DeVincentis Mortgage Group

DeVincentis Mortgage Group Problem Solving is my specialty :)

My name is Michael DeVincentis, I have been in the mortgage loan origination industry for over 20 years and have assisted hundreds of clients with their mortgage needs. I pride myself in relationships, I take the time to educate my clients and not only make you aware of product availability but truly understand your scenario and assist with a plan to achieve your financial goals.

06/09/2026

Summer Guides for Buying or Selling a Home

Moving this Summer, and not sure where to start? The new Summer Guides for buying or selling a home have your answers. For your free digital copy, let’s connect.



Contact Me Text/Call 302-290-5601 www.MikeDLoans.com

Still deciding whether to buy your first home now or wait? Here’s something you’ll want to consider.Buyers who get into ...
06/08/2026

Still deciding whether to buy your first home now or wait? Here’s something you’ll want to consider.

Buyers who get into their first home around age 30 build about $119,000 more in net worth by age 50 compared to those who wait until their 40s.

So, every year you spend saving for the "right" moment could quietly chip away at your future wealth.

That doesn’t mean buy before you’re ready. But it does mean, if you’re ready and able to buy now, it may be a better strategy than waiting.

DM me and let's map out what timeline fits your situation and our market. You might find that a head start matters more than waiting to save the "perfect" down payment.



Contact Me Text/Call 302-290-5601 www.MikeDLoans.com

What Rising Inflation Means for Your MoveInflation is still above where the Fed wants it, and that means mortgage rates ...
06/05/2026

What Rising Inflation Means for Your Move

Inflation is still above where the Fed wants it, and that means mortgage rates are likely to stay elevated for a while. But for people who need to move, strategy matters far more than trying to perfectly time the market.

Wondering what this means for your specific situation? Reach out today. Let's cut through the noise together and make a plan that actually works for you.



Contact Me Text/Call 302-290-5601 www.MikeDLoans.com

Data shows inflation is moving in the wrong direction. But before the headlines send anyone into a panic, here's what's actually going on, why it matters for the housing market, and what it means if you're thinking about buying or selling.

Smaller homes are having a moment.That’s because affordability is tight and, for many buyers, smaller is what fits the b...
06/04/2026

Smaller homes are having a moment.

That’s because affordability is tight and, for many buyers, smaller is what fits the budget. And builders are listening.

Newly built homes have been trending smaller since 2014 – and that’s on purpose.

They're more affordable than larger homes. And many come with built-in community amenities like walking trails, fitness centers, and even co-working spaces, so less space still delivers.

If you've been feeling priced out of bigger homes, a smaller one could fit your budget and your lifestyle. And with brand-new everything, it may not feel like as much of a compromise as you think.

DM me to walk through what's available in our area.



Contact Me Text/Call 302-290-5601 www.MikeDLoans.com

The Real Reason Some People Are Still Moving Right NowLife changes. Priorities shift. Families grow. Kids move out. Care...
06/03/2026

The Real Reason Some People Are Still Moving Right Now

Life changes. Priorities shift. Families grow. Kids move out. Careers evolve. And eventually, the house you’re in may stop fitting the life you’re living.

If that’s been weighing on you lately, let’s talk through what your options could realistically look like today, no matter where rates or prices are.

Life can’t always wait for perfect market conditions. Maybe you don’t have to either.



Contact Me Text/Call 302-290-5601 www.MikeDLoans.com

You may be telling yourself you’re going to wait to move – maybe you’re hoping mortgage rates will come down, prices will fall, or the market will feel a little easier.

06/02/2026

What Waiting To Buy a Home Could Cost You

Stuck deciding whether to buy now or wait? Waiting too long could cost you a sizeable nest egg. Buying your first home at 30 (instead of 40) could give you $119,000 more in net worth by age 50. Wondering if now’s your moment? Let’s chat. 



Contact Me Text/Call 302-290-5601 www.MikeDLoans.com

Less House, More Home: Why Smaller Homes Are Paying Off for Today’s BuyersToday’s smaller single-family homes and condos...
06/01/2026

Less House, More Home: Why Smaller Homes Are Paying Off for Today’s Buyers

Today’s smaller single-family homes and condos have more going for them than the square footage suggests. They can give your budget some breathing room and put you in a community designed with lifestyle in mind.

Curious about the options in our area? Let's connect.



Contact Me Text/Call 302-290-5601 www.MikeDLoans.com

You started shopping with a specific mental image of your future home in your mind. Then the houses in your budget came in smaller than you pictured.

After a year or more of rates coming down, things have changed. And lately, mortgage rates have been climbing again. And...
05/29/2026

After a year or more of rates coming down, things have changed. And lately, mortgage rates have been climbing again.

And if that's made you wonder whether you should delay your move until they drop, you're not the only one.

The honest truth is that rates probably won't come down much until inflation cools off and some of the global uncertainty settles. And no one knows exactly when that'll be.

But what most headlines won't tell you is that rates aren't the only thing that affects affordability. Sure, they’re a big factor, but not all of the affordability news is bad.

Wages, home prices, and inventory are all trending in a direction that could still help make your move possible.

Want to know what that actually looks like for your situation? Drop a comment or send me a DM.

Because even though rates are higher, there are pockets of opportunity in any market, if you know where to look.



Contact Me Text/Call 302-290-5601 www.MikeDLoans.com

Now might be a smart time to look at newly built homes.  Builders are motivated to keep their inventory moving, so they’...
05/28/2026

Now might be a smart time to look at newly built homes.

Builders are motivated to keep their inventory moving, so they’re offering incentives like mortgage rate buydowns and closing cost help to draw in buyers.

It also means they may be more flexible on price. In fact, the median price for newly built homes just hit a five-year low for this exact reason.

Builder perks and lower prices? That’s a combo worth paying attention to.

DM me to talk through what’s available in our area and which builders are offering the best incentives today.



Contact Me Text/Call 302-290-5601 www.MikeDLoans.com

You’ve probably heard of the Veterans Affairs (VA) home loan. But do you know what it offers?In a recent survey, 68% of ...
05/27/2026

You’ve probably heard of the Veterans Affairs (VA) home loan. But do you know what it offers?

In a recent survey, 68% of Veterans didn’t know they may be able to buy a home with zero money down. 77% didn’t know PMI isn’t always required.

Many also have no idea they may be able to count their Basic Allowance for Housing (BAH) and Basic Allowance for Subsistence (BAS) as income.

Any of those VA loan benefits could make homeownership more achievable than you realize.

If you’ve served (or know someone who has), get in touch with a trusted lender for more information on VA home loan options and what you may qualify for.



Contact Me Text/Call 302-290-5601 www.MikeDLoans.com

Address

4530 W 77th Street Suite 365
Edina, MN
55435

Alerts

Be the first to know and let us send you an email when DeVincentis Mortgage Group posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to DeVincentis Mortgage Group:

Share