DeVincentis Mortgage Group

DeVincentis Mortgage Group Problem Solving is my specialty :)

My name is Michael DeVincentis, I have been in the mortgage loan origination industry for over 20 years and have assisted hundreds of clients with their mortgage needs. I pride myself in relationships, I take the time to educate my clients and not only make you aware of product availability but truly understand your scenario and assist with a plan to achieve your financial goals.

Thinking About Waiting for Lower Mortgage Rates? Read This First.If you've been putting your home search on hold because...
08/07/2026

Thinking About Waiting for Lower Mortgage Rates? Read This First.

If you've been putting your home search on hold because you're convinced mortgage rates will be much lower soon, it may be worth taking another look at that strategy.

Let’s connect so you have an expert who can at least walk you through your options and decide whether waiting really puts you in a better position – or just keeps you on the sidelines a little longer.



Contact Me Text/Call 302-290-5601 www.MikeDLoans.com

Imagine waiting a year to buy a home, only to find mortgage rates haven't changed much. That may sound frustrating. But it's a real possibility.

A lot of buyers are waiting because they think mortgage rates will drop dramatically.The problem? That's not what today'...
08/06/2026

A lot of buyers are waiting because they think mortgage rates will drop dramatically.

The problem? That's not what today's forecasts say is going to happen.

Experts believe mortgage rates will actually stay in the mid to low 6s through 2027 due to a number of factors – including inflation.

What’s that tell me? Waiting may not pay off the way you hope it will.

So, if moving is important to you, I want you to know waiting isn’t your only option.

Builder incentives, adjustable-rate mortgages, assumable mortgages, and rate buydowns are just a few of the strategies worth exploring that could help with affordability right now.

I’m not saying you have to buy today, but you should at least know your options. Let's talk about what could work for you.



Contact Me Text/Call 302-290-5601 www.MikeDLoans.com

Stuck deciding between buying a home now and holding out for the “perfect” mortgage rate?The truth is, trying to time th...
08/05/2026

Stuck deciding between buying a home now and holding out for the “perfect” mortgage rate?

The truth is, trying to time the market rarely works. Home prices, mortgage rates, and inflation are all outside your control.

And if you wait for all of them to line up just right, you may be waiting a long time.

My advice? If you want or need to move, look at your own numbers instead.

Because whether it's a good time to buy really comes down to your financial situation.

Can you afford the monthly payment?

Do you have enough money left over as a safety net?

What about for repairs?

It’s not a bad time to buy if the math makes sense for you. And that’s true no matter what you’re hearing about the market right now.

Connect with a trusted lender to run the numbers, then let’s chat.



Contact Me Text/Call 302-290-5601 www.MikeDLoans.com

Buying a Home? Here's What You Should Know About Home Insurance Costs.Homeowners insurance has become a bigger part of t...
08/04/2026

Buying a Home? Here's What You Should Know About Home Insurance Costs.

Homeowners insurance has become a bigger part of the homebuying conversation. But it doesn't have to become a bigger source of stress.

The key is knowing what to expect before you buy. Get an insurance quote early, factor it into your budget, and lean on trusted local professionals to help you make the most informed decision possible.



Contact Me Text/Call 302-290-5601 www.MikeDLoans.com

If buying a home is on your radar, you've probably been keeping an eye on mortgage rates and home prices. But don’t forget about homeowners insurance.

Here’s Where To Start if You’re Selling and Buying at the Same TimeThere's no one-size-fits-all answer to buying and sel...
08/03/2026

Here’s Where To Start if You’re Selling and Buying at the Same Time

There's no one-size-fits-all answer to buying and selling at once. But for a lot of homeowners, leading with the sale makes moving easier on their mind and their wallet.

Let’s connect, so you can navigate selling and buying with more confidence, more financial power, and less stress.



Contact Me Text/Call 302-290-5601 www.MikeDLoans.com

If you're a homeowner getting ready to move, one question usually comes first: should you buy your next home before you sell, or sell your current house before you start looking?

Home Price Growth Slowed Down. That May Be Changing.Home price growth slowed way down, and now it's showing early signs ...
07/31/2026

Home Price Growth Slowed Down. That May Be Changing.

Home price growth slowed way down, and now it's showing early signs of picking back up. Whether you're buying or selling, let's connect so you can see exactly what prices are doing in our local market and what that means for your plans.



Contact Me Text/Call 302-290-5601 www.MikeDLoans.com

After more than a year of headlines talking about how home prices are going to crash, the latest data shows that price growth may be starting to pick back up again.

Selling a Luxury House? Here’s Why Now Is a Good TimeSelling a high-end house is a big decision, and you deserve to feel...
07/30/2026

Selling a Luxury House? Here’s Why Now Is a Good Time

Selling a high-end house is a big decision, and you deserve to feel confident going in. With sale prices climbing and buyers active at the top, this is a strong window to make your move.
Ready to cash in? Let’s talk strategy.



Contact Me Text/Call 302-290-5601 www.MikeDLoans.com

If you own a luxury house, you're in a stronger spot than most sellers right now. While much of the market has cooled, the high-end tier hasn't.

Putting off selling because it feels like the market’s at a standstill and no one’s buying right now?Sure, the pace has ...
07/29/2026

Putting off selling because it feels like the market’s at a standstill and no one’s buying right now?

Sure, the pace has cooled in some areas recently. But houses are still selling all the time. In fact, more than 4 million will sell this year.

Do a little math, and that works out to over 11k sold every day, almost 470 an hour, and about eight every minute.

So, don’t count your house out. Another home just sold as you were reading this – let’s make the next one yours.



Contact Me Text/Call 302-290-5601 www.MikeDLoans.com

07/28/2026

8 Homes Sell Every Minute

Think no one’s buying right now? Think again. Just over 4 million homes are expected to sell this year. Do some math and that's roughly 8 every single minute. Let's make sure yours is one of them. Send me a message to get started.



Contact Me Text/Call 302-290-5601 www.MikeDLoans.com

You have a serious edge if you’re selling a luxury house right now. Sale prices for luxury homes have gone up about thre...
07/27/2026

You have a serious edge if you’re selling a luxury house right now.

Sale prices for luxury homes have gone up about three times faster than the rest of the housing market.

That’s because buyer demand is surprisingly strong for high-end homes. So, while most tiers are cooling off, luxury stayed hot this Summer.

And that means you’re in a good position to get the most possible from your sale.

Ready to cash out at the top? Let’s talk strategy.



Contact Me Text/Call 302-290-5601 www.MikeDLoans.com

Address

4530 W 77th Street Suite 365
Edina, MN
55435

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