07/01/2026
Great news for homebuyers!
Additional FHLB Mortgage Rate Relief funds will be available starting July 6, and the annual funding cap has been increased. That means more eligible buyers may have the opportunity to secure a lower mortgage interest rate—but funds are first come, first served.
Eligible borrowers may receive:
🏡 Up to a 1.5% interest rate reduction
🏡 Starting rate of 5.125%
🏡 Available for the purchase of a primary residence
🏡 Household income must be at or below 80% of the FHFA Area Median Income
Applications can begin now so underwriting is ready when funds become available.
If you're thinking about buying a home, don't wait! Reach out today to see if you qualify before funding runs out.
