Clear Modern Mortgage- Julia Sten - NMLS 459815

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United States
Wilmington, DE
Clear Modern Mortgage- Julia Sten - NMLS 459815

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Department of Banking and Insurance Equal Housing Opportunity
For licensing information, go to: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/66247

Senior Loan Officer
Clear Modern Mortgage
A division of American Pacific Mortgage
NLMS 1850
Licensed by the Office of the State Bank Commissioner, Lender License #28810
Licensed by the N.J.

10/23/2026

Can too believe it $3.79

10/18/2026

Happy birthday to my dad #90. Great party for him yesterday. Thanks to all family and friends that were able to attend.

10/15/2026

Plot twist: The scariest thing you see this October might not be a ghost. 👀
It might be an email that looks almost legitimate.
Buying a home involves money movement, personal information, deadlines, and a lot of communication, which is exactly why knowing the red flags matters.
Get suspicious. Protect your path to homeownership. 🔐🏡
https://myoc.io/LoansbyJulia

NMLS #459815

10/13/2026

Costs are up everywhere right now. If you own a home, you may already have some relief built in, whether that’s paying down high-interest debt or covering a surprise expense. Want to see what yours could look like? Send me a message.
https://myoc.io/LoansbyJulia

NMLS #459815

10/08/2026

Your equity isn't just a number. It's cash you can put to work, on your terms.
Want to see what yours could do? Let's talk about your options.
https://myoc.io/LoansbyJulia

NMLS #459815

10/06/2026

Your home equity has been sitting quietly in the background for years. Time to give it main character energy.

Whether that's a kitchen reno, paying down higher-interest debt, or funding something new, a HELOC lets you actually use your equity instead of just watching it sit there.

Curious what yours could do? Let's look at your options.
https://myoc.io/LoansbyJulia

NMLS #459815

10/02/2026

Plot twist: You don’t have to be ready to buy a home to start planning for one. 👀
Sometimes the smartest first move is simply finding out what it would take to get there.
Start with a conversation. Let's connect!
https://myoc.io/LoansbyJulia

NMLS #459815

09/29/2026

Homeownership is one of life’s biggest milestones.

Whether it’s a first home, moving up to a home that fits your growing family, downsizing, relocating, or starting a new chapter, I’m grateful to help my clients and community navigate those important moments with confidence.

Thank you to my clients, referral partners, and local community for trusting me to be part of your journey.
https://myoc.io/LoansbyJulia

NMLS #459815

09/24/2026

Drowning in high-interest credit card or personal loan debt?
Your home equity might be the solution.

By tapping into the equity you’ve built, you could combine that debt into one manageable monthly payment—often at a much lower interest rate. That means less stress and more savings over time.

Whether it’s a cash-out refinance, HELOC, or home equity loan, we’ll help you find the right fit.

📩 Contact me today to get started!
https://myoc.io/LoansbyJulia

NMLS #459815

Address

2301 Pennsylvania Avenue
Wilmington, DE
19806

Telephone

+13024671600

Website

https://myoc.io/c/JuliaSten

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