Katy Kitchin at Prosperity Home Mortgage

Katy Kitchin at Prosperity Home Mortgage I am a Mortgage Consultant with Prosperity Home Mortgage
NMLSR #681633
Prosperity Home Mortgage NMLS #75164 Not all borrowers will qualify.

Prosperity Home Mortgage, LLC, a wholly owned subsidiary of The Long & Foster Companies, is a full service mortgage banker that specializes in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, construction loans and renovation financing. Our company is represented by more than 150 mortgage

consultants throughout 10 states and the District of Columbia including: Delaware, Georgia, Indiana, Maryland, Michigan, New Jersey, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia and West Virginia. NMLS ID #75164 (NMLS Consumer Access at http://www.nmlsconsumeraccess.org/)

©2024 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.

06/15/2026

The newest update from Fannie Mae gave a bit of insight as to what we can expect with interest rates over the next year ☝🏼

Although the projections are always changing, I was inspired to discuss the 2-1 buydown again because it’s just such a powerful strategy with the current conditions of the market.

If this is something you’re interested in, I’d love to help you🤳🏻

06/12/2026

Always ☺️

Have a wonderful weekend!

If you need me, I’ll be available 🤳🏻

06/09/2026

Something I heard recently really stuck with me ☝🏼

In many real estate situations, the lender matters more than most buyers realize.

Listing agents are doing their homework. They’re looking for confidence, communication, and someone they trust can get the deal across the finish line.

That’s why I call listing agents, build strong relationships with my partners, and share my knowledge through videos like this.

Who you work with matters.

If you have questions about how to make your offer stand out, I’m always happy to help ☺️

5.0 star review received on Experience.com for Katy Kitchin by Kenneth B - Everyone was very responsive and engaged with...
06/05/2026

5.0 star review received on Experience.com for Katy Kitchin by Kenneth B - Everyone was very responsive and engaged with getting the mortgage set up. The team made it very easy and worry-free. Excellent work, will recommend the team to anyone I hear that is looking for a house.

Click to see all 488 reviews of Katy Kitchin at Prosperity Home Mortgage - Edina, Regional Mortgage Manager | NMLS # 681633

06/04/2026

A lot of people assume buying a cabin, lake home, or winter getaway requires a huge down payment and investment property rates.

That used to be true more often than it is today ☺️

We’ve been seeing some really competitive second home financing options recently, including lower down payment requirements and pricing that’s much closer to a primary residence than many people expect.

If a second home has been on your someday list, it might be worth having a conversation sooner than you think.

I’m always happy to help 🤳🏻

5.0 star review received on Experience.com for Katy Kitchin by Dustin A - Very timely follow-ups,  was able to get to cl...
06/04/2026

5.0 star review received on Experience.com for Katy Kitchin by Dustin A - Very timely follow-ups, was able to get to closing without a hitch

Click to see all 487 reviews of Katy Kitchin at Prosperity Home Mortgage - Edina, Regional Mortgage Manager | NMLS # 681633

4.83 star review received on Experience.com for Katy Kitchin by Joel R - Katy  was  very  helpful  and  made  a  very  d...
06/04/2026

4.83 star review received on Experience.com for Katy Kitchin by Joel R - Katy was very helpful and made a very difficult process simple and straightforward!

Click to see all 486 reviews of Katy Kitchin at Prosperity Home Mortgage - Edina, Regional Mortgage Manager | NMLS # 681633

06/03/2026

Not sure who this Melissa is and definitely not drunk 😅 but this song sure sounds like a Minnesota summer to me…

June has arrived!!

Address

6800 France Avenue S
Edina, MN
55435

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