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Monday 8:30am - 5pm Tuesday 8:30am - 5pm Wednesday 8:30am - 5pm Thursday 8:30am - 5pm Friday 8:30am - 5pm

Neighborhood Finance Corporation - NFC

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Des Moines, IA
Neighborhood Finance Corporation - NFC

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Des Moines NMLS # 8943 Equal Housing Lender
Cedar Rapids NMLS # 1757818 Equal Housing Lender Forgivable loans for home improvements with every mortgage loan.

NFC is a nonprofit mortgage lender specializing in sustainable homeownership, home renovations, and revitalizing neighborhoods through collaborative partnerships. NFC Offers:

Purchase Loans (buying a home)
Refinance Loans
Home Improvement Loans
NFC Properties LLC
Spanish interpretation available

What is the NFC Advantage? The subsidy (forgivable loan) of up to $15,000 is used to help pay for property repairs and improvements. Eligible home buyers also receive a subsidy (forgivable) up to $2,500 to assist with down payment and/or closing costs on a purchase transaction. Please note, there are several factors to consider when determining if the borrower can receive the closing cost subsidy and if so, how much. Final determination cannot be made until a completed application and supporting documentation have been reviewed by NFC. Because these subsidies are paired with your NFC loan, you can do more than if you obtained a traditional loan elsewhere. Your loan works harder for you at NFC. This program is made possible through partnerships with the City of Des Moines, Polk County, Des Moines Area Banks and Neighborhood Associations. Together we are improving Des Moines neighborhoods.

11/02/2026

Take a look at this charming 3 bedroom home featuring hardwood floors, an enclosed back patio, and convenient location.

As a homebuyer working with NFC, you could qualify for up to $15,000 in forgivable funds towards the improvements you want to make to this house and borrow more with your purchase loan if needed! ✨🏡

Also now available, $15,000 in down payment assistance for qualified homebuyers!

Call our office today to learn more. 515-246-0010

https://www.zillow.com/homedetails/2824-44th-St-Des-Moines-IA-50310/800300_zpid/

Des Moines NMLS #8943 Equal Housing Lender
Cedar Rapids NMLS #1757818 Equal Housing Lender

10/31/2026

Happy Halloween from NFC!

Now is the time to save up to $15,000 on home improvement and repair projects! Call NFC today so we can help you make your home BOO-tiful!

515-246-0010 | neighborhoodfinance.org

Des Moines NMLS #8943 Equal Housing Lender
Cedar Rapids NMLS #1757818 Equal Housing Lender

10/30/2026

Thinking about making your home more energy efficient?

NFC's Energy Upgrade Loan can help finance eligible improvements that may increase comfort, improve efficiency, and help prepare your home for the colder months ahead.

Learn more about the Energy Upgrade Loan at neighborhoodfinance.org.

Des Moines NMLS #8943 Equal Housing Lender
Cedar Rapids NMLS #1757818 Equal Housing Lender

10/29/2026

We had a great time last night participating in a cooking class with Project Bridging at the Reichardt Center!

This opportunity grew from the work of NFC participants Elia Cardenas, Margaret Wright, and Lindsey Azizeh who attended the NeighborWorks America Community Leadership Institute (CLI) last year. As part of the CLI, participating teams develop action plans designed to create positive change in their communities.

Thank you to everyone who joined us for an evening of learning and community building! We are grateful for opportunities that bring people together and strengthen the neighborhoods we serve.

Des Moines NMLS #8943 Equal Housing Lender
Cedar Rapids NMLS #1757818 Equal Housing Lender

10/28/2026

Last week, NFC’s Commercial Real Estate Lender, Ryan Mortier, joined more than 2,200 Community Development Financial Institutions Fund (CDFI Fund) practitioners, funders, investors, and policymakers in New Orleans, for the 42nd Annual Opportunity Finance Network Conference.

Des Moines NMLS #8943 Equal Housing Lender
Cedar Rapids NMLS #1757818 Equal Housing Lender

10/28/2026

Fall is the perfect time to prepare your home for the months ahead. 🍁

Simple improvements like upgrading windows, adding insulation, or improving your heating system can help create a warmer, more comfortable living space this winter.

Need financing for your project? NFC is here to help.

🏠 Learn more at neighborhoodfinance.org

Des Moines NMLS #8943 Equal Housing Lender
Cedar Rapids NMLS #1757818 Equal Housing Lender

10/27/2026

Join us for our upcoming Journey to Homeownership (J2H) class on Wednesday, November 4th at The Forest Avenue Library in Des Moines!

Our Journey to Homeownership program provides educational tools and resources to help community members navigate the path to homeownership. We'll discuss the homebuying process, common challenges first-generation homebuyers face, and how J2H can support you every step of the way.

Attendance is free and open to the public. All attendees who register and attend will be entered into a drawing for a $30 gift card. No purchase, loan application, or use of lender services is required to enter or win.

📅 Wednesday, November 4th
⏰ 6:00 p.m. - 8:00 p.m.
📍 Forest Avenue Library

Register here: https://bit.ly/4Bk1zyA

Des Moines NMLS #8943 Equal Housing Lender
Cedar Rapids NMLS #1757818 Equal Housing Lender

10/27/2026

Happy Birthday to our Loan Originator Troy ( #38491)! Today, we celebrate not just another year of life, but also your invaluable contributions to our NFC team. Enjoy your special day to the fullest!

Des Moines NMLS #8943 Equal Housing Lender
Cedar Rapids NMLS #1757818 Equal Housing Lender

10/26/2026

🎉Congratulations to Hunter on getting a brand-new roof with NFC financing! We're excited to be part of this home improvement journey and can't wait to see the finished result.

Join us in congratulating Hunter!

Des Moines NMLS #8943 Equal Housing Lender
Cedar Rapids NMLS #1757818 Equal Housing Lender

10/26/2026

Check out this 3 bedroom home that features a spacious yard, enclosed porch, and a detached garage in our lending area.

As a homebuyer working with NFC, you could qualify for up to $15,000 in forgivable funds towards the improvements you want to make to this house and borrow more with your purchase loan if needed! ✨🏡

Also now available, $15,000 in down payment assistance for qualified homebuyers!

Call our office today to learn more. 515-246-0010

https://www.zillow.com/homedetails/1514-47th-St-Des-Moines-IA-50311/802653_zpid/

Des Moines NMLS #8943 Equal Housing Lender
Cedar Rapids NMLS #1757818 Equal Housing Lender

Address

4908 Franklin Avenue
Des Moines, IA
50310

Opening Hours

Monday	8:30am - 5pm
Tuesday	8:30am - 5pm
Wednesday	8:30am - 5pm
Thursday	8:30am - 5pm
Friday	8:30am - 5pm

Telephone

+15152460010

Website

http://www.neighborhoodfinance.org/

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