Adam Bracken - Highlands Mortgage - NMLS #2248243

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United States
Dublin, OH
Adam Bracken - Highlands Mortgage - NMLS #2248243

No expensive celeb endorsements or fancy commercials, just personalized home financing. https://www.highlandsmortgage.com/licenses/

Personally licensed in Ohio, Michigan, North Carolina, and Florida

Highlands Residential Mortgage NMLS 134871

NMLS Consumer Access - https://www.nmlsconsumeraccess.org/

Equal Housing Lender

07/23/2026

🏡 Ready to build your dream home?

With Highlands' One-Time Close Construction-to-Permanent financing, you can finance your land purchase and construction costs with a single loan and one closing.

Whether you're building a traditional home, modular home, manufactured home, or even a barndominium, we have options designed to fit your vision. Already own your land? Your equity may be able to count toward your down payment, potentially reducing your out-of-pocket costs.

Let's turn your dream home into a reality. Contact us today to learn more!

07/21/2026

What makes this program for healthcare professionals different:
* No monthly mortgage insurance
* Flexible treatment of student loan debt
* Competitive fixed-rate and ARM options
* Available for primary residences

Give me a call. I'm happy to help!

07/19/2026

New construction and resale homes both have their own perks - and the "better" choice really depends on what matters most to you. Sometimes, your priority is updated features, energy efficiency, and less maintenance. Other times it's established neighborhoods, more character, and a home with a little history.

The best choice is the one that supports your lifestyle, budget, and long-term goals - not just what looks best on paper. If you've been weighing both options, let's talk through what matters most and build a plan around that!

07/17/2026

If buying a home has been on your radar, now is a great time for a mid-year mortgage check-in. The housing market is always evolving. Interest rates change, loan programs are updated, and your financial situation may look different than it did just a few months ago.

Even small changes can impact your buying power or open the door to financing options you may not have considered before.

Whether you're planning to buy this year or just exploring your options, I'd be happy to walk through your goals, answer your questions, and help you understand what's available. Let's connect and see what your next step could look like.

07/15/2026

► Open floor plan or defined rooms.
► Patio or big backyard.
► Lower rate or the dream home with the right strategy.

A lot of buyers are so focused on rate that they may be overlooking a home they really love. The truth is, there may be ways to make the numbers work now with the right loan options and payment strategy.

Perfect timing doesn't always show up with a bow on top. Sometimes the smartest move is building a plan around what you can control. If you're trying to make sense of this market, I'd be happy to help you walk through your options and see what may make the most sense for you.

07/13/2026

If your recent activity includes touring all the homes, refreshing Zillow like it's your full-time job, and sending listings to your favorite decision-maker, you might already be halfway to BINGO.

The middle square is the real game-changer: getting pre-approved with Highlands Mortgage. It helps you shop with more confidence, move faster when the right home pops up, and know exactly where you stand.

If you've got questions about buying, financing, or you're ready to claim that center square, reach out - I'd be happy to help make home shopping feel a little less overwhelming and a lot more exciting.

07/11/2026

Superman's got nothing on the power of pre-approval. When you're house hunting, getting pre-approved with Highlands Residential Mortgage is the real superpower - helping you shop with confidence and make a strong offer when the time comes.

If you have questions or you're ready to claim your homebuying superpower, reach out. I'd be happy to help!

07/09/2026

Think USDA loans are just for farmers? It's one of the biggest misconceptions about this loan program.
USDA loans are designed to help eligible buyers purchase homes in many rural and even some suburban communities. Depending on your eligibility, they can offer benefits like 100% financing and competitive loan terms, making homeownership more accessible than many people realize.

If you're wondering whether a USDA loan could be a good fit for your homebuying goals, I'd be happy to answer your questions and help you explore your options. Reach out anytime!

07/07/2026

Buying a home can feel overwhelming, especially when you're trying to make sense of today's market. But don't assume homeownership is out of reach before exploring your options.

There are a variety of financing strategies that may help make buying a home more affordable, and every buyer's situation is different. That's why it helps to look at the full picture instead of focusing on just one factor, like interest rates.

If you've been thinking about buying a home, I'd be happy to walk through your goals, run a few scenarios, and help you understand what your options look like. You may be closer to house hunting... and home hugging than you think.

07/05/2026

There's a whole pool of buydown options that could help make your monthly payment more comfortable and bring the home of your dreams within reach. A rate buydown can lower your interest rate-temporarily or permanently-to help your payment fit your budget a little better.

If you want to see what your options look like today, give me a call. We can run buydown scenarios together and look at real numbers, no pressure-just helpful info and a plan that fits your goals.

Address

950 W. Bethany Drive Suite 800
Dublin, OH
75013

Website

https://www.highlandsmortgage.com/agents/adam-bracken/, http://highlandsmortgage.com/, https://www.nmlsconsumeraccess.or

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