Mary Ellen Ganyard PrimeLending #258105

08/21/2024

06/17/2024

Happy Monday, everyone! 🌟
Remember, all of life is peaks and valleys. Don't let the peaks get too high and the valleys get too low. Embrace the journey, stay grounded, and keep pushing forward. Every moment, whether a high or a low, shapes us into who we are meant to be. 💪✨

06/15/2024

Wanting to jump into the housing market this summer but don't know where to begin? It's always more fun to shop when you know what you want and how much you can afford. Here are 5 reasons to talk to a lender before you start house hunting:

Determine your budget to narrow down your search.
Getting an approval letter from a lender can strengthen your offer.
Understand the loan options that may fit your needs and goals.
Set expectations for additional costs associated with homeownership like closing costs, down payment requirements, property taxes, and insurance.
Start getting the document collection out of the way now to make it easier on yourself when it's time to finalize the loan.
Have any questions? Send me a DM!

06/14/2024

This National Homeownership Month, let's celebrate the little things that make a house a home, like movie nights in your backyard. A house is more than four walls and roof – it's where we make memories, share laughter, and build our futures. If you're ready to become a homeowner or want to get more out of a home you already own, give me a call. I'm here for all of your home loan needs.

06/12/2024

Want to buy a fixer-upper and renovate it into the home of your dreams? Great news! We offer multiple renovation home loans to choose from, including:

FHA 203k — A low-down payment option that can be used for both cosmetic and structural repairs.
VA Renovation — Can be used by Veterans, active-duty military members and qualified spouses to make home repairs or completely remodel a home with no down payment* required.
HomeStyle/CHOICERenovation loans — Backed by Fannie Mae and Freddie Mac, these home improvement loans can help homebuyers and homeowners alike enhance a property.
Other renovation home loans include EZ “C"onventional, repair escrows and pool escrows.
DM me today to discover the renovation mortgage that's right for you.
*Down payment waiver is based on VA eligibility.

06/11/2024

Buying a home is one of the biggest purchases you'll make in your life and a home inspection assesses the home's structure and mechanical systems (i.e. the roof, walls, windows, appliances, HVAC systems, plumbing and electrical, etc) so you don't end up buying a lemon.

The inspection happens after the seller accepts the offer. The home inspector's job isn’t to determine if you’re getting a good deal, but it is to help you determine if there are any serious issues with the home that you should be aware of that could cost you down the line.
After the inspection you’ll most likely receive a detailed report to review of everything the inspection found – big and small. From there you’ll consult with your realtor about which items you’ll ask the sellers to repair. It’s a good idea to get the home inspected sooner rather than later, that way, if the inspector uncovers any serious issues that you’re not ready to take on, you can back out and move on to the next home.
Have questions about the homebuying process? Send me a DM! I’d be happy to help!

06/10/2024

As the warm and sunny days of summer approach, it's the perfect time to give your home some extra attention and ensure it remains in excellent condition. These are your summer maintenance to-dos to keep your home in great shape.
Clean your gutters and downspouts
Service your air conditioning system
Replace air filters
Power wash the patio
Check the weather stripping and caulk around the doors and windows
Give your home the attention it deserves and enjoy a worry-free summer season.

06/04/2024

A backyard is just one more place to play in your home. 🏡 Play fetch, 🐶 pretend it's a jungle, 🦁 pick out shapes in the clouds, ☁️ the possibilities are endless. When you own a home, this outdoor play space is all yours! How would you use your backyard? 🌳🏡

05/27/2024

This Memorial Day, we honor and remember those who made the ultimate sacrifice for our freedom. 🙏🗽💙
At PrimeLending, we're grateful for the brave men and women who selflessly served our country. ✨
As we spend time with loved ones and enjoy the long weekend, let's take a moment to reflect on the true meaning of this day and pay tribute to our fallen heroes. 🌺🕊️
Wishing you a safe and meaningful Memorial Day. 🎉

Home Loans Made Simple ✔

05/26/2024

🏡💰 Want to buy a home but concerned about closing costs? Ask me how to buy down your rate! Qualify for up to $7,500 in closing cost assistance this year* through PrimeLending’s NeighborhoodEdge® program.

*If the property is located within a PrimeLending eligible market and homebuyer's income is equal to or less than 100% of the area median income based on HUD guidelines. Additional restrictions apply. Savings will reflect on closing disclosure at closing.

05/25/2024

🏡 This weekend, I'm on a mission to make homeownership dreams come true! 💼✨ Whether you're a first-time buyer, refinancing, or looking to invest, I'm here to guide you every step of the way. Let's turn your aspirations into reality together!
Home Loans Made Simple ✔

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05/24/2024

🏡 Ready to find your dream home? 💫 Don't skip this crucial step! Get a quick estimate of your home buying power with PrimeLending's online application. 📲💼 Our easy process helps you and your realtor stay within your budget. Let's make your home buying journey smooth and low stress!
Home Loans Made Simple ✔

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