Cody Banion - NMLS ID 626975 - PNC Mortgage Loan Officer

05/22/2026

Pre‑approval letters… they’re not all the same.
It’s a little like comparing apples to oranges 🍎🍊

In today’s market, the strength of that letter can actually impact how your offer is received.
If you want to know what gives one pre‑approval an edge over another, let’s connect.

05/21/2026

VA loans are one of the most valuable homebuying benefits available, but many people don’t fully understand how much they can help.

From little to no down payment to flexible guidelines, this program can open doors for veterans, active-duty service members, and their families. If you have questions, or want to see how this applies to your situation, I’m here to help!

Learn all about VA loans, including their purpose, benefits, and eligibility. Find out how veterans and active military can take advantage of this option.

05/20/2026

If you’re looking for alternative ways to reduce your monthly payment or pay off your home loan sooner, message me to discuss options available to you.

A mortgage recast allows you to pay a lump sum towards your mortgage, reducing monthly payments. Learn more about the process to optimize your finances.

05/19/2026

Buyers are still holding onto outdated mortgage assumptions, and it’s slowing down deals.

If you’re running into hesitant buyers, I’d love to partner with you to help educate and move them forward with confidence.

Let’s connect and strategize on your current pipeline 📲937-346-7099

Are mortgage myths confusing for your clients? Equip yourself with accurate insights to debunk misconceptions and help homebuyers make informed decisions.

05/18/2026

What is your favorite architectural style of homes?

Learn more about the different types of home styles you can buy. Explore the features of each and discover which type might be the best fit for your needs.

05/16/2026

I believe the best partnerships are built behind the scenes.
For the agents I work with, that means:
• Fast communication
• Honest feedback on deal structure
• Helping clients feel confident, not pressured

Smooth closings start with teamwork.

05/15/2026

Are we headed for a slowdown… or just a shift?
PNC’s latest data shows consumer spending is actually accelerating, even with higher gas prices and ongoing economic pressure.

From a home lending perspective, I’m seeing:
• Buyers may be more selective, but not sidelined
• A focus on long-term affordability vs. short-term rate swings
• Home equity is becoming a smart financial tool

Check out the full report for more info. https://pnc.co/3RDnqi1

05/14/2026

Competitive home equity options are catching more attention right now.
Strong rates + flexible solutions...and eligible clients may qualify for a $350 cash offer on a HELOC.

Definitely worth a look:
👉 pnc.com/heoffers

Reach out if you have questions! pncmortgage.com/CodyBanion

05/12/2026

The best time to buy a home? When it's right for YOU! With many programs and options available today to make homeownership more accessible, you may become a proud homeowner a lot sooner than you ever thought possible. Call me, let's talk! 937-346-7099

If you're considering taking the plunge into home ownership, the answer might surprise you.

05/11/2026

⛽ Gas prices got you feeling it? You’re not alone.
When everyday costs climb, credit card payments can feel even heavier. Some homeowners explore using home equity to consolidate debt, and in the right situation, it may lower interest and simplify monthly bills.

If you’re curious, I’m happy to talk through options. No pressure, just information.
Call me! 937-346-7099

Learn the benefits and risks of using home equity loans and HELOCs for debt consolidation. Make an informed decision to manage your debt effectively.

05/10/2026

Happy Mother’s Day to all the incredible moms and mother figures. Wishing you a day filled with love, gratitude, and well‑deserved appreciation. 💐