Alejandra Torres Mortgage Loan Officer Sacramento

Alejandra Torres Mortgage Loan Officer Sacramento I am a seasoned and dedicated bilingual loan officer with a passion for helping individuals and families achieve their financial goals.

With over 30 years of experience in the mortgage industry, I have built a reputation for expertise and integrity.

Homeownership is a great goal, but it isn't always the right move right now.For some people, renting provides the opport...
06/16/2026

Homeownership is a great goal, but it isn't always the right move right now.

For some people, renting provides the opportunity to improve their credit, pay down debt, build savings, and prepare for a stronger purchase in the future.

The goal isn't to buy a home as fast as possible, it's to buy when you're financially ready and confident in your decision.

Every situation is different, which is why understanding your options matters.

Have you ever felt pressured to buy before you were ready? 👇

Comment below.

Thinking about buying but not sure if you're ready yet?

Send me a message. I'd be happy to review your situation, answer your questions, and help you create a plan toward homeownership, whether that's 3 months, 6 months, or a year from now.

Alejandra Torres
NMLS 911025
[email protected]
916-835-6586

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Take the time to understand your options, ask questions, and make sure the numbers work for your goals and lifestyle. Th...
06/12/2026

Take the time to understand your options, ask questions, and make sure the numbers work for your goals and lifestyle. The right home should bring peace of mind, not pressure.

When you’re informed, you can move forward with confidence. ✨

Alejandra Torres
NMLS 911025
[email protected]
916-835-6586

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06/05/2026

Women are making moves. 🏡✨

More women are buying homes, building equity, creating wealth, and investing in their futures than ever before.

Whether you're buying on your own, with a partner, or planning for the future, homeownership can be a powerful step toward financial independence.

The best time to start preparing isn't when you're ready to buy, it's before.

Alejandra Torres | Mortgage Consultant
916-835-6586
Absolute Mortgage Group Inc.

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Thinking About Buying a Home in Sacramento This Fall?If your goal is to buy a home in Sacramento this Fall 2026, what yo...
06/03/2026

Thinking About Buying a Home in Sacramento This Fall?

If your goal is to buy a home in Sacramento this Fall 2026, what you do today matters more than what you do when you're ready to make an offer. 🍂🏡

Let's create a plan based on your goals, timeline, and budget.

đź“© Send me a message with the word "FALL" and let's get started.

Alejandra Torres, Mortgage Consultant

Alejandra Torres
NMLS 911025
[email protected]
916-835-6586

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05/26/2026

Sacramento se une por nuestras raíces, nuestros bosques y nuestra comunidad. 🦋🌲

Este próximo 19 de octubre viviremos una noche muy especial en la Cena de Gala de Casa Morelia, donde parte de lo recaudado será destinado a la Fundación Homero Gómez, dando continuidad al legado ambiental del guardián de la mariposa monarca.

Tu presencia ayuda a proteger los bosques michoacanos que albergan a millones de mariposas monarca y fortalece el impacto de nuestra comunidad en el norte de California.

Además, celebraremos a hombres y mujeres destacados con el galardón “Morelos Siervo de la Nación”, reconociendo a 10 michoacanos distinguidos en las áreas de:
✨ Educación
✨ Empresarial
✨ Servidores Públicos
✨ Líderes Comunitarios

📍 Restaurante La Cosecha — en el corazón de Sacramento
🍽 Cena de gala preparada por cocineras tradicionales de Michoacán
🎟 Donación: $100 dólares

Tu presencia salva bosques, honra nuestras raĂ­ces y apoya a nuestra comunidad.
Reserva hoy mismo. 🤍

FHA loans continue to open doors for buyers who thought homeownership had to wait. 🏡Lower down payment options, flexible...
05/19/2026

FHA loans continue to open doors for buyers who thought homeownership had to wait. 🏡

Lower down payment options, flexible guidelines, and programs designed to help first-time buyers make getting into a home more possible than most people think.

If you’ve been wondering whether buying is realistic for you, let’s break down the numbers and your options together.

You might be closer than you think. 📲

Alejandra Torres
NMLS 911025
[email protected]
916-835-6586

As a mortgage broker, negotiation doesn’t only happen with the seller… it also happens in how your loan is structured. 🤝...
05/15/2026

As a mortgage broker, negotiation doesn’t only happen with the seller… it also happens in how your loan is structured. 🤝

Here’s what that looks like in real life:
From Down Payment Assistance programs that reduce upfront cash, to seller credits that cover closing costs, to rate buy-down options that lower monthly payments, I work to make the numbers work better for my clients.

Every buyer’s situation is different, which is why strategy matters just as much as qualification.

If you want to see what options you may qualify for, let’s talk. 🏡

Alejandra Torres
NMLS 911025
[email protected]
916-835-6586

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05/13/2026

A lot of people think Down Payment Assistance is ONLY for first-time home buyers… but that’s not always true 👀🏡

Depending on the program, you may still qualify even if you’ve owned a home before.

Every situation is different, which is why it’s important to explore your options before assuming you don’t qualify.

Want to see what programs may be available to you?

Send me a DM đź“©

Alejandra Torres
NMLS 911025
[email protected]
916-835-6586

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El café diario no es el problema…El problema es no darte cuenta cuánto suman TODOS los gastos pequeños juntos.>> Suscrip...
05/08/2026

El café diario no es el problema…
El problema es no darte cuenta cuánto suman TODOS los gastos pequeños juntos.

>> Suscripciones que ni usas
Streaming, apps, membresías, música, gimnasio…
$10 aquí + $20 allá = cientos al mes. (Al año ni te cuento 🤫).

>> 🍔 Comer fuera constantemente
Uber Eats, snacks, antojos, cafecitos, lunch todos los días…
Tu futuro down payment se puede ir ahĂ­ sin notarlo.

>> 🛍️ Compras impulsivas
“Está barato”
“Solo hoy”
“Me lo merezco”
Pequeñas compras repetidas afectan más de lo que imaginas.

Comprar casa NO siempre requiere ser millonario.
A veces solo necesitas estrategia, organizaciĂłn y un plan.

¿Quieres saber cuánto necesitas realmente para comprar casa?
Mándame un mensaje y te ayudo a crear un plan. ✨

Alejandra Torres
NMLS 911025
[email protected]
916-835-6586

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Most people think they need 20% down to buy a home.That’s not the case.There are down payment assistance programs that c...
05/04/2026

Most people think they need 20% down to buy a home.

That’s not the case.

There are down payment assistance programs that can help you get into a home with less money upfront.

What matters is knowing your options.

• Lower upfront costs
• First-time buyer programs
• Flexible solutions based on your situation

If buying a home is on your mind, don’t wait until you “feel ready.”

Start with the right information.

DM me HOME and let’s see what you qualify for.

Alejandra Torres
NMLS 911025
[email protected]
916-835-6586

Address

4401 Hazel Avenue Ste 125
Fair Oaks, CA
95628

Telephone

+19168356586

Website

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