Melissa Figueroa Rivera Mortgage Loan Officer NMLS# 1419188

Melissa Figueroa Rivera Mortgage Loan Officer NMLS# 1419188 Making Homeownership simple, honest and stress-free
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09/16/2026

🏡 CLIENT SUCCESS STORY

They found the house. 💚
They loved the house.
But they DIDN’T love the monthly payment.

So we changed the recipe. 👩‍🍳

We reviewed the financing strategy, explored different options, and worked toward a mortgage structure that better fit their budget.

Because my goal isn’t simply to help you qualify for a mortgage—I want to help you understand the numbers and choose a payment you’re comfortable taking on.

Sometimes you don’t need to give up on homeownership. You just need to look at the numbers differently.

👩‍🍳🏡 The Mortgage Chef
Cooking up smarter mortgages one buyer at a time.

📲 Thinking about buying? Message me “RECIPE” or call me and let’s talk about your options.



Equal Housing Opportunity NMLS # 1419188
www.GreenState.org/MelissaFigueroaRivera

Sí, aún estamos haciendo préstamos para personas con ITIN. Deme una llamada o envíeme un mensaje para conocer los cambio...
09/16/2026

Sí, aún estamos haciendo préstamos para personas con ITIN. Deme una llamada o envíeme un mensaje para conocer los cambios ocurridos y discutir su cualificación.

Yes, we are still doing ITIN loans. Call or message me to learn about the guideline changes and discuss your qualification.

Equal Housing Opportunity NMLS #1419188
www.GreenState.org/MelissaFigueroaRivera

¡Qué hermoso día el de hoy! Con lluvia o sin lluvia, continuamos ayudando a personas cumplir su sueño de ser dueño de vi...
09/16/2026

¡Qué hermoso día el de hoy! Con lluvia o sin lluvia, continuamos ayudando a personas cumplir su sueño de ser dueño de vivienda. ¡Muchas felicidades y mis mejores deseos para esta hermosa pareja! Gracias por confiar en mí para su financiamiento.

Deje el miedo atrás y hableme que yo le puedo ayudar a usted también.

What a beautiful day today was! With or without rain, we are still helping people make their homeownership dream come true. Congratulations and my best wishes to this beautiful couple. Thank you for trusting me with your financing.

Stop being afraid and call me, I can help you too!

Equal Housing Opportunity NMLS # 1419188
www.GreenState.org/MelissaFigueroaRivera

09/16/2026

🏡 Your first home doesn’t have to be your FOREVER home!

One of the biggest traps first-time buyers fall into is waiting for the “perfect” house. Perfect kitchen. Perfect yard. Perfect location. Perfect everything.

Instead, focus on finding a home that fits your needs, budget, and life right now. ❤️

Your first home is a starting point—not necessarily the finish line.

👩‍🍳 Your Mortgage Chef is here to help you cook up the right mortgage for your next chapter!

📲 Thinking about buying your first home? Message me or call me to get started.



Equal Housing Opportunity NMLS # 1419188
www.GreenState.org/MelissaFigueroaRivera

09/14/2026

🏦 Just because you bank there… does that mean they automatically have the best mortgage for YOU? 🤔🏡

Mortgage Myth Monday: Your bank may be familiar, but familiar doesn’t always mean the best fit.

Different lenders can have different loan programs, rates, fees, and options. Before you choose a mortgage, make sure you know what’s available for YOUR situation.

👨‍🍳 My job as The Mortgage Chef is to help you find the right ingredients for your homebuying recipe.

📲 Thinking about buying? Message me “OPTIONS” and let’s talk!



Equal Housing Opportunity NMLS # 1419188
www.GreenState.org/MelissaFigueroaRivera

09/11/2026

🏡 House hunting this weekend? Don’t let the dream kitchen make you forget the numbers! 👩‍🍳😉

Before you fall in love with a home, make sure the monthly payment fits comfortably into your budget—and if you’re already preapproved, think twice before opening new credit or making any big purchases.

The perfect home deserves the right financial recipe. 🏡❤️

👩‍🍳 The Mortgage Chef
Cooking up the perfect mortgage, one homeowner at a time.



Equal Housing Opportunity NMLS # 1419188
www.GreenState.org/MelissaFigueroaRivera

Today is a very special day for this beautiful couple. They bought a house!!! Congratulations on this amazing milestone ...
09/11/2026

Today is a very special day for this beautiful couple. They bought a house!!! Congratulations on this amazing milestone in your life!! Thank you for trusting my team and I with your financing.

Decide to start your process today so you are next.

Hoy es un día muy especial para esta linda pareja. ¡Compraron una casa! Felicidades en este logro tan importante en sus vidas. Gracias por confiar en mi equipo y en mi para su financiamiento.

Decide comenzar el proceso para usted sea el próximo

Equal Housing Opportunity NMLS # 1419188
www.GreenState.org/MelissaFigueroaRivera

09/10/2026

👩‍🍳🏡 Today’s Mortgage Chef Recipe: A Little Credit Card Strategy!

Getting ready to buy a home? Before you start paying off every credit card or moving money around, talk to your lender first! 💳

Sometimes the right move isn’t paying everything down to $0 — it’s knowing which financial moves can put you in the strongest position for your mortgage.

Every buyer has a different recipe, and that’s where I come in. 👩‍🍳✨

📲 Thinking about buying a home? Comment or message me “RECIPE” and let’s cook up a plan made for YOU!



Equal Housing Opportunity NMLS # 1419188
www.GreenState.org/MelissaFigueroaRivera

09/04/2026

Our offices will be closed Monday, September 7, in observance of Labor Day. If you need assistance, please call (800) 397-3790.

09/03/2026

🏡👩‍🍳 Before you start house hunting… let’s get the recipe right.

A strong preapproval isn’t made with just one ingredient. Income, credit, assets, and debts all go into figuring out what mortgage fits YOU.

And remember: you do NOT need perfect credit to start the conversation. 😉

Ready to see what your homebuying recipe looks like? Send me a message and let’s cook something up! 🏡🔥



Equal Housing Opportunity NMLS # 1419188
www.GreenState.org/MelissaFigueroaRivera

Address

4729 SW 9th Street
Des Moines, IA
50315

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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