Sal Zagami - NMLS 2055042

09/07/2026

🇺🇸 HAPPY LABOR DAY! 🇺🇸

Today we celebrate the people who build, create, serve, and keep America moving forward.

At Guerrilla Home Loans, we have a special appreciation for hard work. Our all-veteran team gets to work every day alongside veterans, builders, tradespeople, entrepreneurs, Realtors, and families who know that the things worth having are rarely the things that come easy.

And in construction lending, we get a front-row seat to the men and women who literally build America — one home and one community at a time. 🏡🔨

To the builders.
To the trades.
To the small-business owners.
To everyone who puts in the work when nobody is watching.

Today we celebrate you.

Hard work builds strong communities.
And strong communities build a stronger America. 🇺🇸

From our entire all-veteran team at Guerrilla Home Loans powered by Supreme Lending, have a safe and well-earned Labor Day!

Sal Zagami NMLS 2055042
SVP of Construction Lending
Supreme Lending NMLS 2129
📞 502-443-5350
🌐 SLGuerrillaHomeLoans.com

09/06/2026

🇺🇸 FHA ONE-TIME CLOSE IN TENNESSEE

Persistence pays off.

This family first contacted me in October 2025 with questions about building their forever home. They were raising their family while living in an RV on land they already owned free and clear, but they were worried their credit and debt ratios would keep them from qualifying to build.

Then they learned about our FHA One-Time Close construction loan.

By January, they were pre-approved and ready to move forward.

Then the obstacles started.

Their original builder had advertised a “turnkey” price but ultimately wouldn’t manage the construction and construction funds as required for their loan. After weeks of trying to make it work, the family was devastated.

That’s when Derek Stoll at Summertown Metals stepped in and put together a true turnkey build that worked within their budget.

They were back on track.

Then, just days before closing, the husband’s company laid off its workforce.

Another devastating setback—but they didn’t give up.

By the end of June, he had already established himself in a new job and they came right back to us.

We reopened the file, updated what was needed, got everything back through the process and CLOSED THEIR FHA CONSTRUCTION LOAN BEFORE JUNE WAS OVER. 🔥🏡

Think about that journey:

✅ Worried their credit wouldn’t allow them to build
✅ Living in an RV while raising their family
✅ Original builder couldn’t deliver the required turnkey build
✅ Found a new builder
✅ Lost employment days before closing
✅ Found a new job
✅ Came back and FINISHED THE MISSION

Now they’re finally building their forever home on land they already own.

Built by Summertown Metals in Tennessee.

Construction loans don’t always go perfectly. Sometimes the difference is simply having borrowers, a builder and a lending team who refuse to quit when something goes wrong.

Congratulations to this family. They earned this one. 🇺🇸

Sal Zagami - NMLS 2055042
SVP of Construction Lending
Supreme Lending NMLS 2129
📞 502-443-5350
📧 [email protected]
🌐 SLGuerrillaHomeLoans.com

09/05/2026

This 5 ⭐️ review is from a retired Army Colonel in Virginia who was sent to us from a much larger company when they couldn’t figure out his VA construction scenario and knew we could!

“Sal and Guerilla Home Loans are the absolute best! Sal and his crew stay with the VA loan applicant from start to finish. He personally stays involved in every step and his staff is very responsive. We truly appreciate the great experience we had with Sal and his team. You are in great hands with a caring veteran and a committed partner in your VA loan jouney. I wholeheartedly endorse Sal and Guerilla Home Loans.”

09/02/2026

Read the latest blog:

VA One-Time Close construction loans are difficult. Rescuing one after another lender gets it wrong can be even harder. That’s what we do.

09/01/2026

Is Your VA Construction Loan Falling Apart? We Rescue Them.

You were told you were approved. You found the land. You hired the builder. You made plans to build.

Now your lender is delaying closing, changing the loan, asking for unexpected money—or stopped communicating altogether.

Don’t give up on your build yet.

Our all-veteran team specializes in VA One-Time Close construction loans, and a significant part of what we do is rescuing VA construction loans that started somewhere else.

We’ve dealt with incorrectly ordered appraisals, builder approval problems, land-contract deadlines, improperly structured loans, unexpected denials and borrowers discovering at closing that the loan they were promised wasn’t what they were actually getting.

If your VA construction loan isn’t going the way you were promised, let us take a second look.

You don’t have to commit to switching lenders. Tell us what’s happening and we’ll help you understand your options.

🇺🇸 Veterans Serving Veterans.

Sal Zagami | NMLS 2055042
SVP of Construction Lending | Supreme Lending NMLS 2129
📞 502-443-5350
🌐 SLGuerrillaHomeLoans.com

09/01/2026

🏗️ FHA One-Time Close Construction
In Texas 🏗️

This one was referred to us by Ironwood Builders LLC in mid-July and together, we did a lot behind the scenes to get this loan closed.

After pre-approval they needed to:
• Get plans drafted
• Land surveyed
• Property deeded from family

During the process, the file had to be rebuilt when we discovered the land — which had been deeded off of the parents’ larger parcel — was never given its own unique address, and was recorded as the parents’ address that the borrowers land was separated from.

That’s an issue on family land splits that many lenders don’t catch, and could have caused our borrowers and their parents major Issues down the line.

As first-time homebuyers, they also wanted to fully understand every disclosure and step of the process before moving forward. We took the time to walk through everything, answered every question, and made sure they were 100% comfortable before closing. Even sometimes talking on the phone late into the night.

The result:
✅ Loan closed
✅ Funds secured
✅ Construction officially underway

No rushing.
No guessing.
No surprises.

This is what happens when the builder and lender actually understand construction lending and work together from the start.

Sal Zagami - NMLS 2055042
VP of Construction Lending
Guerrilla Home Loans
Powered by Supreme Lending
📲 502-443-5350
🌐 SLGuerrillaHomeLoans.com

09/01/2026

🇺🇸 Guerrilla Home Loans Powered by Supreme Lending is Hiring; 2026 Is a Growth Year 🇺🇸

Opportunities like this don’t come around often, but we’re building for what’s coming next, and 2026 is going to require more hands on deck.

We’re looking for like-minded veterans who want to be part of something different in the mortgage industry.

Immediate Need:

1. We’re hiring a remote licensed Loan Originator living near Dallas, TX to:
• Assist with provided inbound leads
• Operate as a licensed LOA / Loan Originator
• Support a growing pipeline of purchase and construction business

This is an excellent opportunity for someone who wants consistent volume, real mentorship, and exposure to complex loans most LOs never see.

2. Branch Manager / Growth Opportunity:

We are also actively mentoring veteran Loan Originators producing $10M+ annually who are ready to take the next step and run their own mortgage branch. (Nationwide)

If you’re tired of:
• Limited loan programs
• No control
• No differentiation
• Being “just another LO”

…and you want real leadership, autonomy, and a niche that actually sets you apart — we should talk.

3. Open Invitation:

Even if you don’t fit neatly into one of the roles above, if you’re a mortgage professional with military experience and you’re looking for something completely different than the typical mortgage job, send us your resume along with a brief explanation of why you’d be a good fit for our team.

Who We Are:

We are veterans serving everyone, with a full array of mortgage products, but our passion has always been rooted in making VA One-Time Close construction loans accessible to more veterans nationwide.

This isn’t boiler-room lending.
This is expertise-driven, relationship-based work that actually makes an impact.

And yes, we work hard… but we also play hard.
Our team meets several times a year for:
• Supreme Lending Sales Rally
• VAREP Gala
• Training trips
• Presentations
• President’s Club

If you’re a veteran, a producer, and someone who wants to be part of a mission-driven team that’s actually growing, now is the time.

📩 Send resumes and inquiries via DM or email.
Let’s see if there’s a fit.

Sal Zagami - NMLS 2055042
Guerrilla Home Loans
Powered by Supreme Lending
Veterans Serving Everyone 🇺🇸

08/29/2026

🇺🇸 VA ONE-TIME CLOSE — OKLAHOMA 🇺🇸

Once a Marine, always a Marine. And still serving his community today.

This former Marine, now a police officer, first emailed me at the beginning of February after reading about my work with VA One-Time Close construction loans in social media groups.

He and his family had purchased their land back in August 2024 and were finally ready to build.

In March, we received his application and quickly got him pre-approved, giving the family a clear understanding of the budget they could comfortably work within.

Then things moved FAST.

✅ Pre-approved in March
🏡 Builder documents received just a couple weeks later
📋 VA construction appraisal ordered
✅ Completed appraisal back a couple weeks after that
🇺🇸 CLOSED & FUNDED at the beginning of May

Now construction can begin on the custom home this veteran family has been planning for on land they already own.

Built by Legacy Fine Homes, LLC

From serving our country as a Marine to serving his community in law enforcement, we’re honored that he trusted our all-veteran team to serve his family on this mission.

Veterans serving veterans. 🇺🇸

Thinking about building with your VA benefit? You don’t need to have everything figured out before you call. Start with the pre-approval, understand your budget, and we’ll help you through the process from there.

Sal Zagami - NMLS 2055042
SVP of Construction Lending
Supreme Lending NMLS 2129
📞 502-443-5350
📧 [email protected]
🌐 SLGuerrillaHomeLoans.com

08/26/2026

🇺🇸 VA ONE-TIME CLOSE — TENNESSEE 🇺🇸
Lower credit score. 23 acres. Dream barndominium. CLOSED.

This is exactly why I tell veterans: Don’t assume one lender’s guidelines are VA’s guidelines.

After leaving the Army, this veteran and his wife became entrepreneurs, building a successful mobile dog grooming business that they’ve been operating from an RV parked on 23 acres of family land deeded to them to build their future home.

At the beginning of March, I received a text:

They had been reading about my success with VA One-Time Close construction loans online and were finally ready to find out if they could qualify to build the barndominium they’d been dreaming about.

There was one potential obstacle: credit.

We discussed some previous credit issues, what had happened, and what documentation underwriting would need to properly evaluate the circumstances.

By the beginning of April, they were pre-approved and knew exactly what their construction budget looked like.

By the first week of May, we had everything we needed from their builder to order the VA appraisal.

And by the end of May, we were CLOSED AND FUNDED. 🔥

Here’s what makes this one special:

🇺🇸 VA One-Time Close construction loan
🏡 Custom barndominium
🌳 Building on 23 acres of family land
💳 Credit score below what other construction lenders would accept
💰 Very little cash brought to closing
📈 Projected to have approximately $100,000 in equity when construction is complete

A credit score doesn’t tell someone’s entire story.

VA lending provides flexibility for a reason, and knowing how to properly document and underwrite a veteran’s complete financial picture can make the difference between someone saying “you don’t qualify” and watching your dream home finally come out of the ground.

These are the VA construction loans we love doing.

Veterans serving veterans. 🇺🇸

Sal Zagami NMLS 2055042
SVP of Construction Lending
Supreme Lending NMLS 2129
📞 502-443-5350
📧 [email protected]
🌐 SLGuerrillaHomeLoans.com