atlantic Coast Mortgage, LLC
Equal Housing Lender
Company NMLS ID 643114 (nmlsconsumeraccess.org)

Addie Andersen | VP & Sr. Loan Officer - NMLS ID 195643

Financing a home can seem overwhelming and frustrating, but it doesn’t have to be. Whether you are looking to buy or refinance your home, working with a loan officer who takes the time to understand your needs and goals can make all the difference; a loan officer who knows the local markets and has access to great rates and the best loan opt

ions in the industry. I am licensed in Washington, DC, Maryland, and Virginia, and I have over 27 years of experience in the mortgage business. My favorite part of my job is getting to know my clients and helping to educate them on the loan process. Believe me; it doesn’t have to be frustrating and overwhelming. I also take pride in providing unmatched accessibility so even the most anxious first-time homebuyer can confidently navigate the process. Remember, I am on your side! I grew up in Northern Virginia and currently live in Alexandria. I am bilingual in English and Spanish. I earned my bachelor’s degree in accounting at Marymount University and have worked as a mortgage processor, underwriter, and loan officer. Over the years, I have built my business on referrals. Earning a referral is a testament to my work ethic and professionalism. I have a proven track record of helping buyers achieve homeownership with the speed and service they deserve. I purchased my first home when I was only 24 years old, so I knew the joy of homeownership early on. I learned that anyone could own a home with the proper guidance and determination. I guess that’s why I’m so passionate about the mortgage business. I remember the profound pride and happiness I felt when I moved into that house. Buying a new home can, and SHOULD, be exciting! Licensed in District of Columbia, Maryland, Virginia

According to PCS Network, today’s housing market has a lot more strength behind it than the headlines may suggest.The ar...
06/05/2026

According to PCS Network, today’s housing market has a lot more strength behind it than the headlines may suggest.

The article references Federal Reserve data showing homeowner equity is near an all-time high, with home values at $47.9 trillion, homeowner equity at $34.1 trillion, and mortgage debt at $14.4 trillion.

So, while record mortgage debt can sound concerning at first, the full picture tells a very different story than 2008. Homeowners today have significantly more equity, which puts many in a much stronger financial position.

Source: PCS Network

We’re grateful to share that Atlantic Coast Mortgage has been recognized as a Top 55 Overall Lender by Scotsman Guide fo...
06/02/2026

We’re grateful to share that Atlantic Coast Mortgage has been recognized as a Top 55 Overall Lender by Scotsman Guide for 2026.

This recognition is truly a reflection of the people who make ACM what it is — our dedicated team, trusted partners, and the clients who allow us to be part of such important moments in their lives.

We are thankful for the opportunity to serve, support, and help more families find their way home. 💙

Homeownership is more than just having a place to live. It can create stability, help build equity over time, and give y...
05/29/2026

Homeownership is more than just having a place to live. It can create stability, help build equity over time, and give you a space that truly feels like your own.

Every buyer’s path looks different, but the benefits can be worth it.

As we gather with family, friends, and neighbors this weekend, may we also take time to remember the true meaning of Mem...
05/25/2026

As we gather with family, friends, and neighbors this weekend, may we also take time to remember the true meaning of Memorial Day.

Today we honor the heroes who gave their lives in service to our country.

When you're figuring out how much home fits your budget, it helps to look past just the purchase price. Your monthly mor...
05/22/2026

When you're figuring out how much home fits your budget, it helps to look past just the purchase price. Your monthly mortgage payment is typically broken down into four core parts.

Here is exactly what goes into it:

✔️ Principal: The actual loan balance you are paying back.

✔️ Interest: The cost of borrowing the money from the lender.

✔️ Taxes: Your local property taxes, usually held in an escrow account and paid yearly on your behalf.

✔️ Insurance: This includes homeowners' insurance to protect your property (and private mortgage insurance, or PMI, if your down payment is under 20%).

Knowing how these four pieces fit together gives you a much clearer picture of your true monthly housing costs.

Want to run the numbers for your specific budget? Send me a message.

May is Military Appreciation Month, and this one is personal to me.Being married to someone who has dedicated his life t...
05/19/2026

May is Military Appreciation Month, and this one is personal to me.

Being married to someone who has dedicated his life to the military has given me a deeper appreciation for our service members and their families. One way I’m honored to give back is by helping them understand VA loans and what homeownership can look like.

I’ll be sharing more about VA loans throughout May! 🏡

Homes are still moving!With homes selling in about 52 days, buyers and sellers both have opportunities in today’s market...
05/15/2026

Homes are still moving!

With homes selling in about 52 days, buyers and sellers both have opportunities in today’s market.

For buyers, being pre-approved helps you move with confidence when the right home hits the market. For sellers, it shows there are still motivated buyers out there ready to make a move.

Thinking about your next step? Let’s talk strategy!

As a member of a military family, my favorite loan to work with is the VA loan. I truly love helping those who have serv...
05/12/2026

As a member of a military family, my favorite loan to work with is the VA loan.

I truly love helping those who have served our country achieve homeownership, and it would be an honor to help you as well.

If you’ve served, I’d be grateful for the opportunity to guide you home. 🏡

Wishing you a beautiful and relaxing Mother’s Day! 💛 To all the moms out there, your love is the true foundation of ever...
05/10/2026

Wishing you a beautiful and relaxing Mother’s Day! 💛

To all the moms out there, your love is the true foundation of every home.

Being part of a military family, this month means a lot to me. VA loans are one of my favorite ways to give back.Helping...
05/08/2026

Being part of a military family, this month means a lot to me. VA loans are one of my favorite ways to give back.

Helping those who have served our country buy a home is something I’m incredibly grateful for. 🇺🇸

Address

4097 Monument Corner Drive, Suite 600
Fairfax, VA
22030

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