Mortgage Melissa - Melissa Carson MLO# 278308 - Licensed in CA

Mortgage Melissa - Melissa Carson MLO# 278308 - Licensed in CA Mortgage Advisor
American Pacific Mortgage - NMLS 1905115 is a Division of American Pacific Mortgage

©2019 American Pacific Mortgage Corporation |Equal Housing Opportunity | NMLS ID #1850 (www.nmlsconsumeraccess.org) | Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act

09/17/2026

Plot twist: You don’t have to be ready to buy a home to start planning for one. 👀
Sometimes the smartest first move is simply finding out what it would take to get there.
Start with a conversation. Let's connect!
https://myoc.io/



NMLS # 278308

09/15/2026

You might be more ready to buy a home than you think. 👀🏡
Don’t spend years preparing based on assumptions. Find out what your path to homeownership actually looks like.
📲Let's Connect!
https://myoc.io/



NMLS # 278308

09/10/2026

Drowning in high-interest credit card or personal loan debt?
Your home equity might be the solution.

By tapping into the equity you’ve built, you could combine that debt into one manageable monthly payment—often at a much lower interest rate. That means less stress and more savings over time.

Whether it’s a cash-out refinance, HELOC, or home equity loan, we’ll help you find the right fit.

📩 Contact me today to get started!
https://myoc.io/

NMLS # 278308

Your home equity has been sitting quietly in the background for years. Time to give it main character energy.Whether tha...
09/08/2026

Your home equity has been sitting quietly in the background for years. Time to give it main character energy.

Whether that's a kitchen reno, paying down higher-interest debt, or funding something new, a HELOC lets you actually use your equity instead of just watching it sit there.

Curious what yours could do? Let's look at your options.
https://myoc.io/



NMLS # 278308

Today we celebrate the strength, resilience, and dedication of the American worker. 💼 Happy Labor Day!https://myoc.io/NM...
09/07/2026

Today we celebrate the strength, resilience, and dedication of the American worker.
💼 Happy Labor Day!
https://myoc.io/

NMLS # 278308

Homeownership is one of life’s biggest milestones.Whether it’s a first home, moving up to a home that fits your growing ...
09/01/2026

Homeownership is one of life’s biggest milestones.

Whether it’s a first home, moving up to a home that fits your growing family, downsizing, relocating, or starting a new chapter, I’m grateful to help my clients and community navigate those important moments with confidence.

Thank you to my clients, referral partners, and local community for trusting me to be part of your journey.
https://myoc.io/



NMLS # 278308

08/27/2026

The rules of mortgage lending have changed.

We believe home financing should fit your life, not the other way around.

If you’ve been told your credit score isn’t good enough to buy a home, it may be time for a second look. With a broad range of mortgage solutions, including programs designed for first-time homebuyers, borrowers with new or rebuilding credit, and those with unique financial situations, we’ve helped more people find a path to homeownership.
Don’t assume you don’t qualify. Let's Talk.
https://myoc.io/



NMLS # 278308

08/25/2026

Is Sacramento a buyer's or seller's market right now? National headlines often miss what is actually happening in our local neighborhoods. Right now, the local data shows we are in a balanced market with roughly 2.5 months of housing supply. This might give buyers an opportunity to negotiate, while sellers should price strategically from day one. Send me a direct message today to discuss your homebuying goals and strategies for your specific area! 🏡

NMLS # 278308

Self-employed doesn't mean no mortgage. Your tax returns aren't the only way lenders can look at your income. There are ...
08/25/2026

Self-employed doesn't mean no mortgage. Your tax returns aren't the only way lenders can look at your income. There are more paths to qualifying than most people realize. Let's talk through your situation.
https://myoc.io/



NMLS # 278308

08/20/2026

Is someone you know feeling stuck in their current housing situation?

Many people assume buying a new home or upgrading is out of reach, but the right financing strategy can completely change the game.

Whether it is needing more space, downsizing, or relocating, customized mortgage solutions can help make those goals a reality.

Send me a message today or tag a friend below who might need custom loan advice. 🏠

NMLS # 278308

Address

Fair Oaks, CA
95628

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 6pm
Sunday 10am - 6pm

Telephone

+19167182333

Website

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