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Monday 8am - 4:30pm Tuesday 8am - 4:30pm Wednesday 8am - 4:30pm Thursday 8am - 4:30pm Friday 8am - 4:30pm

AFSV Insurance

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AFSV Insurance

AFS&V Insurance is dedicated to serving our clients' needs first & foremost. Today’s environment can bring concerns, and even dangers.

As insurance professionals, we are committed to helping people just like you find solutions for your insurance needs. Once we understand your policy needs and goals, we'll work to develop a program tailored to you. That's why we work closely with our clients, so we can anticipate these challenges and address them before they happen. We invite you to check out all the material on our website. If something prompts a question, please send us an email or call our office.

06/21/2026

Happy Father's Day to all the dads and father figures out there. Enjoy your day!

06/18/2026

☀️ Summertime is building season. Protect your project. 🛡️

Summer is when construction booms. The weather clears, the housing market heats up, and projects that were on hold all winter finally get moving.

But more projects mean more risk. And one of the most overlooked risks in any build is the gap between groundbreaking and completion—the window when a property is most vulnerable and least protected. 🏚️

Builder's Risk insurance fills that gap. It's designed specifically for structures in progress, and it covers more than most people expect:

✅ Structural damage during construction
✅ On-site equipment and materials
✅ Losses from theft, vandalism, and fire
✅ Soft costs like architect fees, if a covered loss causes delays

It's a temporary policy, but the protection it offers is very real—and very necessary.

Summer builds move fast. Make sure your coverage keeps up. Reach out, and we'll help you find the right policy before your project breaks ground. 🏗️

06/11/2026

🏗️ Building something? Get Builder’s Risk to cover it. ✅

There's a lot of excitement that comes with a new build, whether it's your dream home, a commercial space, or a renovation project. But here's something many people don't realize: your regular property insurance usually won't cover a building that's still under construction. 🚧

That's where Builder's Risk insurance comes in.

Builder's Risk is a temporary policy that protects a structure during construction. It covers:

🔨 The structure as it goes up
🛡️ Materials on site or in transit
⚡ Damage from fire, theft, and vandalism
🌧️ Many weather events, such as floods, wind in coastal areas, and earthquakes, are typically excluded unless added by endorsement

Whether you're the property owner, a contractor, or a developer, this coverage keeps your investment protected from day one to move-in day.

If you have a project on the horizon, let's talk before the first nail goes in. 📩

05/21/2026

🏠 Smart Home = Smart Discount? 🤔

You see them online all the time: smart thermostats, video doorbells, leak detectors, even complete home security systems. They look incredible for what they do, and some of them are. 📱🔔

But do they save you money on your homeowners? 💸

The truth is that not all smart devices save you money on your insurance. The next thing to know is that your agency won’t know you have new tech unless you tell them. 🛡️

If you’re thinking about getting smart devices for your home, let’s talk. We can help you choose something that may give you a deal, as well as tell you what won’t. 🤝

Just don’t ask us to help install them. 😅

05/14/2026

🔒 Coverage? Take It (Past) the Limit 🔍

You may have heard us talk about homeowners insurance and how it protects so many of your important, can’t-live-without, life-changing possessions. It truly is a safety net that can catch those things you value most if disaster strikes.

But some of those important items have policy limits, meaning they may slip through the net when you least expect it.

Those items need additional protection, either by listing them on your homeowners coverage directly by “scheduling” them, or by getting a special policy to make sure they're covered. Here are some categories you may want to check for coverage limits:

💍 Jewelry
📱 Electronics
🔫 Fi****ms
🎨 Art
🍴 Silverware

There are more than these that could be limited. The best way to find out is to do a home inventory, then schedule a review with us. We can guide you through what your policy covers and where it needs some help to protect those treasures that make your life, well, your life. 🏠

05/10/2026

To the mothers we have, the mothers we remember, and the mother figures, thank you. We are grateful for you this Mother's Day.

05/07/2026

🔨 Know Your Home(Owners) Maintenance 🏠

Every home needs some TLC now and then. Home maintenance is an important part of home ownership, and keeping your home in good shape pays you in the end.

Your homeowners insurance policy also needs some regular work, though with a lot less caulking.

The good news is that maintaining your homeowners policy is a lot easier than working on your house. Here are some easy ways to keep your policy fresh and updated:

🔄 Update Updates: Have you updated your home? New bathroom? Kitchen? Home gym? Whatever it is, make sure that it's reflected in your policy.

📋 Count It: Don’t be like that 80s rock ballad, “Don’t Know What You’ve Got (Till It’s Gone).” Make a home inventory so that you know what you have in case of a loss.

👨‍👩‍👧‍👦 More To Lose: If you have more guests on your property, more children to protect, or a home business, you may need more homeowners liability or even business liability on a new policy.

Treat your homeowners policy with the same love and care you treat your home. And call or message us for help. You’re never alone when it comes to insurance. 🛡️

05/05/2026

Join us in celebrating the vibrant history and culture of Mexico.

05/01/2026

May is Mental Health Awareness Month. Make mental health a priority in your life, at work, and through support organizations.

04/23/2026

🛒 What to Ask When Getting a Quote 🛡️

Most people love shopping—unless it's for insurance. 🛍️

The quoting process can seem a little intimidating. Questions, back and forth information, and a result that feels like something you own but don’t really understand how it works. 🤔

That’s why knowing what to ask can help you feel more comfortable about what you get. Try asking these questions for your next quote:

1️⃣ What does this actually cover? What does it NOT cover?
Don’t be surprised by what a policy does and doesn’t do for you. 🔍

2️⃣ What should I choose for my deductible?
Don’t pick a number out of thin air or because it’s cheaper. Find a deductible that fits your situation. 💰

3️⃣ Do I qualify for discounts?
You may be pleasantly surprised by how many discounts exist: bundling, safe driver, claims-free, etc. 🎉

The key to a great quote is honesty and communication. Don’t feel bad if you don’t know insurance. That’s what we’re here for. Put the thing that confuses you the most about insurance in the comments below, and we’ll do our best to answer! 💬

Address

1699 King Street STE 209
Enfield, CT
06082

Opening Hours

Monday	8am - 4:30pm
Tuesday	8am - 4:30pm
Wednesday	8am - 4:30pm
Thursday	8am - 4:30pm
Friday	8am - 4:30pm

Telephone

+18606683960

Website

https://www.afsvinsurance.com/

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