Tim Halverson NMLS# 240583

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Tim Halverson NMLS# 240583 Empire Home Loans, Inc, Loan Officer - Tim Halverson NMLS #240583, Empire Home Loans, Inc NMLS # 1839243

Your emails should look as good as your listings. 🏡✉️That's why Templates is part of what my realtor partners get, free....
10/17/2026

Your emails should look as good as your listings. 🏡✉️

That's why Templates is part of what my realtor partners get, free.



Tim Halverson · NMLS #240583
Empire Home Loans · NMLS #1839243
Empire Home Loans, Inc., NMLS ID #1839243, CA DRE #02086593, CA DFPI/CFL License -95315, AZ Lic: MB-1012019. Refer to www.nmlsconsumeraccess.org to see additional license information.
The Corporate office address is 4401 Hazel Ave Suite 225, Fair Oaks, CA 95628; www.empirehomeloans.com. This communication is for informational purposes only. This is not a commitment to lend. All programs are subject to change or cancellation at any time and without notice.
Empire Home Loans, Inc., supports Equal Housing Opportunity.

10/16/2026

Good news if you are waiting to buy or refinance. Bonds had a solid week, even with hot inflation reports. Watch to see what is coming next.

10/16/2026

Rates quietly improved today despite bad inflation news. If you're buying or thinking about a refinance, the timing conversation is worth having.

Your CMA is your first impression. Make it count. 📊Full CMA builds an agent-branded analysis from an address or MLS #:→ ...
10/15/2026

Your CMA is your first impression. Make it count. 📊

Full CMA builds an agent-branded analysis from an address or MLS #:
→ Active + sold comps
→ Photos + maps
→ Market trends

Partner with me and it's yours.



Tim Halverson · NMLS #240583
Empire Home Loans · NMLS #1839243
Empire Home Loans, Inc., NMLS ID #1839243, CA DRE #02086593, CA DFPI/CFL License -95315, AZ Lic: MB-1012019. Refer to www.nmlsconsumeraccess.org to see additional license information.
The Corporate office address is 4401 Hazel Ave Suite 225, Fair Oaks, CA 95628; www.empirehomeloans.com. This communication is for informational purposes only. This is not a commitment to lend. All programs are subject to change or cancellation at any time and without notice.
Empire Home Loans, Inc., supports Equal Housing Opportunity.

10/14/2026

Today was a rollercoaster for mortgage bonds, but they finished in the green. If you are watching rates, let's talk strategy before the next swing.

10/14/2026

It was one of the calmest days in weeks for mortgage bonds, no repricings at all. Good news if you're planning a purchase or refi soon.

10/13/2026

Wanted to give you all a quick heads up about why my face looks a little rough lately. Nothing serious, just working through it.

Your next listing is already out there. 🔎Listings Finder searches expireds and FSBOs by ZIP or city, with:→ Owner contac...
10/13/2026

Your next listing is already out there. 🔎

Listings Finder searches expireds and FSBOs by ZIP or city, with:
→ Owner contact on record
→ Mortgage balance + equity
→ Sale history

Partner with me to start prospecting smarter.



Tim Halverson · NMLS #240583
Empire Home Loans · NMLS #1839243
Empire Home Loans, Inc., NMLS ID #1839243, CA DRE #02086593, CA DFPI/CFL License -95315, AZ Lic: MB-1012019. Refer to www.nmlsconsumeraccess.org to see additional license information.
The Corporate office address is 4401 Hazel Ave Suite 225, Fair Oaks, CA 95628; www.empirehomeloans.com. This communication is for informational purposes only. This is not a commitment to lend. All programs are subject to change or cancellation at any time and without notice.
Empire Home Loans, Inc., supports Equal Housing Opportunity.

10/12/2026

Feeling like mortgage rates keep moving the wrong way? There's a real reason for that, and it's worth understanding before you buy.

10/10/2026

Quick market update for you. Rates stayed stubbornly high this week, and Wednesday's inflation report is the one to watch.

Address

4401 Hazel Avenue , Suite 225
Fair Oaks, CA
95628

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Website

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